{"id":14379,"date":"2014-01-14T00:21:57","date_gmt":"2014-01-13T23:21:57","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=14379"},"modified":"2014-01-14T00:24:35","modified_gmt":"2014-01-13T23:24:35","slug":"na-nasledky-operace-nelze-uzavrit-urazovou-pojistku","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=14379","title":{"rendered":"Na n\u00e1sledky operace nelze uzav\u0159\u00edt \u00farazovou pojistku"},"content":{"rendered":"

P\u0159ed operac\u00ed nohy se pojistil, aby dostal pen\u00edze, kdyby se n\u00e1hodou nepovedla. Po nep\u0159\u00edli\u0161 vyda\u0159en\u00e9 operaci v\u0161ak pojistku nedostal a n\u00e1sledn\u011b prohr\u00e1l i soud s poji\u0161\u0165ovnou. Fina\u010dn\u00ed poradkyn\u011b tvrd\u00ed, \u017ee mu nic neslibovala.\u00a0 <\/strong><\/p>\n

foto: Photorack<\/em><\/p>\n

report\u00e1\u017e TV Barrandov<\/strong><\/p>\n

P\u0159\u00edb\u011bh Richarda K\u00f6hlera ze Svobody nad \u00dapou, kter\u00fd tvrd\u00ed, \u017ee z n\u011bj chyby l\u00e9ka\u0159\u016f ve vrchlabsk\u00e9 nemocnici ud\u011blaly mrz\u00e1ka, m\u00e1 dal\u0161\u00ed trpk\u00e9 pokra\u010dov\u00e1n\u00ed. K\u00f6hler toti\u017e prohr\u00e1l soud s poji\u0161\u0165ovnou, u n\u00ed\u017e se p\u0159ed kl\u00ed\u010dovou operac\u00ed pojistil. Podle verdiktu soudu ale zcela zbyte\u010dn\u011b. Na operaci se toti\u017e pojistka nevztahovala.<\/p>\n

Takhle jsme v\u00e1m Richarda K\u00f6hlera uk\u00e1zali p\u0159ed m\u011bs\u00edcem. B\u00fdval\u00fd klemp\u00ed\u0159 p\u0159ed t\u0159emi lety spadl z le\u0161en\u00ed a nyn\u00ed se po zkr\u00e1cen\u00ed jedn\u00e9 nohy st\u011b\u017e\u00ed pohybuje i ve vlastn\u00ed kuchyni.<\/p>\n

Richard K\u00d6HLER, pacient:\u00a0 „Podstoupil jsem operaci – vlastn\u011b \u0159ekli mi, \u017ee budu bez trvalejch n\u00e1sledk\u016f a jak bude l\u00e9\u010dba n\u00e1sledovat.“<\/p>\n

A ta prob\u00edhala v nemocnici ve Vrchlab\u00ed od po\u010d\u00e1tku neslavn\u011b. Po n\u011bkoliker\u00fdch komplikac\u00edch se K\u00f6hler ocitl na k\u0159i\u017eovatce.<\/p>\n

K\u00d6HLER:“Po t\u011bchto incidentech jsem p\u0159i\u0161el dom\u016f a \u0159ekl jsem sv\u00fd p\u0159\u00edtelkyni, j\u00e1 u\u017e v t\u00fd nemocnici nevydr\u017e\u00edm , m\u011b se to tam nel\u00edb\u00ed , j\u00e1 u\u017e na \u017e\u00e1dnou operaci prost\u011b nepudu.“<\/p>\n

P\u0159esv\u011bd\u010dit se nechal a\u017e pot\u00e9, co se rozhodl proti jej\u00edm n\u00e1sledk\u016fm pojistit. Smlouvu s poji\u0161\u0165ovnou Generali tehdy zprost\u0159edkovala finan\u010dn\u00ed poradkyn\u011b firmy Partners a tady je v\u00fdsledek.<\/p>\n

Petr VELEMAN, soudce Obvodn\u00edho soudu pro Prahu 2:“Za prv\u00e9 – zam\u00edt\u00e1 se \u017ealoba o zaplacen\u00ed \u010d\u00e1stky 480 tis\u00edc K\u010d. Za druh\u00e9 – \u017e\u00e1dn\u00fd z \u00fa\u010dastn\u00edk\u016f nem\u00e1 pr\u00e1vo na n\u00e1hradu n\u00e1kladu \u0159\u00edzen\u00ed.“<\/p>\n

Pen\u00edze K\u00f6hler zkr\u00e1tka nedostal od poji\u0161\u0165ovny ani soudn\u011b. Jinak \u0159e\u010deno, soud dal za pravdu poji\u0161\u0165ovn\u011b, kter\u00e1 tvrd\u00ed, \u017ee operace nen\u00ed \u00farazem a proto nemus\u00ed panu Kellerovi platit v\u016fbec nic. Tak\u017ee ve v\u00fdsledku pojistka nebyla k ni\u010demu …….Podle firmy Partners ale ochranu p\u0159ed n\u00e1sledky operace panu K\u00f6hlerovi jejich finan\u010dn\u00ed poradkyn\u011b rozhodn\u011b neslibovala.<\/p>\n

Lada KI\u010cMEROV\u00c1, \u0159editelka marketingu Partners:“Ta pojistn\u00e1 smlouva pln\u00ed ty c\u00edle a ty pot\u0159eby, kter\u00e9 klienti cht\u011bli \u0159e\u0161it. Ten \u00faraz vlastn\u011b nastal ji\u017e p\u0159edt\u00edm a klient byl upozorn\u011bn, \u017ee samoz\u0159ejm\u011b nen\u00ed mo\u017en\u00e9 se pojistit na n\u011bjak\u00e9 n\u00e1sledky.“<\/p>\n

K\u00d6HLER, „J\u00e1 jsem se pojistil p\u0159ed operac\u00ed, jinak bych na tu operaci v \u017eivot\u011b ne\u0161el a najednou je to \u00fapln\u011b v\u0161echno jinak vlastn\u011b. Zni\u010dili mi zdrav\u00ed, poji\u0161\u0165ovna m\u011b nevyplatila, jsem docela v zoufal\u00fd situaci.“<\/p>\n

Ze skromn\u00e9ho invalidn\u00edho d\u016fchodu \u010dty\u0159i a p\u016fl tis\u00edce korun a tak nyn\u00ed mus\u00ed uhradit i soudn\u00ed v\u00fdlohy. Jedinou \u0161anc\u00ed, ke kter\u00e9 se Richard K\u00f6hler i jeho rodina je\u0161t\u011b up\u00edn\u00e1, je soud s vrchlabskou nemocnic\u00ed. Kdy\u017e prohraje i ten, je konec.<\/p>\n

TV Barrandov<\/p>\n

souvisej\u00edc\u00ed \u010dl\u00e1nek ZDE<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

P\u0159ed operac\u00ed nohy se pojistil, aby dostal pen\u00edze, kdyby se n\u00e1hodou nepovedla. Po nep\u0159\u00edli\u0161 vyda\u0159en\u00e9 operaci v\u0161ak pojistku nedostal a n\u00e1sledn\u011b prohr\u00e1l i soud s […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":14319,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezarazene"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/14379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14379"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/14379\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14319"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}