{"id":19484,"date":"2015-01-21T07:18:11","date_gmt":"2015-01-21T06:18:11","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=19484"},"modified":"2015-01-21T07:19:03","modified_gmt":"2015-01-21T06:19:03","slug":"pocet-osobnich-bankrotu-loni-klesl-od-nastupu-krize-je-ale-dvojnasobek-duchodcu-s-exekuci","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=19484","title":{"rendered":"Po\u010det osobn\u00edch bankrot\u016f loni klesl. Od n\u00e1stupu krize je ale dvojn\u00e1sobek d\u016fchodc\u016f s exekuc\u00ed"},"content":{"rendered":"

R\u016fst po\u010dtu insolven\u010dn\u00edch n\u00e1vrh\u016f v \u010cesku se zastavil u\u017e v prvn\u00edm pololet\u00ed roku 2014. V\u00a0leto\u0161n\u00edm roce je mo\u017en\u00e9 o\u010dek\u00e1vat jejich pokles, co\u017e dokl\u00e1daj\u00ed i statistiky ministerstva spravedlnosti.<\/strong><\/p>\n

Podle n\u011bj v\u00a0prvn\u00ed polovin\u011b ledna 2015 skon\u010dilo v konkurzu 39 osob, za leden lo\u0148sk\u00e9ho roku jich bylo \u010dty\u0159ikr\u00e1t tolik. <\/p>\n

U\u017e v\u00a0roce 2014 za\u010dal po\u010det osobn\u00edch bankrot\u016f v \u010cesku m\u00edrn\u011b klesat. Odborn\u00edci tuto tendenci o\u010dek\u00e1vaj\u00ed i v\u00a0leto\u0161n\u00edm roce. \u201eJedn\u00edm z\u00a0d\u016fvod\u016f poklesu osobn\u00edch bankrot\u016f v\u00a0\u010cesku m\u016f\u017ee b\u00fdt to, \u017ee velk\u00e9 mno\u017estv\u00ed lid\u00ed, kte\u0159\u00ed se dostali do \u00fapadkov\u00e9 situace, ji u\u017e pr\u00e1v\u011b prost\u0159ednictv\u00edm oddlu\u017een\u00ed \u0159e\u0161\u00ed. Z\u00e1rove\u0148 lze \u0159\u00edci, \u017ee by\u0165 m\u00edrn\u011b, tak se \u017eivotn\u00ed situace rodin v\u00a0\u010cesk\u00e9 republice po str\u00e1nce ekonomick\u00e9 lep\u0161\u00ed,\u201c vysv\u011btlil Jan Mal\u00fd, ohl\u00e1\u0161en\u00fd spole\u010dn\u00edk spole\u010dnosti VPI CZ, v.o.s.<\/p>\n

Nej\u010dast\u011bj\u0161\u00ed p\u0159\u00ed\u010dinou vyhl\u00e1\u0161en\u00ed osobn\u00edho bankrotu jsou neuv\u00e1\u017een\u00e9 p\u016fj\u010dky. Ty si zpravidla berou t\u0159i skupiny lid\u00ed. \u201eJi\u017e dlouhodob\u011b se osobn\u00ed bankroty t\u00fdkaj\u00ed p\u0159edev\u0161\u00edm senior\u016f, kte\u0159\u00ed se zavazuj\u00ed za sv\u00e9 potomky. Jen od roku 2007 se po\u010det senior\u016f, kte\u0159\u00ed maj\u00ed d\u016fchod zat\u00ed\u017een\u00fd exekuc\u00ed, zdvojn\u00e1sobil. Exekuce se v 76 procentech t\u00fdkaj\u00ed \u010derstv\u00fdch d\u016fchodc\u016f. D\u00e1le maj\u00ed s\u00a0financemi probl\u00e9my mlad\u00ed lid\u00e9, kte\u0159\u00ed se na po\u010d\u00e1tku ekonomicky aktivn\u00edho \u017eivota je\u0161t\u011b pot\u00fdkaj\u00ed s nedostate\u010dnou finan\u010dn\u00ed gramotnost\u00ed, a pak \u010dasto svobodn\u00e9 matky s d\u011btmi. Tyto t\u0159i skupiny p\u0159edstavuj\u00ed nejvy\u0161\u0161\u00ed po\u010det oddlu\u017eenc\u016f v \u010cesku a v tomto ohledu nelze p\u0159edpokl\u00e1dat jakoukoli zm\u011bnu,\u201c \u0159ekl Jan Mal\u00fd.<\/p>\n

