{"id":16326,"date":"2014-05-30T10:34:44","date_gmt":"2014-05-30T08:34:44","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=16326"},"modified":"2014-05-30T10:56:25","modified_gmt":"2014-05-30T08:56:25","slug":"invalidni-duchodci-v-i-a-ii-stupni-casto-netusi-ze-za-ne-stat-neplati-duchodove-pojisteni","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=16326","title":{"rendered":"Invalidn\u00ed d\u016fchodci v I. a II. stupni \u010dasto netu\u0161\u00ed, \u017ee za n\u011b st\u00e1t neplat\u00ed d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed"},"content":{"rendered":"

Spousta invalidn\u00edch d\u016fchodc\u016f si mysl\u00ed, \u017ee kdy\u017e pob\u00edraj\u00ed d\u016fchod, automaticky jsou \u00fa\u010dastn\u00edky d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed, a \u017ee se jim roky, po kter\u00e9 jsou invalidn\u00edmi, zapo\u010d\u00edtaj\u00ed do starobn\u00edho d\u016fchodu. Jak to ve skute\u010dnosti je?<\/strong>
\n
\nPokud \u010dlov\u011bk pob\u00edr\u00e1 invalidn\u00ed d\u016fchod t\u0159et\u00edho stupn\u011b, nemus\u00ed nic \u0159e\u0161it. Automaticky je \u00fa\u010dastn\u00edkem d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed a\u0165 u\u017e je zam\u011bstnancem \u010di OSV\u010c nebo ne. Ve v\u011bku 65 let se mu p\u0159evede invalidn\u00ed d\u016fchod na starobn\u00ed. Pokud byl zam\u011bstn\u00e1n nebo vykon\u00e1val samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost, m\u016f\u017ee si za\u017e\u00e1dat o p\u0159epo\u010det a n\u00e1sledn\u011b mu bude p\u0159izn\u00e1n starobn\u00ed d\u016fchod ve v\u00fd\u0161i, kter\u00e1 se bu\u010f bude rovnat v\u00fd\u0161i jeho ID a nebo nov\u00e1 vy\u0161\u0161\u00ed, kterou mu \u010cSSZ vypo\u010d\u00edt\u00e1 podle odpracovan\u00fdch let.<\/p>\n

Jin\u00e1 je situace u invalidn\u00edch d\u016fchodc\u016f pob\u00edraj\u00edc\u00edch ID I. A II. Stupn\u011b. U nich se p\u0159edpokl\u00e1d\u00e1, \u017ee vzhledem k jejich zdravotn\u00edmu stavu si jsou schopni vyd\u011bl\u00e1vat, proto za n\u011b st\u00e1t d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed neplat\u00ed.<\/p>\n

„U osob, kter\u00fdm byl v ur\u010dit\u00e9m obdob\u00ed jejich \u017eivota p\u0159izn\u00e1n invalidn\u00ed d\u016fchod pro invaliditu prvn\u00edho a druh\u00e9ho stupn\u011b, pr\u00e1vn\u00ed \u00faprava p\u0159edpokl\u00e1d\u00e1, \u017ee vyu\u017eij\u00ed sv\u016fj zb\u00fdvaj\u00edc\u00ed pracovn\u00ed potenci\u00e1l a budou vykon\u00e1vat pr\u00e1ci, kterou jim jejich zdravotn\u00ed stav umo\u017en\u00ed,“ uv\u00e1d\u00ed \u010cSSZ.<\/p>\n

V praxi to tedy m\u016f\u017ee znamenat, \u017ee pokud budete dlouhodob\u011b v prvn\u00edm \u010di druh\u00e9m stupni invalidn\u00edho d\u016fchodu, nebudete \u00fa\u010dastn\u00edky d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed a v dob\u011b, kdy v\u00e1m bude 65 let, budete d\u00e1l pob\u00edrat pouze n\u00edzk\u00fd starobn\u00ed d\u016fchod ve v\u00fd\u0161i va\u0161eho ID I. A II. Stupn\u011b.<\/p>\n

Cel\u00e9 by to zn\u011blo logicky, kdyby v uveden\u00fdch stupn\u00edch ID byli pouze lehce posti\u017een\u00ed lid\u00e9, kte\u0159\u00ed si jsou doopravdy schopni vyd\u011bl\u00e1vat. Skute\u010dnost je v\u0161ak takov\u00e1, \u017ee mnoz\u00ed lid\u00e9 s m\u00e9n\u011b zn\u00e1m\u00fdmi nemocemi \u010dasto nedos\u00e1hnou ani na prvn\u00ed stupe\u0148 ID, p\u0159itom jejich zdravotn\u00ed stav se v\u0161emi p\u0159\u00edznaky prokazateln\u011b rovn\u00e1 t\u011b\u017ek\u00fdm posti\u017een\u00edm. P\u0159ed \u010dasem jsme nap\u0159\u00edklad psali o lidech trp\u00edc\u00edch Fibromyalgi\u00ed. Tito lid\u00e9, nejen, \u017ee si mnohdy nejsou schopni vyd\u011bl\u00e1vat, tud\u00ed\u017e neplat\u00ed d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed, ale nemaj\u00ed ani \u017e\u00e1dn\u00fd ID, proto nikdy nemohou dostat ani starobn\u00ed d\u016fchod.<\/p>\n

