{"id":29829,"date":"2017-12-19T16:12:59","date_gmt":"2017-12-19T15:12:59","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=29829"},"modified":"2017-12-19T16:12:59","modified_gmt":"2017-12-19T15:12:59","slug":"cssz-informuje-kdo-muze-odejit-do-starobniho-duchodu-v-roce-2018","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=29829","title":{"rendered":"\u010cSSZ informuje: Kdo m\u016f\u017ee \u201eodej\u00edt\u201c do starobn\u00edho d\u016fchodu v roce 2018"},"content":{"rendered":"

V roce 2018 vznikne n\u00e1rok na starobn\u00ed d\u016fchod lidem, kte\u0159\u00ed dos\u00e1hnou d\u016fchodov\u00e9ho v\u011bku a z\u00edskaj\u00ed pot\u0159ebnou dobu poji\u0161t\u011bn\u00ed alespo\u0148 34 let. Spln\u011bn\u00ed t\u011bchto podm\u00ednek v\u0161ak neznamen\u00e1 povinnost o d\u016fchod \u017e\u00e1dat ani nen\u00ed d\u016fvodem k ukon\u010den\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti \u2013 pracovn\u00edho pom\u011bru \u010di podnik\u00e1n\u00ed.<\/strong>
\n
\nKdo v roce 2018 dos\u00e1hne d\u016fchodov\u00e9ho v\u011bku:<\/p>\n

mu\u017ei narozen\u00ed v listopadu a\u017e prosinci 1954 a v lednu a\u017e srpnu 1955;
\nbezd\u011btn\u00e9 \u017eeny narozen\u00e9 v kv\u011btnu a\u017e prosinci 1955;
\n\u017eeny narozen\u00e9 v kv\u011btnu a\u017e prosinci 1956, kter\u00e9 vychovaly jedno d\u00edt\u011b;
\n\u017eeny narozen\u00e9 v kv\u011btnu a\u017e prosinci 1957, kter\u00e9 vychovaly dv\u011b d\u011bti;
\n\u017eeny narozen\u00e9 v kv\u011btnu a\u017e prosinci 1958, kter\u00e9 vychovaly t\u0159i \u010di \u010dty\u0159i d\u011bti;
\n\u017eeny narozen\u00e9 v kv\u011btnu a\u017e prosinci 1959, kter\u00e9 vychovaly p\u011bt a v\u00edce d\u011bt\u00ed.<\/p>\n

Aby mohli \u201eodej\u00edt\u201c do starobn\u00edho d\u016fchodu, mus\u00ed z\u00edskat alespo\u0148 34 let doby d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed (odpracovan\u00fdch let), do kter\u00e9 se podle z\u00e1konn\u00fdch pravidel zapo\u010d\u00edt\u00e1vaj\u00ed n\u00e1hradn\u00ed doby poji\u0161t\u011bn\u00ed (nap\u0159. p\u00e9\u010de o d\u00edt\u011b do 4 let v\u011bku, z\u00e1kladn\u00ed vojensk\u00e1 slu\u017eba, pob\u00edr\u00e1n\u00ed invalidn\u00edho d\u016fchodu pro invaliditu t\u0159et\u00edho stupn\u011b, doba p\u00e9\u010de o osobu z\u00e1vislou na pomoci jin\u00e9 osoby aj.).<\/p>\n

Datum d\u016fchodov\u00e9ho v\u011bku lid\u00e9 snadno zjist\u00ed pomoc\u00ed d\u016fchodov\u00e9 kalkula\u010dky \u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ), najdou ji na webu \u010cSSZ: www.cssz.cz\/cz\/duchodove-pojisteni\/duchodova-kalkulacka\/kalkulacka-pro-orientacni-vypocet-starobniho-duchodu.htm<\/a>.<\/p>\n

O d\u016fchod je t\u0159eba po\u017e\u00e1dat<\/p>\n

Kdo se rozhodne o d\u016fchod po\u017e\u00e1dat, mus\u00ed se obr\u00e1tit na okresn\u00ed (v Praze Pra\u017eskou \u2013 kter\u00e9koliv \u00fazemn\u00ed pracovi\u0161t\u011b, v Brn\u011b M\u011bstskou) spr\u00e1vu soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ) podle m\u00edsta trval\u00e9ho bydli\u0161t\u011b, kde s n\u00edm odborn\u00edci \u017e\u00e1dost o d\u016fchod sep\u00ed\u0161\u00ed. \u017d\u00e1dn\u00fd formul\u00e1\u0159 p\u0159edem se nevypl\u0148uje. \u017d\u00e1dost je ale mo\u017en\u00e9 podat nejd\u0159\u00edve \u010dty\u0159i m\u011bs\u00edce p\u0159ed po\u017eadovan\u00fdm dnem p\u0159izn\u00e1n\u00ed d\u016fchodu.<\/p>\n