Od za\u010d\u00e1tku finan\u010dn\u00ed a ekonomick\u00e9 krize je stav firemn\u00edch insolvenc\u00ed v \u010cesku srovnateln\u00fd s\u00a0trendem p\u0159evl\u00e1daj\u00edc\u00edm v Evrop\u011b. Nap\u0159\u00edklad pokles firemn\u00edch insolvenc\u00ed zaznamenalo Irsko, N\u011bmecko a Velk\u00e1 Brit\u00e1nie. Naopak znateln\u00fd n\u00e1r\u016fst n\u00e1vrh\u016f na insolvence zaznamenaly firmy zejm\u00e9na v Norsku, It\u00e1lii a ve \u0160pan\u011blsku. Odhadnout, jak se bude po\u010det insolven\u010dn\u00edch firemn\u00edch n\u00e1vrh\u016f v\u00a0budoucnu vyv\u00edjet, je mnohem slo\u017eit\u011bj\u0161\u00ed ne\u017e u fyzick\u00fdch osob.<\/p>\n

\u201e\u00dapadkov\u00e1 situace je z\u00e1visl\u00e1 na mnoha faktorech, kter\u00e9 se mohou a budou objevovat v pr\u016fb\u011bhu roku. Takov\u00fdmi faktory m\u016f\u017ee b\u00fdt nap\u0159\u00edklad r\u016fst cen, dra\u017e\u0161\u00ed energie, v\u00fd\u0161e da\u0148ov\u00e9ho zat\u00ed\u017een\u00ed a intenzita vymahatelnosti dan\u00ed. D\u00e1le pak r\u016fzn\u00e9 ekonomick\u00e9 sankce sm\u011brem k zem\u00edm, na kter\u00e9 je zam\u011b\u0159ena \u010desk\u00e1 exportn\u00ed politika. D\u016fvodem m\u016f\u017ee b\u00fdt i m\u00edra zam\u011bstnanosti obyvatel a jejich v\u016fle investovat do slu\u017eeb i spot\u0159ebn\u00edho zbo\u017e\u00ed. P\u0159esto je mo\u017en\u00e9 i u firem o\u010dek\u00e1vat v oblasti insolvenc\u00ed klesaj\u00edc\u00ed tendence. Je to d\u00e1no t\u00edm, \u017ee firmy se u\u017e z v\u00fdznamn\u00e9 \u010d\u00e1sti p\u0159izp\u016fsobily zhor\u0161en\u00fdm podm\u00ednk\u00e1m, zejm\u00e9na odbytov\u00fdm, zp\u016fsoben\u00fdm hospod\u00e1\u0159skou kriz\u00ed,\u201c uvedl Jan Mal\u00fd.<\/p>\n

O ve\u0159ejn\u00e9 obchodn\u00ed spole\u010dnosti VPI CZ, v.o.s. (V\u0160E PRO INSOLVENCI), www.vpi.hjf.cz)<\/p>\n

Ve\u0159ejn\u00e1 obchodn\u00ed spole\u010dnost VPI CZ (V\u0161e pro insolvenci) byla zalo\u017eena jako spojen\u00ed dce\u0159in\u00e9 spole\u010dnosti advok\u00e1tn\u00ed kancel\u00e1\u0159e Hartmann, Jel\u00ednek, Fr\u00e1\u0148a a partne\u0159i a advok\u00e1tn\u00ed kancel\u00e1\u0159e Mgr. Ivan Bramba\u0161ki.
\nV\u00a0jej\u00edm \u010dele stoj\u00ed pr\u00e1vn\u00edk Jan Mal\u00fd, kter\u00fd je opr\u00e1vn\u011bn k\u00a0v\u00fdkonu funkce insolven\u010dn\u00edho spr\u00e1vce se zvl\u00e1\u0161tn\u00edm povolen\u00edm. <\/p>\n","protected":false},"excerpt":{"rendered":"

R\u016fst po\u010dtu insolven\u010dn\u00edch n\u00e1vrh\u016f v \u010cesku se zastavil u\u017e v prvn\u00edm pololet\u00ed roku 2014. V\u00a0leto\u0161n\u00edm roce je mo\u017en\u00e9 o\u010dek\u00e1vat jejich pokles, co\u017e dokl\u00e1daj\u00ed i statistiky […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19484","post","type-post","status-publish","format-standard","hentry","category-nezarazene"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/19484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19484"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/19484\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}