{"id":13178,"date":"2013-11-18T12:54:18","date_gmt":"2013-11-18T11:54:18","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=13178"},"modified":"2013-12-18T22:41:44","modified_gmt":"2013-12-18T21:41:44","slug":"pruzkum-stemmark-lide-neumi-setrit","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=13178","title":{"rendered":"Pr\u016fzkum STEM\/MARK: Lid\u00e9 neum\u00ed \u0161et\u0159it"},"content":{"rendered":"<p><strong>\u010cesk\u00e9 rodiny neum\u00ed podle pr\u016fzkumu agentury STEM\/MARK \u0161et\u0159it a \u017eij\u00ed, jak se \u0159\u00edk\u00e1, z ruky do \u00fast. T\u0159etina dom\u00e1cnost\u00ed m\u00e1 finan\u010dn\u00ed rezervy maxim\u00e1ln\u011b na m\u011bs\u00edc. To je ale podle report\u00e1\u017ee Prima FTV. mnohdy \u017eene do sp\u00e1r\u016f nebezpe\u010dn\u00e9 dluhov\u00e9 spir\u00e1ly.<!--more--><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Asi ka\u017ed\u00fd z n\u00e1s zn\u00e1 n\u011bkoho, komu se neda\u0159\u00ed zbavit se dluh\u016f. Lid\u00e9 se dost\u00e1vaj\u00ed do finan\u010dn\u00ed t\u00edsn\u011b z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f. Nej\u010dast\u011bj\u0161\u00ed je ztr\u00e1ta zam\u011bstn\u00e1n\u00ed.<\/p>\n<p>Krzysztof R\u00d3ZYCKI, gener\u00e1ln\u00ed \u0159editel, KRUG, spr\u00e1va pohled\u00e1vek:&#8220;Nebo ztr\u00e1ty partnera nebo n\u011bjak\u00fd rozvod nebo n\u011bjak\u00fd probl\u00e9my se zdrav\u00edm.&#8220;<\/p>\n<p>To je p\u0159\u00edpad 38let\u00e9ho Petra z Hole\u0161ova. Za jeho dluhy m\u016f\u017ee z velk\u00e9 \u010d\u00e1sti zdrav\u00ed. M\u00e1 chronick\u00e9 bolesti zad a p\u00e1te\u0159e. Zadlu\u017eil se ov\u0161em je\u0161t\u011b d\u0159\u00edv, ne\u017e ho za\u010dala zlobit z\u00e1da.<\/p>\n<p>Petr, zadlu\u017een\u00fd:&#8220;M\u00e1m de facto, dluhy na soci\u00e1ln\u00ed spr\u00e1v\u011b, na VZP, hodn\u011b jsem si pop\u016fj\u010doval u p\u0159\u00edbuzn\u00fdch, u kamar\u00e1d\u016f. Tak\u017ee ty dluhy opravdu narostly.&#8220;<\/p>\n<p>Vyu\u010den\u00fd zedn\u00edk je v invalidn\u00edm d\u016fchodu. S necel\u00fdmi 6 tis\u00edci korun absolutn\u011b nevych\u00e1z\u00ed.<\/p>\n<p>Petr,&#8220;Te\u010f nev\u00edm, jak se z toho za\u010darovan\u00e9ho kruhu vlastn\u011b dostat. Nem\u016f\u017eu tahat n\u011bjak\u00e9 t\u011b\u017e\u0161\u00ed p\u0159edm\u011bty nebo b\u0159emena. Je to cel\u00e9 na houby a v\u016fbec bych to nikomu nep\u0159\u00e1l.&#8220;<\/p>\n<p>Lid\u00ed, kte\u0159\u00ed se dost\u00e1vaj\u00ed do podobn\u00fdch situac\u00ed, kdy si p\u016fj\u010d\u00ed, a pak nedok\u00e1\u017e\u00ed spl\u00e1cet, jsou statis\u00edce. Podle odborn\u00edk\u016f je nejhor\u0161\u00ed d\u011blat mrtv\u00e9ho brouka, proto\u017ee pak p\u0159ijdou soudy a exekuce. A co tedy d\u011blat? Postavit se dluh\u016fm \u010delem a svou neschopnost spl\u00e1cet na rovinu instituc\u00edm p\u0159iznat.