{"id":19566,"date":"2015-01-26T16:07:57","date_gmt":"2015-01-26T15:07:57","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=19566"},"modified":"2015-01-26T16:07:57","modified_gmt":"2015-01-26T15:07:57","slug":"student-a-zaroven-osvc-jak-plati-zdravotni-pojistne","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=19566","title":{"rendered":"Student a z\u00e1rove\u0148 OSV\u010c. Jak plat\u00ed zdravotn\u00ed pojistn\u00e9?"},"content":{"rendered":"<p><strong>OT\u00c1ZKA: Studuji ve 4. ro\u010dn\u00edku na st\u0159edn\u00ed \u0161kole, a proto\u017ee fotografuji a mohla bych m\u00edt placen\u00e9 zak\u00e1zky, cht\u011bla bych si z\u0159\u00eddit \u017eivnostensk\u00fd list, abych mohla pr\u00e1ci fakturovat. Co by to pro m\u011b znamenalo ve vztahu ke zdravotn\u00ed poji\u0161\u0165ovn\u011b?<\/strong><!--more--><\/p>\n<p>ilustra\u010dn\u00ed foto: PhotoRack.net<\/p>\n<p>ODPOV\u011a\u010e:<\/p>\n<p>Jako st\u0159edo\u0161kolsk\u00e1 studentka pat\u0159\u00edte do kategorie &#8222;nezaopat\u0159en\u00fdch d\u011bt\u00ed&#8220;, kdy pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed za v\u00e1s plat\u00ed st\u00e1t. Je t\u0159eba si jen zkontrolovat, zda v\u00e1s \u0161kola p\u0159ihl\u00e1sila va\u0161\u00ed zdravotn\u00ed poji\u0161\u0165ovn\u011b jako studenta, tedy st\u00e1tn\u00edho poji\u0161t\u011bnce. Pokud se ale stanete osobou samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinnou, mus\u00edte plnit v\u0161echny povinnosti jako OSV\u010c.<\/p>\n<p>Sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b nesm\u00edte zapomenout do 8 dn\u016f ohl\u00e1sit zah\u00e1jen\u00ed samostatn\u00e9 v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti. T\u00edm nen\u00ed m\u00edn\u011bno samotn\u00e9 z\u00edsk\u00e1n\u00ed \u017eivnostensk\u00e9ho listu, ale a\u017e skute\u010dn\u00e9 zah\u00e1jen\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti (prvn\u00ed zak\u00e1zka, resp. fakturace). P\u0159i ohl\u00e1\u0161en\u00ed za\u0161krtnete ve formul\u00e1\u0159i P\u0159ihl\u00e1\u0161ka a eviden\u010dn\u00ed list poji\u0161t\u011bnce v kolonce &#8222;Kategorie poji\u0161t\u011bnce&#8220; pol\u00ed\u010dko &#8222;Pl\u00e1tcem pojistn\u00e9ho je st\u00e1t&#8220; (dop\u00ed\u0161ete kategorii B nezaopat\u0159en\u00e9 d\u00edt\u011b po ukon\u010den\u00ed povinn\u00e9 \u0161koln\u00ed doch\u00e1zky) a tak\u00e9 pol\u00ed\u010dko &#8222;Pl\u00e1tcem pojistn\u00e9ho je poji\u0161t\u011bnec \u2013 OSV\u010c&#8220;. Jako OSV\u010c mus\u00edte tak\u00e9 do formul\u00e1\u0159e vyplnit v\u0161echny po\u017eadovan\u00e9 identifika\u010dn\u00ed \u00fadaje.<\/p>\n<p>St\u0159edo\u0161kolsk\u00fd student, kter\u00fd soub\u011b\u017en\u011b podnik\u00e1, je pak povinen hradit za sebe pojistn\u00e9 jako OSV\u010c, ov\u0161em nemus\u00ed dodr\u017eet minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad OSV\u010c a plat\u00ed pojistn\u00e9 ze sv\u00e9ho skute\u010dn\u00e9ho p\u0159\u00edjmu. Mus\u00ed v\u0161ak platit m\u011bs\u00ed\u010dn\u00ed z\u00e1lohy, by\u0165 byly nepatrn\u00e9. V\u00fdjimkou je jen prvn\u00ed rok \u010dinnosti. Ta OSV\u010c, kter\u00e1 zahajuje samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost a z\u00e1rove\u0148 je za ni pl\u00e1tcem pojistn\u00e9ho st\u00e1t, nen\u00ed povinna v prvn\u00edm kalend\u00e1\u0159n\u00edm roce podnik\u00e1n\u00ed platit z\u00e1lohy na pojistn\u00e9. Pojistn\u00e9 tedy zaplat\u00edte do osmi dn\u016f po pod\u00e1n\u00ed p\u0159ehledu o p\u0159\u00edjmech a v\u00fddaj\u00edch za kalend\u00e1\u0159n\u00ed rok, za kter\u00fd se pojistn\u00e9 plat\u00ed. V letech n\u00e1sleduj\u00edc\u00edch u\u017e ale budete povinna z\u00e1lohy platit. Podot\u00fdk\u00e1me, \u017ee m\u011bs\u00ed\u010dn\u00ed z\u00e1lohy neplat\u00ed jen ta OSV\u010c, kter\u00e1 je soub\u011b\u017en\u011b zam\u011bstnancem a v zam\u011bstn\u00e1n\u00ed odv\u00e1d\u00ed pojistn\u00e9 alespo\u0148 z minima stanoven\u00e9ho pro zam\u011bstnance.<\/p>\n<p>Proto\u017ee jste ve 4. ro\u010dn\u00edku st\u0159edn\u00ed \u0161koly, mus\u00edme upozornit je\u0161t\u011b na jednu v\u011bc pro p\u0159\u00edpad, \u017ee byste nepokra\u010dovala hned v dan\u00e9m kalend\u00e1\u0159n\u00edm roce ve studiu na vysok\u00e9 \u0161kole. Za soustavnou p\u0159\u00edpravu na budouc\u00ed povol\u00e1n\u00ed na st\u0159edn\u00ed \u0161kole (kdy plat\u00ed pojistn\u00e9 za d\u00edt\u011b st\u00e1t) se pova\u017euje tak\u00e9 doba \u0161koln\u00edch pr\u00e1zdnin bezprost\u0159edn\u011b navazuj\u00edc\u00edch na skon\u010den\u00ed studia. Nen\u00ed tomu tak ale v situaci, kdy je po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc vykon\u00e1v\u00e1na v\u00fdd\u011ble\u010dn\u00e1 \u010dinnost nebo m\u00e1 poji\u0161t\u011bnec n\u00e1rok na podporu v nezam\u011bstnanosti \u010di p\u0159i rekvalifikaci. V takov\u00e9m p\u0159\u00edpad\u011b za v\u00e1s st\u00e1t p\u0159estane b\u00fdt pl\u00e1tcem pojistn\u00e9ho jako za nezaopat\u0159en\u00e9 d\u00edt\u011b, a vy mus\u00edte za\u010d\u00edt platit jako OSV\u010c z\u00e1lohy v minim\u00e1ln\u00ed v\u00fd\u0161i, a to u\u017e za pr\u00e1zdninov\u00e9 m\u011bs\u00edce. Zm\u011bnu n\u00e1roku na platbu pojistn\u00e9ho st\u00e1tem (tedy \u017ee zanikla povinnost st\u00e1tu platit pojistn\u00e9) je nutno do 8 dn\u016f ozn\u00e1mit zdravotn\u00ed poji\u0161\u0165ovn\u011b.<\/p>\n<p>Mgr. Old\u0159ich Tich\u00fd<br \/>\nvedouc\u00ed tiskov\u00e9ho odd\u011blen\u00ed a tiskov\u00fd mluv\u010d\u00ed VZP<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>OT\u00c1ZKA: Studuji ve 4. ro\u010dn\u00edku na st\u0159edn\u00ed \u0161kole, a proto\u017ee fotografuji a mohla bych m\u00edt placen\u00e9 zak\u00e1zky, cht\u011bla bych si z\u0159\u00eddit \u017eivnostensk\u00fd list, abych mohla <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=19566\" title=\"Student a z\u00e1rove\u0148 OSV\u010c. Jak plat\u00ed zdravotn\u00ed pojistn\u00e9?\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":17226,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-19566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/19566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19566"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/19566\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/17226"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}