Dal\u0161\u00ed skupinou lid\u00ed, pro kter\u00e9 je to velk\u00fdm probl\u00e9mem, jsou ti, kte\u0159\u00ed byli p\u0159e\u0159azeni z ID III. Stupn\u011b do ni\u017e\u0161\u00edho. Ti \u010dasto v\u016fbec netu\u0161\u00ed, \u017ee by v tu chv\u00edli m\u011bli b\u00fdt \u00fa\u010dastn\u00edky na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed, pokud cht\u011bj\u00ed n\u011bjak\u00fd vy\u0161\u0161\u00ed starobn\u00ed d\u016fchod. Takov\u00fdch lid\u00ed bylo v posledn\u00edch letech pom\u011brn\u011b dost. St\u00e1t jim proto nesebral pouze vy\u0161\u0161\u00ed invalidn\u00ed d\u016fchod, ale do budoucna je p\u0159ipravil i o \u010d\u00e1st toho starobn\u00edho.<\/p>\n

„Mezi lidmi s p\u0159iznan\u00fdm invalidn\u00edm d\u016fchodem je roz\u0161\u00ed\u0159en m\u00fdtus, \u017ee se jim doba, po kterou invalidn\u00ed d\u016fchod pob\u00edraj\u00ed, automaticky zapo\u010d\u00edt\u00e1v\u00e1 do doby poji\u0161t\u011bn\u00ed pro n\u00e1rok na starobn\u00ed d\u016fchod. To, \u017ee se doba pob\u00edr\u00e1n\u00ed invalidn\u00edho d\u016fchodu pro invaliditu prvn\u00edho nebo druh\u00e9ho stupn\u011b do starobn\u00edho d\u016fchodu nezapo\u010d\u00edt\u00e1, lid\u00e9 \u010dasto s p\u0159ekvapen\u00edm zji\u0161\u0165uj\u00ed, a\u017e kdy\u017e o starobn\u00ed d\u016fchod za\u017e\u00e1daj\u00ed,“ vysv\u011btluje na sv\u00fdch str\u00e1nk\u00e1ch \u010cSSZ.<\/p>\n

Jak\u00e9 je \u0159e\u0161en\u00ed?<\/strong><\/p>\n

\u010cSSZ krom\u011b zam\u011bstn\u00e1n\u00ed a samostatn\u011b v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti doporu\u010duje dv\u011b \u0159e\u0161en\u00ed, d\u00edky kter\u00fdm si mohou invalid\u00e9 sv\u016fj starobn\u00ed d\u016fchod zv\u00fd\u0161it.
\nJedn\u00edm z nich je p\u0159ihl\u00e1sit se do evidence uchaze\u010d\u016f o zam\u011bstn\u00e1n\u00ed. To m\u016f\u017ee nezam\u011bstnan\u00fd ud\u011blat na \u00fa\u0159adu pr\u00e1ce. Ten by jim m\u011bl b\u00fdt n\u00e1pomocn\u00fd p\u0159i hled\u00e1n\u00ed nov\u00e9ho zam\u011bstn\u00e1n\u00ed a p\u0159\u00edpadn\u011b by m\u011bl doty\u010dn\u00e9mu doporu\u010dit rekvalifika\u010dn\u00ed kurz. \u010clov\u011bk v evidenci uchaze\u010d\u016f o zam\u011bstn\u00e1n\u00ed je z\u00e1rove\u0148 i \u00fa\u010dastn\u00edkem na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed.<\/p>\n

Druh\u00fdm \u0159e\u0161en\u00edm je p\u0159ihl\u00e1sit se k dobrovoln\u00e9mu d\u016fchodov\u00e9mu poji\u0161t\u011bn\u00ed, kdy si invalida d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed s\u00e1m plat\u00ed. V roce 2014 je to minim\u00e1ln\u00ed \u010d\u00e1stka 1817 K\u010d m\u011bs\u00ed\u010dn\u011b.<\/p>\n

Ji\u0159\u00ed Marek
\ninvArena<\/p>\n

ilustra\u010dn\u00ed foto: LeoSynapse sxc.hu<\/p>\n","protected":false},"excerpt":{"rendered":"

Spousta invalidn\u00edch d\u016fchodc\u016f si mysl\u00ed, \u017ee kdy\u017e pob\u00edraj\u00ed d\u016fchod, automaticky jsou \u00fa\u010dastn\u00edky d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed, a \u017ee se jim roky, po kter\u00e9 jsou invalidn\u00edmi, zapo\u010d\u00edtaj\u00ed do […]<\/a><\/p>\n<\/div>","protected":false},"author":3,"featured_media":14424,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,18,9],"tags":[],"class_list":["post-16326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezarazene","category-poradna","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/16326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16326"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/16326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14424"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}