{"id":28642,"date":"2017-07-10T14:00:06","date_gmt":"2017-07-10T12:00:06","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=28642"},"modified":"2017-07-10T14:00:06","modified_gmt":"2017-07-10T12:00:06","slug":"co-mate-vedet-o-zdravotni-peci-pred-cestou-na-dovolenou","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=28642","title":{"rendered":"Co m\u00e1te v\u011bd\u011bt o zdravotn\u00ed p\u00e9\u010di p\u0159ed cestou na dovolenou!"},"content":{"rendered":"

Des\u00edtky tis\u00edc \u010desk\u00fdch turist\u016f mus\u00ed ka\u017ed\u00fd rok vyhledat zdravotn\u00ed p\u00e9\u010di v cizin\u011b, stovky z nich skon\u010d\u00ed v nemocnici. Jak\u00e1 pr\u00e1va m\u00e1me v souvislosti s poskytov\u00e1n\u00edm zdravotn\u00ed p\u00e9\u010de v nemocnici?<\/strong>
\n
\nZem\u011b Evropsk\u00e9 Unie<\/p>\n

Jednozna\u010dn\u011b jezd\u00edme na dovolenou nej\u010dast\u011bji do zem\u00ed Evropsk\u00e9 unie. Poj\u010fme se proto pod\u00edvat na to, co byste m\u011bli v\u011bd\u011bt o zdej\u0161\u00ed zdravotn\u00ed p\u00e9\u010di.<\/p>\n

„Va\u0161e karti\u010dka zdravotn\u00ed poji\u0161\u0165ovny slou\u017e\u00ed z\u00e1rove\u0148 jako Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed (European Health Insurance Card \u2013 EHIC). Zaru\u010duje, \u017ee v \u017e\u00e1dn\u00e9 zemi Evropsk\u00e9 unie nez\u016fstanete bez zdravotn\u00ed p\u00e9\u010de. L\u00e9ka\u0159i jsou v\u00e1m povinni poskytnout stejn\u00e9 slu\u017eby, jako kdybyste byli pacienti jejich zem\u011b,\u201c vysv\u011btluje MUDr. Martin Jan Str\u00e1nsk\u00fd, M.D., FACP, zakladatel Kancel\u00e1\u0159e Ombudsmana pro zdrav\u00ed. EHIC d\u00e1le plat\u00ed v zem\u00edch Evropsk\u00e9ho hospod\u00e1\u0159sk\u00e9ho prostoru a na z\u00e1klad\u011b mezin\u00e1rodn\u00edch dohod rovn\u011b\u017e ve \u0160v\u00fdcarsku.<\/p>\n

Zaji\u0161\u0165uje p\u0159edev\u0161\u00edm:<\/p>\n

1. Neodkladnou zdravotn\u00ed p\u00e9\u010di, tj. p\u00e9\u010di poskytovanou zejm\u00e9na p\u0159i riziku v\u00e1\u017en\u00e9ho po\u0161kozen\u00ed zdrav\u00ed \u010di ohro\u017een\u00ed \u017eivota. Zdravotn\u00ed poji\u0161\u0165ovna v\u0161ak uhrad\u00ed maxim\u00e1ln\u011b \u010d\u00e1stku, kterou by platila ve stejn\u00e9m p\u0159\u00edpad\u011b v \u010cesk\u00e9 republice.<\/p>\n

2. Nezbytnou zdravotn\u00ed p\u00e9\u010di, kter\u00e1 zaji\u0161\u0165uje takovou zdravotn\u00ed p\u00e9\u010di, aby pacient nemusel odjet dom\u016f d\u0159\u00edve, ne\u017e p\u016fvodn\u011b zam\u00fd\u0161lel. V takov\u00e9m p\u0159\u00edpad\u011b v\u00e1m poji\u0161\u0165ovna zaplat\u00ed rozd\u00edl mezi t\u00edm, co by hradila v \u010cR a t\u00edm, co jste ve skute\u010dnosti zaplatili.<\/p>\n

\u201eV obou variant\u00e1ch plat\u00ed, \u017ee refundace n\u00e1klad\u016f nen\u00ed automatick\u00e1. Mus\u00edte svou zdravotn\u00ed poji\u0161\u0165ovnu o ni po\u017e\u00e1dat,\u201c upozor\u0148uje Mgr. Ilona Hlav\u00e1\u010dov\u00e1, LL.M., pr\u00e1vn\u00ed poradkyn\u011b Kancel\u00e1\u0159e Ombudsmana pro zdrav\u00ed, a dod\u00e1v\u00e1: \u201eN\u00e1rok na \u00fahradu zdravotn\u00ed p\u00e9\u010de neomezuje ani to, \u017ee p\u0159\u00ed\u010dinou va\u0161ich zdravotn\u00edch probl\u00e9m\u016f na dovolen\u00e9 bude onemocn\u011bn\u00ed, kter\u00fdm jste ji\u017e trp\u011bli p\u0159ed cestou. Vztahuje si i na pot\u0159ebnou p\u00e9\u010di v t\u011bhotenstv\u00ed \u010di l\u00e9\u010dbu v souvislosti s \u00farazy p\u0159i rizikov\u00e9m sportu \u010di vysokohorsk\u00e9 turistice.\u201c<\/p>\n

