{"id":16372,"date":"2014-06-04T16:11:30","date_gmt":"2014-06-04T14:11:30","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=16372"},"modified":"2014-10-17T22:30:36","modified_gmt":"2014-10-17T20:30:36","slug":"na-prestup-k-jine-pojistovne-zbyvaji-uz-jen-tri-tydny","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=16372","title":{"rendered":"Na p\u0159estup k jin\u00e9 poji\u0161\u0165ovn\u011b zb\u00fdvaj\u00ed u\u017e jen t\u0159i t\u00fddny"},"content":{"rendered":"<p><strong>Z\u00e1vid\u00edte klient\u016fm jin\u00e9 zdravotn\u00ed poji\u0161\u0165ovny, \u017ee dost\u00e1vaj\u00ed n\u011bco nav\u00edc, co by se hodilo i v\u00e1m? Zdravotn\u00ed poji\u0161\u0165ovnu m\u016f\u017eete m\u011bnit pouze k 1. lednu. Ale proto\u017ee byrokracie je velik\u00e1, vybran\u00fd \u00fastav mus\u00edte po\u017e\u00e1dat o p\u0159ijet\u00ed p\u016fl roku p\u0159edem \u2013 do konce \u010dervna p\u0159edchoz\u00edho roku.<\/strong><!--more--><\/p>\n<p>Neupisujte se na ulici<\/p>\n<p>\u010cas od \u010dasu se na ve\u0159ejn\u00e1 prostranstv\u00ed vyhrnou n\u00e1bor\u00e1\u0159i n\u011bkter\u00e9 zdravotn\u00ed poji\u0161\u0165ovny. Vysv\u011btluj\u00ed v\u00fdhody, sb\u00edraj\u00ed osobn\u00ed data \u010di p\u0159\u00edmo podpisy k p\u0159estupu. Vy si v\u0161ak dob\u0159e rozmyslete, komu \u017e\u00e1dost po\u0161lete, proto\u017ee &#8222;zm\u00fdlen\u00e1 neplat\u00ed&#8220;. Podle informace Ministerstva zdravotnictv\u00ed &#8222;lze podat pouze jednu p\u0159ihl\u00e1\u0161ku; k p\u0159\u00edpadn\u00fdm dal\u0161\u00edm se ji\u017e nep\u0159ihl\u00ed\u017e\u00ed, a to ani tehdy, jsou-li pod\u00e1ny ve stanoven\u00e9 lh\u016ft\u011b&#8220;.<\/p>\n<p>Vzhledem k tomu, \u017ee nab\u00eddka jednotliv\u00fdch poji\u0161\u0165oven je velmi \u0161irok\u00e1 (zjednodu\u0161en\u00fd p\u0159ehled v boxech na t\u00e9to dvoustran\u011b), vyplat\u00ed se vyb\u00edrat opravdu pe\u010dliv\u011b i s ohledem na sv\u016fj v\u011bk a zdravotn\u00ed stav. Jeden n\u00e1borov\u00fd let\u00e1k k tomu rozhodn\u011b nesta\u010d\u00ed. A tak\u00e9 se nezapome\u0148te zeptat sv\u00fdch l\u00e9ka\u0159\u016f, zda maj\u00ed s poji\u0161\u0165ovnou, na kterou si mysl\u00edte, podepsanou smlouvu.<\/p>\n<p>P\u0159ihl\u00e1\u0161ku k nov\u00e9 poji\u0161\u0165ovn\u011b m\u016f\u017eete vyplnit u p\u0159ep\u00e1\u017eky, nebo i elektronicky, pokud to jde. Jestli se tam vyprav\u00edte osobn\u011b, vezm\u011bte si s sebou ob\u010dansk\u00fd pr\u016fkaz; kdy\u017e m\u011bn\u00edte zdravotn\u00ed poji\u0161\u0165ovnu sv\u00fdm d\u011btem, budete pot\u0159ebovat i jejich rodn\u00e9 listy. V