{"id":28344,"date":"2017-05-30T10:20:08","date_gmt":"2017-05-30T08:20:08","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=28344"},"modified":"2017-05-30T10:20:08","modified_gmt":"2017-05-30T08:20:08","slug":"jak-platit-zdravotni-pojistne-u-studenta-starsiho-26-let","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=28344","title":{"rendered":"Jak platit zdravotn\u00ed pojistn\u00e9 u studenta star\u0161\u00edho 26 let?"},"content":{"rendered":"<p><strong>OT\u00c1ZKA : Od kter\u00e9ho m\u011bs\u00edce mus\u00edm \u0159e\u0161it svoje zdravotn\u00ed poji\u0161t\u011bn\u00ed, jestli\u017ee studuji a 15. b\u0159ezna je mi 26 let? Jak m\u00e1m postupovat? Na dotaz odpov\u011bd\u011bla VZP.<\/strong><!--more--><\/p>\n<p>ODPOV\u011a\u010e:<\/p>\n<p>Za nezaopat\u0159en\u00e9 d\u011bti, co\u017e jsou mj. studenti ve v\u011bku do 26 let, kte\u0159\u00ed se soustavn\u011b p\u0159ipravuj\u00ed na budouc\u00ed povol\u00e1n\u00ed, plat\u00ed pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t. Povinnost st\u00e1tu platit za studenta pojistn\u00e9 zanik\u00e1 dnem jeho 26. narozenin. Va\u0161\u00ed povinnost\u00ed je pak ozn\u00e1mit zdravotn\u00ed poji\u0161\u0165ovn\u011b, \u017ee ztr\u00e1c\u00edte od 16. b\u0159ezna n\u00e1rok na platbu pojistn\u00e9ho st\u00e1tem. Z\u00e1kon o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed uv\u00e1d\u00ed, \u017ee poji\u0161t\u011bnec je povinen ozn\u00e1mit p\u0159\u00edslu\u0161n\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b nejpozd\u011bji do 8 dn\u016f skute\u010dnosti rozhodn\u00e9 pro vznik nebo z\u00e1nik povinnosti st\u00e1tu platit za n\u011bj pojistn\u00e9. U\u010dinit tak m\u016f\u017eete jednodu\u0161e p\u0159\u00edmo na kter\u00e9mkoli klientsk\u00e9m pracovi\u0161ti, nebo p\u00edsemn\u011b (s vyu\u017eit\u00edm formul\u00e1\u0159e P\u0159ihl\u00e1\u0161ka a eviden\u010dn\u00ed list poji\u0161t\u011bnce), p\u0159\u00edpadn\u011b i telefonicky na \u010d\u00edsle na\u0161eho informa\u010dn\u00edho centra 952 222 222.<\/p>\n<p>Dal\u0161\u00ed postup ohledn\u011b za\u0159azen\u00ed do pat\u0159i\u010dn\u00e9 kategorie pl\u00e1tc\u016f a placen\u00ed pojistn\u00e9ho se li\u0161\u00ed podle toho, zda jste jen studentem, nebo vedle studia nav\u00edc podnik\u00e1te \u010di jste zam\u011bstn\u00e1n.<\/p>\n<p>Jestli\u017ee nejste zam\u011bstnancem ani osobou samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinnou (a ani za v\u00e1s neplat\u00ed st\u00e1t pojistn\u00e9ho z jin\u00e9ho &#8222;titulu&#8220;, t\u0159eba jako za p\u0159\u00edjemce rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku nebo za invalidn\u00edho d\u016fchodce) a uveden\u00e9 skute\u010dnosti trvaj\u00ed po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc, mus\u00edte si za\u010d\u00edt platit pojistn\u00e9 jako tzv. osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f. To znamen\u00e1, \u017ee se mus\u00edte jako OBZP poji\u0161\u0165ovn\u011b p\u0159ihl\u00e1sit (z\u00e1rove\u0148 s odhl\u00e1\u0161en\u00edm ze &#8222;st\u00e1tn\u00edch poji\u0161t\u011bnc\u016f&#8220;) a p\u0159\u00edslu\u0161nou \u010d\u00e1stku pojistn\u00e9ho mus\u00edte za\u010d\u00edt platit po\u010d\u00ednaje dubnem, kdy u\u017e po cel\u00fd m\u011bs\u00edc nejste st\u00e1tn\u00edm poji\u0161t\u011bncem.