{"id":24988,"date":"2016-03-21T10:23:16","date_gmt":"2016-03-21T09:23:16","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=24988"},"modified":"2016-03-21T10:23:16","modified_gmt":"2016-03-21T09:23:16","slug":"cssz-i-pres-kratsi-dobu-pojisteni-je-sance-na-duchod-ale-jen-pri-dosazeni-vyssiho-veku","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=24988","title":{"rendered":"\u010cSSZ: I p\u0159es krat\u0161\u00ed dobu poji\u0161t\u011bn\u00ed je \u0161ance na d\u016fchod. Ale jen p\u0159i dosa\u017een\u00ed vy\u0161\u0161\u00edho v\u011bku"},"content":{"rendered":"<p><strong>\u201eNa starobn\u00ed d\u016fchod m\u00e1m n\u00e1rok \u2013 je mi 65 a odpracoval jsem 15 let.\u201c Ne, tato podm\u00ednka ji\u017e neplat\u00ed. \u201eNem\u00e1m odpracov\u00e1no 35 let, z\u016fstanu do smrti bez d\u016fchodu.\u201c Nikoliv. Z\u00e1konn\u00e9 podm\u00ednky pro z\u00edsk\u00e1n\u00ed n\u00e1roku na starobn\u00ed d\u016fchod maj\u00ed n\u011bkolik variant. Toto jsou p\u0159\u00edklady situac\u00ed, kter\u00e9 pracovn\u00edci spr\u00e1v soci\u00e1ln\u00edho zabezpe\u010den\u00ed klient\u016fm vysv\u011btluj\u00ed.<\/strong><br \/>\n<!--more--><br \/>\nilustra\u010dn\u00ed foto: Photoxpress<\/p>\n<p>Standardn\u00ed doba poji\u0161t\u011bn\u00ed pot\u0159ebn\u00e1 pro n\u00e1rok na starobn\u00ed d\u016fchod se od roku 2010 postupn\u011b prodlu\u017euje z p\u016fvodn\u00edch 25 a\u017e na 35 let. Pro osoby, kter\u00e9 dos\u00e1hnou d\u016fchodov\u00e9ho v\u011bku po roce 2018, je stanovena na 35 let (u t\u011bch, kte\u0159\u00ed dos\u00e1hnou d\u016fchodov\u00e9ho v\u011bku letos \u2013 v roce 2016 \u2013, \u010din\u00ed 32 let). Do t\u00e9to doby se zapo\u010d\u00edt\u00e1v\u00e1 jak doba poji\u0161t\u011bn\u00ed (z\u00edskan\u00e1 zpravidla z titulu zam\u011bstn\u00e1n\u00ed \u010di podnik\u00e1n\u00ed), tak i n\u00e1hradn\u00ed doby poji\u0161t\u011bn\u00ed, jako nap\u0159. p\u00e9\u010de o d\u00edt\u011b do 4 let v\u011bku, doba p\u00e9\u010de o osoby z\u00e1visl\u00e9 na pomoci jin\u00e9 osoby, doba vojensk\u00e9 slu\u017eby, evidence u \u00fa\u0159adu pr\u00e1ce, pob\u00edr\u00e1n\u00ed invalidn\u00edho d\u016fchodu pro invaliditu t\u0159et\u00edho stupn\u011b aj. <\/p>\n<p>Krom\u011b t\u00e9to z\u00e1kladn\u00ed podm\u00ednky pot\u0159ebn\u00e9 doby poji\u0161t\u011bn\u00ed stanov\u00ed z\u00e1kon o d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed je\u0161t\u011b dal\u0161\u00ed mo\u017enosti. Pro osoby, kter\u00e9 dos\u00e1hly d\u016fchodov\u00e9ho v\u011bku po roce 2014, plat\u00ed, \u017ee jim n\u00e1rok na d\u016fchod p\u0159i dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku vznikne i tehdy, pokud z\u00edskali alespo\u0148 30 let poji\u0161t\u011bn\u00ed. M\u00e1 to ov\u0161em podm\u00ednku \u2013 v tomto p\u0159\u00edpad\u011b toti\u017e mus\u00ed j\u00edt o dobu tzv. \u201e\u010dist\u00e9ho poji\u0161t\u011bn\u00ed\u201c, tedy skute\u010dn\u011b odpracovanou dobu bez zapo\u010d\u00edt\u00e1n\u00ed n\u00e1hradn\u00edch dob.