p\u0159\u00edpad\u011b elektronick\u00e9ho pod\u00e1n\u00ed tyto doklady budete p\u0159ikl\u00e1dat jako naskenovanou kopii. Do star\u00e9 poji\u0161\u0165ovny s v\u00fdpov\u011bd\u00ed chodit nemus\u00edte, \u00fastavy si v\u0161e vy\u0159\u00edd\u00ed mezi sebou. Zdravotn\u00ed poji\u0161\u0165ovna si v\u00e1s nevyb\u00edr\u00e1, vy si vol\u00edte ji. To znamen\u00e1, \u017ee kdy\u017e odevzd\u00e1te p\u0159ihl\u00e1\u0161ku, je poji\u0161\u0165ovna povinna va\u0161\u00ed \u017e\u00e1dosti bez pr\u016ftah\u016f vyhov\u011bt. Nem\u016f\u017ee \u0159\u00edct, \u017ee se j\u00ed t\u0159eba z d\u016fvodu \u0161patn\u00e9ho zdravotn\u00edho stavu nehod\u00edte. Neplat\u00ed to stoprocentn\u011b, n\u011bkter\u00e1 povol\u00e1n\u00ed maj\u00ed zdravotn\u00ed poji\u0161\u0165ovnu p\u0159edepsanou. Nap\u0159\u00edklad voj\u00e1ci se jinam ne\u017e k VOZP p\u0159ihl\u00e1sit nemohou.<\/p>\n<p><strong>T\u0159i v\u011bci, kter\u00e9 mus\u00edte ud\u011blat, a\u017e se v lednu stanete klientem nov\u00e9ho \u00fastavu<\/strong><\/p>\n<p>1. Do osmi dn\u00ed zm\u011bnu ozn\u00e1mit sv\u00e9mu zam\u011bstnavateli. Ten toti\u017e nem\u00e1 \u0161anci se o va\u0161em p\u0159estupu jinak dozv\u011bd\u011bt a odv\u00e1d\u011bl by pojistn\u00e9 na star\u00fd (\u0161patn\u00fd) \u00fa\u010det, u nov\u00e9 poji\u0161\u0165ovny by vznikl dluh, vym\u011b\u0159ila by pen\u00e1le&#8230; Kdy\u017e se to stane a vina je na va\u0161\u00ed stran\u011b, m\u00e1 zam\u011bstnavatel pr\u00e1vo po\u017eadovat \u00fahradu pen\u00e1le, kter\u00e9 zaplatil.<br \/>\nJestli\u017ee nejste zam\u011bstnanec, ale osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1, je t\u0159eba, abyste nov\u00e9 poji\u0161\u0165ovn\u011b p\u0159edlo\u017eili doklad o v\u00fd\u0161i z\u00e1loh na pojistn\u00e9 vypo\u010dten\u00fdch z vym\u011b\u0159ovac\u00edho z\u00e1kladu.<br \/>\n2. Odevzdat do osmi dn\u00ed karti\u010dku p\u016fvodn\u00ed zdravotn\u00ed poji\u0161\u0165ovn\u011b. Tak se to m\u00e1 d\u011blat podle z\u00e1kona, v\u011bt\u0161ina se v\u0161ak spokoj\u00ed s t\u00edm, \u017ee kartu zni\u010d\u00edte sami, t\u0159eba p\u0159est\u0159i\u017een\u00edm.<\/p>\n<p>3. A nakonec je nutn\u00e9, abyste p\u0159i p\u0159\u00ed\u0161t\u00ed n\u00e1v\u0161t\u011bv\u011b ozn\u00e1mili ka\u017ed\u00e9mu sv\u00e9mu l\u00e9ka\u0159i zm\u011bnu poji\u0161\u0165ovny.<\/p>\n<p><strong>Mimina si nevyb\u00edraj\u00ed<\/strong><\/p>\n<p>Pr\u00e1v\u011b narozen\u00e9 d\u00edt\u011b a jeho rodi\u010de pr\u00e1vo na v\u00fdb\u011br zdravotn\u00ed poji\u0161\u0165ovny nemaj\u00ed; dnem narozen\u00ed se d\u00edt\u011b st\u00e1v\u00e1 poji\u0161t\u011bncem toho \u00fastavu, u kter\u00e9ho je poji\u0161t\u011bna matka d\u00edt\u011bte v den jeho narozen\u00ed.