Byla na m\u011b uvalena exekuce kv\u016fli neplacen\u00ed zdravotn\u00edho poji\u0161t\u011bn\u00ed v\u00a0dob\u011b, kdy jsem byla je\u0161t\u011b st\u0159edo\u0161kolskou studentkou. Nech\u00e1pu, jak je to mo\u017en\u00e9, v\u017edy\u0165 za studenty plat\u00ed p\u0159ece pojistn\u00e9 \u0161kola. Co m\u00e1m d\u011blat, kdy\u017e jde zjevn\u011b o omyl?<\/b><\/p>\n
ODPOV\u011a\u010e:<\/b><\/p>\n
<\/p>\n
Za st\u0159edo\u0161kolsk\u00e9ho studenta jako za nezaopat\u0159en\u00e9 d\u00edt\u011b je pl\u00e1tcem pojistn\u00e9ho za zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t (nikoli \u0161kola). Skute\u010dnost, \u017ee dan\u00fd poji\u0161t\u011bnec m\u00e1 b\u00fdt za\u0159azen do kategorie st\u00e1tn\u00edch poji\u0161t\u011bnc\u016f, v\u0161ak mus\u00ed n\u011bkdo jeho poji\u0161\u0165ovn\u011b ozn\u00e1mit.<\/b> Studenti se obvykle spol\u00e9haj\u00ed na to, \u017ee za n\u011b ozn\u00e1men\u00ed provede hromadn\u011b \u0161kola, a drtiv\u00e1 v\u011bt\u0161ina \u0161kol to skute\u010dn\u011b d\u011bl\u00e1. Prim\u00e1rn\u011b m\u00e1 ale oznamovac\u00ed povinnost s\u00e1m poji\u0161t\u011bnec<\/b>.<\/p>\n
Podle z\u00e1kona o\u00a0ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed je poji\u0161t\u011bnec povinen ozn\u00e1mit sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b nejpozd\u011bji do 8 dn\u016f skute\u010dnosti rozhodn\u00e9 pro vznik nebo z\u00e1nik povinnosti st\u00e1tu platit za n\u011bj pojistn\u00e9.<\/b> Za osoby nezletil\u00e9 pln\u00ed tuto povinnost jejich z\u00e1konn\u00fd z\u00e1stupce. Poji\u0161t\u011bnec, kter\u00fd nepat\u0159\u00ed mezi osoby, za kter\u00e9 hrad\u00ed pojistn\u00e9 st\u00e1t, nen\u00ed zam\u011bstnancem ani osobou samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinnou, si mus\u00ed platit pojistn\u00e9 jako tzv.\u00a0osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f, a\u00a0to v\u00a0z\u00e1konem stanoven\u00e9 v\u00fd\u0161i (od 1.\u00a08.\u00a02013 to je 1\u00a0148\u00a0K\u010d, p\u0159edt\u00edm 1\u00a0080\u00a0K\u010d).<\/p>\n
Student je povinen prov\u00e9st u p\u0159\u00edslu\u0161n\u00e9 zdravotn\u00ed poji\u0161\u0165ovny ozn\u00e1men\u00ed o zah\u00e1jen\u00ed studia, resp. si ov\u011b\u0159it, zda toto ozn\u00e1men\u00ed provedla \u0161kola. Pokud zjist\u00ed, \u017ee \u0161kola hl\u00e1\u0161en\u00ed neprovedla nebo ho provedla chybn\u011b (nap\u0159. jin\u00e9 poji\u0161\u0165ovn\u011b), mus\u00ed ozn\u00e1men\u00ed prov\u00e9st s\u00e1m. Neu\u010din\u00ed-li tak a\u00a0o\u00a0placen\u00ed pojistn\u00e9ho se nestar\u00e1, m\u011bl by alespo\u0148 ihned reagovat, kdy\u017e mu p\u0159ijde v\u00fdzva od poji\u0161\u0165ovny<\/b> (p\u0159ed ka\u017edou exekuc\u00ed dlu\u017en\u00edk obdr\u017e\u00ed do vlastn\u00edch rukou tzv. exeku\u010dn\u00ed titul, tj. platebn\u00ed v\u00fdm\u011br nebo v\u00fdkaz nedoplatk\u016f, proti kter\u00fdm m\u016f\u017ee podat odvol\u00e1n\u00ed nebo n\u00e1mitky). <\/span>Jestli\u017ee probl\u00e9m v\u016fbec ne\u0159e\u0161\u00ed v\u00a0domn\u011bn\u00ed, \u017ee jde o\u00a0omyl, proto\u017ee „p\u0159ece za studenty hrad\u00ed pojistn\u00e9 \u0161kola“, m\u016f\u017ee v\u0161e skon\u010dit jako v\u00a0popisovan\u00e9m p\u0159\u00edpad\u011b. P\u0159itom sta\u010dilo poji\u0161\u0165ovn\u011b <\/span>dolo\u017eit, \u017ee jste v dan\u00e9 dob\u011b studovala, resp. byla nezaopat\u0159en\u00fdm d\u00edt\u011btem.