<\/p>\n<p>Jestli\u017ee byste p\u0159i studiu podnikal nebo byl zam\u011bstn\u00e1n, musel byste po z\u00e1niku soub\u011bhu kategori\u00ed &#8222;st\u00e1tn\u00ed poji\u0161t\u011bnec&#8220; plus &#8222;OSV\u010c&#8220; nebo &#8222;zam\u011bstnanec&#8220; za\u010d\u00edt odv\u00e1d\u011bt pojistn\u00e9 alespo\u0148 ve v\u00fd\u0161i minima stanoven\u00e9ho pro danou kategorii.<\/p>\n<p>Jako OSV\u010c byste musel odv\u00e9st m\u011bs\u00ed\u010dn\u00ed z\u00e1lohu alespo\u0148 ve v\u00fd\u0161i minima ji\u017e po\u010d\u00ednaje b\u0159eznem. Povinnost dodr\u017eet minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad se toti\u017e nevztahuje na osobu samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinnou, za kterou je st\u00e1t pl\u00e1tcem pojistn\u00e9ho po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc, za kter\u00fd se pojistn\u00e9 plat\u00ed, a u v\u00e1s v b\u0159eznu ji\u017e tato podm\u00ednka nen\u00ed spln\u011bna. Nezapome\u0148te tento fakt posl\u00e9ze tak\u00e9 zohlednit v ro\u010dn\u00edm p\u0159ehledu OSV\u010c o p\u0159\u00edjmech a v\u00fddaj\u00edch, kde se vypl\u0148uje mj. po\u010det m\u011bs\u00edc\u016f, kdy pro v\u00e1s nebyl stanoven minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad.<\/p>\n<p>U zam\u011bstnance mus\u00ed zam\u011bstnavatel odv\u00e9st pojistn\u00e9 alespo\u0148 ve v\u00fd\u0161i minima za dny po z\u00e1niku n\u00e1roku na platbu pojistn\u00e9ho st\u00e1tem \u2013 u v\u00e1s by to tedy bylo od 16. b\u0159ezna (v alikvotn\u00ed v\u00fd\u0161i). M\u016f\u017eeme je\u0161t\u011b doplnit, \u017ee za osoby zam\u011bstnan\u00e9 pln\u00ed v\u00fd\u0161e uvedenou oznamovac\u00ed povinnost zam\u011bstnavatel, samoz\u0159ejm\u011b pokud jsou mu skute\u010dnosti rozhodn\u00e9 pro vznik nebo z\u00e1nik povinnosti st\u00e1tu platit za dan\u00e9ho zam\u011bstnance pojistn\u00e9 zn\u00e1my. Doporu\u010dujeme rad\u011bji se u zam\u011bstnavatele nebo p\u0159\u00edmo na poji\u0161\u0165ovn\u011b informovat, zda byla oznamovac\u00ed povinnost spln\u011bna.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>OT\u00c1ZKA : Od kter\u00e9ho m\u011bs\u00edce mus\u00edm \u0159e\u0161it svoje zdravotn\u00ed poji\u0161t\u011bn\u00ed, jestli\u017ee studuji a 15. b\u0159ezna je mi 26 let? Jak m\u00e1m postupovat? Na dotaz odpov\u011bd\u011bla <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=28344\" title=\"Jak platit zdravotn\u00ed pojistn\u00e9 u studenta star\u0161\u00edho 26 let?\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":7282,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-28344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/28344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28344"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/28344\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/7282"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}