Odej\u00edt do starobn\u00edho d\u016fchodu je pr\u00e1vo, nikoliv povinnost. I po vzniku n\u00e1roku na d\u016fchod je mo\u017en\u00e9 pokra\u010dovat ve v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti bez pob\u00edr\u00e1n\u00ed d\u016fchodu a \u010d\u00e1stku d\u016fchodu si t\u00edm nav\u00fd\u0161it. V\u00fdd\u011ble\u010dnou \u010dinnost je mo\u017en\u00e9 vykon\u00e1vat i p\u0159i pob\u00edr\u00e1n\u00ed starobn\u00edho d\u016fchodu a po 360 kalend\u00e1\u0159n\u00edch dnech t\u00e9to \u010dinnosti pak lze po\u017e\u00e1dat o p\u0159epo\u010det d\u016fchodu.<\/p>\n

Parametry v\u00fdpo\u010dtu d\u016fchodu p\u0159iznan\u00fdch od 1. 1. 2018<\/p>\n

v\u00fd\u0161e z\u00e1kladn\u00ed v\u00fdm\u011bry d\u016fchodu \u010din\u00ed 2 700 K\u010d;
\nrozhodn\u00e9 obdob\u00ed, za n\u011b\u017e se zji\u0161\u0165uj\u00ed v\u00fdd\u011blky pro v\u00fdpo\u010det d\u016fchodu, zahrnuje roky 1986 a\u017e 2017;
\nreduk\u010dn\u00ed hranice pro stanoven\u00ed v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu jsou I. hranice 13 191 K\u010d a II. hranice 119 916 K\u010d;
\nprocentn\u00ed v\u00fdm\u011bra d\u016fchodu \u010din\u00ed za ka\u017ed\u00fd cel\u00fd rok d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed z\u00edskan\u00fd do doby n\u00e1roku na d\u016fchod 1,5 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu. V\u00fdpo\u010dtov\u00fd z\u00e1klad se stanovuje z osobn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu (pr\u016fm\u011bru p\u0159\u00edjm\u016f za rozhodn\u00e9 obdob\u00ed, p\u0159\u00edjmy se upravuj\u00ed p\u0159\u00edslu\u0161n\u00fdmi koeficienty na \u00farove\u0148 sou\u010dasn\u00e9 hodnoty) tak, \u017ee \u010d\u00e1stka do I. reduk\u010dn\u00ed hranice n\u00e1le\u017e\u00ed v pln\u00e9 v\u00fd\u0161i, z \u010d\u00e1stky nad I. do II. reduk\u010dn\u00ed hranice n\u00e1le\u017e\u00ed 26 %, k \u010d\u00e1stce nad II. reduk\u010dn\u00ed hranici se nep\u0159ihl\u00ed\u017e\u00ed.<\/p>\n

P\u0159\u00edklad v\u00fdpo\u010dtu starobn\u00edho d\u016fchodu p\u0159iznan\u00e9ho v roce 2018<\/p>\n

Mu\u017e narozen\u00fd 15. 3. 1955 \u2013 jeho d\u016fchodov\u00fd v\u011bk je 63 let a 4 m\u011bs\u00edce. Toho dos\u00e1hne 15. 7. 2018 a k tomuto datu po\u017e\u00e1d\u00e1 o p\u0159izn\u00e1n\u00ed d\u016fchodu. Z\u00edskal celkem 45 rok\u016f poji\u0161t\u011bn\u00ed. Osobn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad (OVZ) tohoto mu\u017ee za obdob\u00ed let 1986\u20132017 \u010din\u00ed 25 000 K\u010d.<\/p>\n

V\u00fdpo\u010dtov\u00fd z\u00e1klad z OVZ ve v\u00fd\u0161i 25 000 K\u010d se stanov\u00ed tak, \u017ee \u010d\u00e1stka 13 191 K\u010d n\u00e1le\u017e\u00ed v pln\u00e9 v\u00fd\u0161i a k t\u00e9to \u010d\u00e1stce se p\u0159i\u010dte 26 % rozd\u00edlu mezi \u010d\u00e1stkou 13 191 a 25 000 K\u010d, tj. 26 % z \u010d\u00e1stky 11 809, co\u017e je po zaokrouhlen\u00ed 3 071 K\u010d. V\u00fdpo\u010dtov\u00fd z\u00e1klad je tedy 16 262 K\u010d (13 191 + 3 071).<\/p>\n