<br \/>\nT\u011bm, kte\u0159\u00ed nespln\u00ed ani tuto podm\u00ednku, z\u00e1kon o d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed d\u00e1v\u00e1 dal\u0161\u00ed mo\u017enost dos\u00e1hnout n\u00e1roku na starobn\u00ed d\u016fchod. Je ale t\u0159eba, aby v pr\u016fb\u011bhu \u017eivota z\u00edskali alespo\u0148 20 let poji\u0161t\u011bn\u00ed v\u010detn\u011b n\u00e1hradn\u00edch dob nebo 15 let poji\u0161t\u011bn\u00ed bez n\u00e1hradn\u00edch dob. D\u016fchod v\u0161ak dostanou a\u017e o n\u011bkolik let pozd\u011bji. Mu\u017ei i \u017eeny o 5 let pozd\u011bji, ne\u017e je z\u00e1konn\u00fd d\u016fchodov\u00fd v\u011bk mu\u017ee stejn\u00e9ho data narozen\u00ed. <\/p>\n<p>P\u0159\u00edklad 1:<br \/>\nMu\u017e, nar. v roce 1953, jeho d\u016fchodov\u00fd v\u011bk \u010din\u00ed 63 let. N\u00e1rok na starobn\u00ed d\u016fchod p\u0159i dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku v roce 2016 mu nevznikne, proto\u017ee z\u00edskal jen 25 let poji\u0161t\u011bn\u00ed. 20 let toti\u017e \u017eil a pracoval na Nov\u00e9m Z\u00e9landu, se kter\u00fdm \u010cR nem\u00e1 smlouvu o soc. zabezpe\u010den\u00ed, proto tuto dobu nelze pro n\u00e1rok na \u010desk\u00fd d\u016fchod zohlednit. N\u00e1rok na starobn\u00ed d\u016fchod mu ale vznikne v 68 letech (p\u0159i dosa\u017een\u00ed v\u011bku o 5 let vy\u0161\u0161\u00edho, ne\u017e je jeho d\u016fchodov\u00fd v\u011bk).<br \/>\nP\u0159\u00edklad 2:<br \/>\n\u017dena, nar. v roce 1955, vychovala 2 d\u011bti, jej\u00ed d\u016fchodov\u00fd v\u011bk \u010din\u00ed 60 let. N\u00e1rok na starobn\u00ed d\u016fchod p\u0159i dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku v roce 2015 j\u00ed nevznikl, proto\u017ee byla dlouho v dom\u00e1cnosti a v\u010detn\u011b n\u00e1hradn\u00edch dob (p\u00e9\u010de o d\u011bti) z\u00edskala jen 21 let poji\u0161t\u011bn\u00ed. N\u00e1rok na starobn\u00ed d\u016fchod j\u00ed tedy vznikne o 5 let pozd\u011bji, ne\u017e je d\u016fchodov\u00fd v\u011bk mu\u017ee stejn\u00e9ho data narozen\u00ed, tj. v 68 letech a 4 m\u011bs\u00edc\u00edch (d\u016fchodov\u00fd v\u011bk mu\u017ee nar. v roce 1955 je 63 let a 4 m\u011bs\u00edce).<br \/>\nP\u0159esn\u00e9 \u00fadaje sd\u011bl\u00ed v\u011bkov\u00e1 kalkula\u010dka<br \/>\nV\u0161echny varianty podm\u00ednek pro n\u00e1rok na starobn\u00ed d\u016fchod p\u0159ehledn\u011b uk\u00e1\u017ee tzv. v\u011bkov\u00e1 kalkula\u010dka, dostupn\u00e1 na webov\u00fdch str\u00e1nk\u00e1ch ministerstva pr\u00e1ce a soci\u00e1ln\u00edch v\u011bc\u00ed (MPSV). Po vypln\u011bn\u00ed data narozen\u00ed, \u00fadaje mu\u017e\/\u017eena a u \u017een po\u010dtu vychovan\u00fdch d\u011bt\u00ed kalkula\u010dka stanov\u00ed, k jak\u00fdm dat\u016fm a p\u0159i z\u00edsk\u00e1n\u00ed jak\u00e9 doby poji\u0161t\u011bn\u00ed vznikne doty\u010dn\u00e9 osob\u011b n\u00e1rok na starobn\u00ed d\u016fchod.