P\u0159esto v\u0161ak EHIC na v\u0161echno nesta\u010d\u00ed. Neposkytuje nap\u0159\u00edklad \u00fahradu:<\/p>\n

\u2022 spolu\u00fa\u010dasti pacienta, kter\u00e1 je ve v\u011bt\u0161in\u011b zem\u00ed b\u011b\u017en\u00e1;
\n\u2022 nutn\u00e9ho transportu do vlasti \u010di repatriace ostatk\u016f;
\n\u2022 asisten\u010dn\u00ed slu\u017eby v p\u0159\u00edpad\u011b mo\u017en\u00e9 jazykov\u00e9 bari\u00e9ry v nemocnici \u010di v ordinaci;
\n\u2022 zdravotn\u00ed p\u00e9\u010de v soukrom\u00fdch za\u0159\u00edzen\u00edch, kter\u00e1 nemaj\u00ed smlouvy s \u017e\u00e1dn\u00fdmi poji\u0161\u0165ovnami (tud\u00ed\u017e zde EHIC neplat\u00ed);<\/p>\n

Pro tyto p\u0159\u00edpady je lep\u0161\u00ed sjednat si komer\u010dn\u00ed cestovn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n

Jedeme mimo EU<\/p>\n

V zem\u00edch mimo evropsk\u00fd hospod\u00e1\u0159sk\u00fd prostor EHIC neplat\u00ed. S bezplatn\u00fdm z\u00e1kladn\u00edm o\u0161et\u0159en\u00edm nelze po\u010d\u00edtat, pokud s dan\u00fdm st\u00e1tem nem\u00e1me uzav\u0159enu mezin\u00e1rodn\u00ed smlouvu, kter\u00e1 obsahuje takov\u00e9 ustanoven\u00ed. (Bli\u017e\u0161\u00ed informace poskytuj\u00ed nap\u0159\u00edklad webov\u00e9 str\u00e1nky ministerstev zdravotnictv\u00ed a pr\u00e1ce a soci\u00e1ln\u00edch v\u011bc\u00ed.) Je proto nutn\u00e9 p\u0159ipojistit se u komer\u010dn\u00ed poji\u0161\u0165ovny. V p\u0159\u00edpad\u011b zem\u00ed, jako jsou nap\u0159\u00edklad Egypt a Tunisko v\u00e1s bude cestovn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t stejn\u011b jako do zem\u00ed EU. Do v\u011bt\u0161iny ostatn\u00edch st\u00e1le obl\u00edben\u011bj\u0161\u00edch destinac\u00ed, jako t\u0159eba do Thajska \u010di zem\u00ed Karibiku, budete muset v\u0161ak vyndat z pen\u011b\u017eenky v\u00edce.<\/p>\n

\u2022 Neodkladnou p\u00e9\u010di v\u00e1m mus\u00ed poskytnout zdravotn\u00edci v ka\u017ed\u00e9 zemi i bez komer\u010dn\u00edho cestovn\u00edho poji\u0161t\u011bn\u00ed. Budete ji v\u0161ak muset po o\u0161et\u0159en\u00ed na m\u00edst\u011b zaplatit. Pozd\u011bji pak m\u016f\u017eete svou zdravotn\u00ed poji\u0161\u0165ovnu po\u017e\u00e1dat o refundaci, ale jen do v\u00fd\u0161e, kterou by hradila v \u010cR.<\/p>\n

Jak to maj\u00ed cizinci v \u010cR?<\/p>\n

\u201eS cizincem, kter\u00fd se prok\u00e1\u017ee pr\u016fkazem EHIC nebo je \u010dlenem n\u011bkter\u00e9ho ze smluvn\u00edch st\u00e1t\u016f (nap\u0159. Turecko), mus\u00ed poskytovatel\u00e9 zdravotn\u00ed p\u00e9\u010de zach\u00e1zet jako s poji\u0161t\u011bncem \u010desk\u00e9 smluvn\u00ed zdravotn\u00ed poji\u0161\u0165ovny. Syst\u00e9m je tedy stejn\u00fd, jako kdy\u017e n\u00e1\u0161 ob\u010dan jede na dovolenou do zem\u00ed EU,\u201c konstatuje Mgr. Ilona Hlav\u00e1\u010dov\u00e1. \u201eJeho prost\u0159ednictv\u00edm je tedy kryta neodkladn\u00e1 a nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de,\u201c dodala.<\/p>\n