Procentn\u00ed v\u00fdm\u011bra d\u016fchodu \u010din\u00ed 67,5 % z v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu (45 x 1,5 % za ka\u017ed\u00fd rok poji\u0161t\u011bn\u00ed), jej\u00ed v\u00fd\u0161e bude tedy 10 977 K\u010d. K n\u00ed bude n\u00e1le\u017eet z\u00e1kladn\u00ed v\u00fdm\u011bra 2 700 K\u010d, starobn\u00ed d\u016fchod tak bude celkem \u010dinit 13 677 K\u010d.<\/p>\n

Tabulka: V\u00fd\u0161e d\u016fchodu podle osobn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu*)
\nOsobn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad – V\u00fd\u0161e d\u016fchodu
\n10 000 – 9 450
\n12 500 – 11 138
\n15 000 – 11 922
\n20 000 – 12 800
\n25 000 – 13 677
\n30 000 – 14 555
\n40 000 – 16 310
\n50 000 – 18 065
\n*) Plat\u00ed pro stejnou v\u00fdchoz\u00ed situaci z p\u0159\u00edkladu<\/p>\n

D\u016fchodov\u00e1 kalkula\u010dka \u010cSSZ<\/p>\n

Lid\u00e9 snadno pomoc\u00ed d\u016fchodov\u00e9 kalkula\u010dky \u010cSSZ zjist\u00ed, jak\u00fd je jejich d\u016fchodov\u00fd v\u011bk, kdy ho dos\u00e1hnou \u010di jakou mus\u00ed z\u00edskat dobu poji\u0161t\u011bn\u00ed, kalkula\u010dka m\u016f\u017ee spo\u010d\u00edtat rovn\u011b\u017e orienta\u010dn\u00ed v\u00fd\u0161i starobn\u00edho d\u016fchodu. \u00dadaje, kter\u00e9 je do n\u00ed t\u0159eba vyplnit, z\u00edskaj\u00ed lid\u00e9 z informativn\u00edho osobn\u00edho listu d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed, o kter\u00fd mohou \u010cSSZ jednou ro\u010dn\u011b zdarma po\u017e\u00e1dat. Majitel\u00e9 datov\u00fdch schr\u00e1nek mohou vyu\u017e\u00edt online slu\u017eby ePort\u00e1lu \u010cSSZ.<\/p>\n

Kde z\u00edskat informace<\/p>\n

Odchod do d\u016fchodu je d\u016fle\u017eit\u00fd \u017eivotn\u00ed mezn\u00edk, kter\u00fd je spojen s \u0159adou dotaz\u016f. Pracovn\u00edci OSSZ potvrzuj\u00ed, \u017ee klienti se zaj\u00edmaj\u00ed nejen o to, jak\u00fd jejich d\u016fchod bude, ale cht\u011bj\u00ed v\u011bd\u011bt i kdy a jak o n\u011bj maj\u00ed po\u017e\u00e1dat, jak cel\u00fd proces prob\u00edh\u00e1, jak dlouho vy\u0159\u00edzen\u00ed trv\u00e1, jak\u00e9 doklady maj\u00ed p\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti p\u0159edlo\u017eit, jak\u00e1 maj\u00ed jako d\u016fchodci pr\u00e1va a povinnosti atd. Ty nejd\u016fle\u017eit\u011bj\u0161\u00ed informace proto \u010cSSZ shrnula do praktick\u00e9ho let\u00e1ku Kdy a jak \u017e\u00e1dat o starobn\u00ed d\u016fchod. Obsahuje praktick\u00e9 rady pro ty, kte\u0159\u00ed se d\u016fchodci pr\u00e1v\u011b stali nebo se do d\u016fchodu v bl\u00edzk\u00e9 dob\u011b chystaj\u00ed.<\/p>\n

Podrobn\u00e9 informace o podm\u00ednk\u00e1ch n\u00e1roku na starobn\u00ed d\u016fchod, jeho v\u00fd\u0161i a v\u00fdpo\u010dtu lze z\u00edskat tak\u00e9 p\u0159i osobn\u00ed n\u00e1v\u0161t\u011bv\u011b OSSZ, klientsk\u00e9ho centra pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed p\u0159i \u00fast\u0159ed\u00ed \u010cSSZ nebo prost\u0159ednictv\u00edm telefonn\u00ed informa\u010dn\u00ed linky 800 050 248.<\/p>\n

Tiskov\u00e1 zpr\u00e1va \u010cSSZ<\/p>\n","protected":false},"excerpt":{"rendered":"

V roce 2018 vznikne n\u00e1rok na starobn\u00ed d\u016fchod lidem, kte\u0159\u00ed dos\u00e1hnou d\u016fchodov\u00e9ho v\u011bku a z\u00edskaj\u00ed pot\u0159ebnou dobu poji\u0161t\u011bn\u00ed alespo\u0148 34 let. Spln\u011bn\u00ed t\u011bchto podm\u00ednek v\u0161ak […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":19377,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-29829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/29829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29829"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/29829\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/19377"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}