{"id":15636,"date":"2014-04-10T21:38:49","date_gmt":"2014-04-10T19:38:49","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=15636"},"modified":"2014-04-11T07:49:46","modified_gmt":"2014-04-11T05:49:46","slug":"zmenil-se-mi-zdravotni-stav-musim-to-hlasit-pojistovne","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=15636","title":{"rendered":"Zm\u011bnil se mi zdravotn\u00ed stav. Mus\u00edm to hl\u00e1sit poji\u0161\u0165ovn\u011b?"},"content":{"rendered":"<p><strong>M\u00e1m ji\u017e n\u011bkolik let uzav\u0159en\u00e9 poji\u0161t\u011bn\u00ed. Vstupoval jsem do n\u011bj jako pln\u011b invalidn\u00ed. Mus\u00edm i p\u0159es to poji\u0161\u0165ovn\u011b nahl\u00e1sit zm\u011bnu zdravotn\u00edho stavu (nap\u0159: \u0159\u00eddnut\u00ed kost\u00ed)? Odpov\u00edd\u00e1 poradna redakce invArena&#8230;<!--more--><br \/>\n<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Pokud to neud\u011bl\u00e1m a p\u0159ivod\u00edm si t\u0159eba zlomeninu, m\u016f\u017ee mi pak poji\u0161\u0165ovna odm\u00edtnout pln\u011bn\u00ed? Poji\u0161t\u011bn\u00ed si plat\u00edm docela drah\u00e9 a nerad bych ho platil zbyte\u010dn\u011b.<\/strong><\/p>\n<p>ODPOV\u011a\u010e:<br \/>\n<!--more-->V\u0161eobecn\u011b lze \u0159\u00edci, \u017ee spr\u00e1vnost \u00fadaj\u016f, kter\u00e9 Va\u0161e poji\u0161\u0165ovna m\u00e1 o zdravotn\u00edm stavu, zvy\u0161uje \u0161anci, \u017ee v p\u0159\u00edpad\u011b \u00farazu bude pojistn\u00e9 vyplaceno.<\/p>\n<p>To v\u016fbec neplat\u00ed pouze u handicapovan\u00fdch lid\u00ed. V\u011bt\u0161ina poji\u0161\u0165oven se p\u0159i sjedn\u00e1v\u00e1n\u00ed poji\u0161t\u011bn\u00ed pt\u00e1 i na ty nejmen\u0161\u00ed zd\u00e1nliv\u011b banality, ale je to pro n\u011b z\u00e1sadn\u00ed p\u0159i rozhodov\u00e1n\u00ed zda V\u00e1m pojistku sjednaj\u00ed a je\u0161t\u011b v\u00edce ve chv\u00edli, kdy V\u00e1m maj\u00ed n\u011bco vyplatit.<\/p>\n<p>Je zodpov\u011bdnost\u00ed ka\u017ed\u00e9ho \u010dlov\u011bka, aby si sv\u00e9 poji\u0161t\u011bn\u00ed udr\u017eoval. V p\u0159\u00edpad\u011b n\u011bjak\u00e9 zm\u011bny ve zdravotn\u00edm stavu se d\u00e1 pouze doporu\u010dit, aby si \u010dlov\u011bk za\u0161el do poji\u0161\u0165ovny a svou pojistku aktualizoval. Pokud chce m\u00edt v\u011bt\u0161\u00ed jistotu, \u017ee v p\u0159\u00edpad\u011b \u00farazu od poji\u0161\u0165ovny n\u011bco dostane.<\/p>\n<p>Je sice mo\u017en\u00e9, \u017ee nov\u00e9 skute\u010dnosti, kter\u00e9 uvedete u\u017e budou pro poji\u0161\u0165ovnu d\u016fvodem pro\u010d \u010dlov\u011bka nepojistit, to je ale po\u0159\u00e1d lep\u0161\u00ed, ne\u017e dlouh\u00e9 roky platit poji\u0161t\u011bn\u00ed a n\u00e1sledn\u011b zjistit, \u017ee v p\u0159\u00edpad\u011b \u00farazu poji\u0161\u0165ovna nic nevyplat\u00ed a nebo ne to, co by m\u011bla.<\/p>\n<p>Dnes u\u017e je situace pro handicapovan\u00e9 v mo\u017enostech poji\u0161t\u011bn\u00ed r\u016f\u017eov\u011bj\u0161\u00ed ne\u017e d\u0159\u00edve. Jak\u00e9 se posti\u017een\u00fdm nab\u00edz\u00ed mo\u017enosti, jsme popisovali ve \u010dl\u00e1nku:<br \/>\n<a href=\"https:\/\/www.invarena.cz\/?p=4435\">Sjednaj\u00ed poji\u0161\u0165ovny handicapovan\u00fdm poji\u0161t\u011bn\u00ed?<\/a><\/p>\n<p>Ji\u0159\u00ed Marek<br \/>\ninvArena<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>M\u00e1m ji\u017e n\u011bkolik let uzav\u0159en\u00e9 poji\u0161t\u011bn\u00ed. Vstupoval jsem do n\u011bj jako pln\u011b invalidn\u00ed. Mus\u00edm i p\u0159es to poji\u0161\u0165ovn\u011b nahl\u00e1sit zm\u011bnu zdravotn\u00edho stavu (nap\u0159: \u0159\u00eddnut\u00ed kost\u00ed)? <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=15636\" title=\"Zm\u011bnil se mi zdravotn\u00ed stav. Mus\u00edm to hl\u00e1sit poji\u0161\u0165ovn\u011b?\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":3,"featured_media":10615,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-15636","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/15636","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15636"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/15636\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/10615"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15636"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15636"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}