<br \/>\nP\u0159i prvn\u00ed zm\u011bn\u011b zdravotn\u00ed poji\u0161\u0165ovny v\u0161ak nemus\u00ed b\u00fdt dodr\u017eena z\u00e1konn\u00e1 lh\u016fta 12 m\u011bs\u00edc\u016f. D\u00edt\u011b narozen\u00e9 b\u011bhem roku 2014 m\u016f\u017ee z\u00e1konn\u00fd z\u00e1stupce zaregistrovat k jin\u00e9 poji\u0161\u0165ovn\u011b kdykoliv v pr\u016fb\u011bhu roku, a to s po\u010d\u00e1tkem platnosti v\u017edy od 1. ledna roku n\u00e1sleduj\u00edc\u00edho. Vyu\u017eij\u00ed to t\u0159eba \u010derstv\u00ed rodi\u010de, kte\u0159\u00ed maj\u00ed za\u017e\u00e1d\u00e1no o zm\u011bnu zdravotn\u00ed poji\u0161\u0165ovny pro sebe, d\u00edt\u011b se jim narod\u00ed v prosinci, je mu p\u0159id\u011blena zdravotn\u00ed poji\u0161\u0165ovna podle matky, ale oni cht\u011bj\u00ed, aby bylo od ledna u nov\u00e9 poji\u0161\u0165ovny, stejn\u011b jako oni.<\/p>\n<p>Podm\u00ednka pod\u00e1n\u00ed \u017e\u00e1dosti v \u0161estim\u011bs\u00ed\u010dn\u00edm p\u0159edstihu u prvn\u00ed p\u0159eregistrace prost\u011b neplat\u00ed.<\/p>\n<p>\u00bbPod\u00edvejte se ob\u010das na web sv\u00e9 poji\u0161\u0165ovny \u2013 objevuj\u00ed se tam ak\u010dn\u00ed nab\u00eddky p\u0159\u00edsp\u011bvk\u016f, t\u0159eba na plav\u00e1n\u00ed, vitaminy, bezpe\u010dnostn\u00ed pom\u016fcky&#8230;<\/p>\n<p><em><strong>dal\u0161\u00ed informace jsou zdravotn\u00edch poji\u0161\u0165ovn\u00e1ch na str\u00e1nk\u00e1ch MfD ve vyd\u00e1n\u00ed 03.06.2014<\/strong><\/em><\/p>\n<p>Jolana Nov\u00e1kov\u00e1<\/p>\n<p>Mlad\u00e1 fronta Dnes<\/p>\n<p>ilustra\u010dn\u00ed foto: Photorack<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Z\u00e1vid\u00edte klient\u016fm jin\u00e9 zdravotn\u00ed poji\u0161\u0165ovny, \u017ee dost\u00e1vaj\u00ed n\u011bco nav\u00edc, co by se hodilo i v\u00e1m? Zdravotn\u00ed poji\u0161\u0165ovnu m\u016f\u017eete m\u011bnit pouze k 1. lednu. Ale proto\u017ee <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=16372\" title=\"Na p\u0159estup k jin\u00e9 poji\u0161\u0165ovn\u011b zb\u00fdvaj\u00ed u\u017e jen t\u0159i t\u00fddny\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":14319,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-16372","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/16372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16372"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/16372\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14319"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}