V praxi to znamen\u00e1:<\/p>\n

\u2022 za poskytnut\u00ed hrazen\u00fdch slu\u017eeb ze zdravotn\u00edho poji\u0161t\u011bn\u00ed nelze \u00fa\u010dtovat \u017e\u00e1dn\u00e9 \u00fahrady v hotovosti, v ostatn\u00edch p\u0159\u00edpadech jsou \u00fahrady stejn\u00e9, jako v p\u0159\u00edpad\u011b \u010desk\u00fdch poji\u0161t\u011bnc\u016f,
\n\u2022 p\u00e9\u010de mus\u00ed b\u00fdt poskytnuta v takov\u00e9m rozsahu, aby se cizinec nemusel vracet dom\u016f d\u0159\u00edve, ne\u017e zam\u00fd\u0161lel \u2013 posouzen\u00ed pot\u0159ebn\u00e9ho rozsahu l\u00e9\u010dby je na l\u00e9ka\u0159i,
\n\u2022 \u00fahradu \u00fa\u010dtuje poskytovatel zdravotn\u00edch slu\u017eeb poji\u0161\u0165ovn\u011b, kter\u00e1 je k tomu p\u0159\u00edslu\u0161n\u00e1 na z\u00e1klad\u011b pr\u016fkazu EHIC, p\u00e9\u010di bude poji\u0161\u0165ovna propl\u00e1cet za stejn\u00fdch podm\u00ednek, jako kdyby ji poskytovala \u010desk\u00fdm poji\u0161t\u011bnc\u016fm,
\n\u2022 nesm\u00ed j\u00edt o p\u00e9\u010di, za jej\u00edm\u017e poskytnut\u00edm by cizinec na \u00fazem\u00ed \u010cR p\u0159icestoval.<\/p>\n

Ob\u010dan\u00e9, kte\u0159\u00ed k n\u00e1m p\u0159ijedou na dovolenou ze zem\u00ed, s nimi\u017e nem\u00e1 \u010cesk\u00e1 republika uzav\u0159enu \u017e\u00e1dnou mezin\u00e1rodn\u00ed smlouvu, kter\u00e1 by obsahovala ustanoven\u00ed o poskytov\u00e1n\u00ed bezplatn\u00e9 zdravotn\u00ed p\u00e9\u010de, mus\u00ed za o\u0161et\u0159en\u00ed zaplatit na m\u00edst\u011b.<\/p>\n

\u2022 \u00dahrada je vypo\u010dtena v\u00fdkonov\u011b podle Sazebn\u00edku zdravotn\u00edch v\u00fdkon\u016f a hodnoty bodu podle aktu\u00e1ln\u00edho Cen\u00edku pro poskytov\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de nehrazen\u00e9 z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed a jin\u00fdch slu\u017eeb.
\n\u2022 Jestli\u017ee m\u00e1 cizinec komer\u010dn\u00ed poji\u0161t\u011bn\u00ed uzav\u0159en\u00e9 s poji\u0161\u0165ovnou na \u00fazem\u00ed \u010cR (mezi registrovan\u00e9 poji\u0161\u0165ovny pat\u0159\u00ed nap\u0159. VZP, Uniqua, Slavia, Maxima), m\u016f\u017ee poskytovatel \u0159e\u0161it \u00fahradu s n\u00ed. Z poji\u0161t\u011bn\u00ed je v\u0161ak hrazena pouze nutn\u00e1 a neodkladn\u00e1 p\u00e9\u010de poskytovan\u00e1 do \u010d\u00e1stky, kter\u00e1 je uvedena ve smlouv\u011b. Pozor, u soukrom\u00fdch poskytovatel\u016f bez uzav\u0159en\u00fdch smluv s poji\u0161\u0165ovnami, mus\u00ed cizinci platit v\u017edy.
\n\u2022 V p\u0159\u00edpad\u011b, \u017ee cizinci maj\u00ed v jejich mate\u0159sk\u00e9 zemi poji\u0161t\u011bn\u00ed, kter\u00e9 kryje cestov\u00e1n\u00ed, mohou po n\u00e1vratu po\u017e\u00e1dat na z\u00e1klad\u011b p\u0159edlo\u017een\u00fdch \u00fa\u010dt\u016f z \u010cR svou poji\u0161\u0165ovnu o proplacen\u00ed vylo\u017een\u00fdch n\u00e1klad\u016f.<\/p>\n

Informace o l\u00e9ka\u0159\u00edch a dal\u0161\u00edch poskytovatel\u00edch zdravotn\u00ed p\u00e9\u010de v\u010detn\u011b jejich jazykov\u00e9 vybavenosti lze naj\u00edt nap\u0159\u00edklad v L\u00e9ka\u0159sk\u00e9m informa\u010dn\u00edm centru.<\/p>\n

Tiskov\u00e1 zpr\u00e1va<\/p>\n","protected":false},"excerpt":{"rendered":"

Des\u00edtky tis\u00edc \u010desk\u00fdch turist\u016f mus\u00ed ka\u017ed\u00fd rok vyhledat zdravotn\u00ed p\u00e9\u010di v cizin\u011b, stovky z nich skon\u010d\u00ed v nemocnici. Jak\u00e1 pr\u00e1va m\u00e1me v souvislosti s poskytov\u00e1n\u00edm […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":28643,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-28642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/28642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28642"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/28642\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/28643"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}