<\/p>\n<p>P\u0159ed rokem 2010 \u010dinila pot\u0159ebn\u00e1 doba poji\u0161t\u011bn\u00ed pro n\u00e1rok na starobn\u00ed d\u016fchod 25 let. Tomu, kdo ji v tomto rozsahu nesplnil, ale z\u00edskal alespo\u0148 15 let poji\u0161t\u011bn\u00ed, vznikl na starobn\u00ed d\u016fchod n\u00e1rok p\u0159i dosa\u017een\u00ed v\u011bku 65 let. V d\u016fsledku zm\u011bny pr\u00e1vn\u00ed \u00fapravy se i podm\u00ednky pro tuto variantu starobn\u00edho d\u016fchodu (tzv. pom\u011brn\u00e9ho) zm\u011bnily. Podle sou\u010dasn\u011b platn\u00fdch p\u0159edpis\u016f je podm\u00ednkou n\u00e1roku na tento typ starobn\u00edho d\u016fchodu z\u00edsk\u00e1n\u00ed alespo\u0148 20 let poji\u0161t\u011bn\u00ed (nebo 15 let bez n\u00e1hradn\u00edch dob) a dosa\u017een\u00ed v\u011bku o 5 let vy\u0161\u0161\u00edho, ne\u017e je d\u016fchodov\u00fd v\u011bk mu\u017ee stejn\u00e9ho data narozen\u00ed.<br \/>\nV\u00edce informac\u00ed o podm\u00ednk\u00e1ch n\u00e1roku na starobn\u00ed d\u016fchod, jeho v\u00fd\u0161i a v\u00fdpo\u010dtu lze z\u00edskat na webu \u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ): www.cssz.cz\/cz\/duchodove-pojisteni, p\u0159i osobn\u00ed n\u00e1v\u0161t\u011bv\u011b okresn\u00ed spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ), klientsk\u00e9ho centra pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed p\u0159i \u00fast\u0159ed\u00ed \u010cSSZ nebo prost\u0159ednictv\u00edm call centra pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed na telefonn\u00edm \u010d\u00edsle 257 062 860.<\/p>\n<p>Autor: tiskov\u00e9 odd\u011blen\u00ed \u010cSSZ<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u201eNa starobn\u00ed d\u016fchod m\u00e1m n\u00e1rok \u2013 je mi 65 a odpracoval jsem 15 let.\u201c Ne, tato podm\u00ednka ji\u017e neplat\u00ed. \u201eNem\u00e1m odpracov\u00e1no 35 let, z\u016fstanu do <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=24988\" title=\"\u010cSSZ: I p\u0159es krat\u0161\u00ed dobu poji\u0161t\u011bn\u00ed je \u0161ance na d\u016fchod. Ale jen p\u0159i dosa\u017een\u00ed vy\u0161\u0161\u00edho v\u011bku\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":19377,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-24988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/24988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24988"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/24988\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/19377"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}