<\/p>\n<p>Krzysztof R\u00d3ZYCKI :&#8220;Co dlu\u017en\u00edk m\u016f\u017ee d\u011blat? M\u016f\u017ee d\u011blat to, \u017ee by co se nejd\u0159\u00edv kontaktoval se sv\u00fdm v\u011b\u0159itelem, jak za\u010d\u00edn\u00e1 m\u011bt probl\u00e9my, probl\u00e9my se zdrav\u00ed, probl\u00e9my se zam\u011bstn\u00e1n\u00edm a \u0159\u00edct, jak, jak\u00e1 je ta situace popravd\u011b.&#8220;<\/p>\n<p>Pr\u00e1v\u011b to je \u010dast\u00fd probl\u00e9m zadlu\u017een\u00fdch lid\u00ed. Styd\u00ed se a nech\u00e1vaj\u00ed situaci takzvan\u011b &#8222;vyhn\u00edt&#8220;. To je nejhor\u0161\u00ed, co m\u016f\u017eou ud\u011blat. Pokud p\u0159eci jen m\u00e1te dluhy a chcete je \u0159e\u0161it, m\u016f\u017eete se zcela bezplatn\u011b obr\u00e1tit na odborn\u00edky.<\/p>\n<p>David \u0160MEJKAL, \u0159editel Poradny p\u0159i finan\u010dn\u00ed t\u00edsni, o.p.s.:&#8220;V\u0161echno, co d\u011bl\u00e1me, d\u011bl\u00e1me zdarma, zejm\u00e9na poradenskou \u010dinnost a zejm\u00e9na zpracov\u00e1n\u00ed n\u00e1vrhu na oddlu\u017een\u00ed, osobn\u00ed bankrot.&#8220;<\/p>\n<p>Poradna p\u0159i finan\u010dn\u00ed t\u00edsni je k dispozici i na bezplatn\u00e9 lince 800 722 722 ka\u017ed\u00e9 pond\u011bl\u00ed. V t\u00e9m\u011b\u0159 v\u0161ech kraj\u00edch m\u00e1 pobo\u010dku, situaci proberou. Smutn\u00fd fakt, \u017ee t\u0159etina \u010desk\u00fdch dom\u00e1cnost\u00ed m\u00e1 rezervy maxim\u00e1ln\u011b na m\u011bs\u00edc, m\u00e1 sv\u016fj p\u016fvod i ve v\u00fdchov\u011b.<\/p>\n<p>Petr GAJDU\u0160EK, agentura STEM\/MARK:&#8220;Je to ur\u010dit\u011b d\u00e1no t\u00edm, \u017ee jen men\u0161\u00ed \u010d\u00e1st lid\u00ed \u0159\u00edk\u00e1, \u017ee se jim dostalo v ml\u00e1d\u00ed, p\u0159\u00edpadn\u011b v d\u011btstv\u00ed dostate\u010dn\u00e9ho finan\u010dn\u00edho vzd\u011bl\u00e1n\u00ed.&#8220;<\/p>\n<p>podle Prima FTV zaznamenala invArena<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u010cesk\u00e9 rodiny neum\u00ed podle pr\u016fzkumu agentury STEM\/MARK \u0161et\u0159it a \u017eij\u00ed, jak se \u0159\u00edk\u00e1, z ruky do \u00fast. T\u0159etina dom\u00e1cnost\u00ed m\u00e1 finan\u010dn\u00ed rezervy maxim\u00e1ln\u011b na m\u011bs\u00edc. <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=13178\" title=\"Pr\u016fzkum STEM\/MARK: Lid\u00e9 neum\u00ed \u0161et\u0159it\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13178","post","type-post","status-publish","format-standard","hentry","category-nezarazene"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/13178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13178"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/13178\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}