<\/b><\/span> Z<\/span>a nezaopat\u0159en\u00e9 se pova\u017euje d\u00edt\u011b do skon\u010den\u00ed povinn\u00e9 \u0161koln\u00ed doch\u00e1zky a\u00a0pot\u00e9, nejd\u00e9le v\u0161ak do 26. roku v\u011bku, jestli\u017ee se soustavn\u011b p\u0159ipravuje na budouc\u00ed povol\u00e1n\u00ed, \u010d\u00edm\u017e je m\u00edn\u011bno studium na st\u0159edn\u00edch a vysok\u00fdch \u0161kol\u00e1ch v \u010cR, ov\u0161em s n\u011bkolika v\u00fdjimkami, jako je nap\u0159. d\u00e1lkov\u00e9, distan\u010dn\u00ed, ve\u010dern\u00ed nebo kombinovan\u00e9 studium na S\u0160, je-li d\u00edt\u011b v dob\u011b takov\u00e9ho studia v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 nebo m\u00e1 n\u00e1rok na podporu v\u00a0nezam\u011bstnanosti nebo podporu p\u0159i rekvalifikaci.<\/p>\n Co se t\u00fdk\u00e1 ji\u017e na\u0159\u00edzen\u00e9 exekuce, mohla jste podat n\u00e1vrh na zastaven\u00ed exekuce dle \u00a7 55 exeku\u010dn\u00edho \u0159\u00e1du; tento n\u00e1vrh lze podat do 15 dn\u016f od okam\u017eiku, kdy se povinn\u00fd dozv\u00ed o d\u016fvodu zastaven\u00ed. N\u00e1vrh na zastaven\u00ed v\u0161ak m\u016f\u017ee podat i opr\u00e1vn\u011bn\u00fd, tedy poji\u0161\u0165ovna, a to kdykoliv v\u00a0pr\u016fb\u011bhu exeku\u010dn\u00edho \u0159\u00edzen\u00ed. Pokud jste prokazateln\u011b byla v\u00a0dan\u00e9m obdob\u00ed \u0159\u00e1dn\u00fdm studentem st\u0159edn\u00ed \u0161koly, nem\u011bla byste vy osobn\u011b b\u00fdt dlu\u017en\u00edkem za neodveden\u00e9 platby na zdravotn\u00edm pojistn\u00e9m. To znamen\u00e1, \u017ee prob\u00edhaj\u00edc\u00ed exekuce by m\u011bla b\u00fdt zastavena pro jej\u00ed nep\u0159\u00edpustnost (existuje zde pr\u00e1vn\u00ed vada exeku\u010dn\u00edho titulu, kter\u00e1 dal\u0161\u00ed veden\u00ed exeku\u010dn\u00edho \u0159\u00edzen\u00ed nep\u0159ipou\u0161t\u00ed). M\u016f\u017eete tedy podat n\u00e1vrh na zastaven\u00ed exekuce nebo se pokuste dohodnout s poji\u0161\u0165ovnou, zda tak u\u010din\u00ed sama<\/b>.<\/p>\n M\u011bla byste ale po\u010d\u00edtat s t\u00edm, \u017ee poji\u0161\u0165ovna v\u00e1m m\u016f\u017ee ud\u011blit pokutu za nespln\u011bn\u00ed oznamovac\u00ed povinnosti a\u017e do v\u00fd\u0161e 10 000 K\u010d.<\/b> Pojistn\u00e9 za v\u00e1s u\u017e toti\u017e nebude doplaceno, proto\u017ee p<\/span>o\u010dty poji\u0161t\u011bnc\u016f, za kter\u00e9 je pl\u00e1tcem st\u00e1t, jsou ka\u017ed\u00fd m\u011bs\u00edc oznamov\u00e1ny Ministerstvu financ\u00ed. Nen\u00ed-li poji\u0161t\u011bnec nahl\u00e1\u0161en, st\u00e1t za n\u011bj pojistn\u00e9 neplat\u00ed, a p\u0159\u00edpadn\u00e1 korekce je mo\u017en\u00e1 jen t\u0159i m\u011bs\u00edce zp\u011btn\u011b.<\/p>\n \u00a0Mgr. Old\u0159ich Tich\u00fd Byla na m\u011b uvalena exekuce kv\u016fli neplacen\u00ed zdravotn\u00edho poji\u0161t\u011bn\u00ed v\u00a0dob\u011b, kdy jsem byla je\u0161t\u011b st\u0159edo\u0161kolskou studentkou. Nech\u00e1pu, jak je to mo\u017en\u00e9, v\u017edy\u0165 za studenty plat\u00ed […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-15823","post","type-post","status-publish","format-standard","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/15823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15823"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/15823\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n<\/b>vedouc\u00ed tiskov\u00e9ho odd\u011blen\u00ed a tiskov\u00fd mluv\u010d\u00ed<\/p>\n","protected":false},"excerpt":{"rendered":"