{"id":29949,"date":"2018-01-08T13:12:55","date_gmt":"2018-01-08T12:12:55","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=29949"},"modified":"2018-01-08T13:12:55","modified_gmt":"2018-01-08T12:12:55","slug":"desatero-praktickych-duchodovych-informaci","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=29949","title":{"rendered":"Desatero praktick\u00fdch \u201ed\u016fchodov\u00fdch\u201c informac\u00ed"},"content":{"rendered":"

Odchod do starobn\u00edho d\u016fchodu je z\u00e1sadn\u00ed \u017eivotn\u00ed krok. Lid\u00e9, kte\u0159\u00ed se jej v bl\u00edzk\u00e9 dob\u011b chystaj\u00ed u\u010dinit, maj\u00ed podle zku\u0161enost\u00ed odborn\u00edk\u016f spr\u00e1v soci\u00e1ln\u00edho zabezpe\u010den\u00ed v souvislosti s touto novou rol\u00ed \u010dasto \u0159adu dotaz\u016f, zaj\u00edmaj\u00ed se p\u0159edev\u0161\u00edm o to, jak\u00e1 maj\u00ed pr\u00e1va a povinnosti. \u010cesk\u00e1 spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ) proto p\u0159in\u00e1\u0161\u00ed 10 d\u016fle\u017eit\u00fdch rad.<\/strong>
\n
\n1. \u017d\u00e1dost o d\u016fchod se na okresn\u00ed (v Praze Pra\u017esk\u00e9, v Brn\u011b M\u011bstsk\u00e9) spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ) pod\u00e1v\u00e1 osobn\u011b, p\u0159\u00edpadn\u011b lze k tomuto \u00fakonu zmocnit jinou osobu na z\u00e1klad\u011b ud\u011blen\u00e9 pln\u00e9 moci. Za ob\u010dany, kte\u0159\u00ed nemohou podat \u017e\u00e1dost o d\u016fchod sami vzhledem ke sv\u00e9mu zdravotn\u00edmu stavu, mohou s jejich souhlasem a na z\u00e1klad\u011b potvrzen\u00ed l\u00e9ka\u0159e o jejich zdravotn\u00edm stavu \u017e\u00e1dost podat jejich rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci.<\/p>\n

2. P\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod je t\u0159eba p\u0159edlo\u017eit p\u0159edev\u0161\u00edm pr\u016fkaz toto\u017enosti. D\u00e1le se p\u0159edkl\u00e1daj\u00ed doklady o n\u00e1hradn\u00edch dob\u00e1ch poji\u0161t\u011bn\u00ed (nap\u0159. o studiu, vojn\u011b, p\u00e9\u010di o d\u00edt\u011b) a o dob\u00e1ch poji\u0161t\u011bn\u00ed, kter\u00e9 \u010cSSZ nem\u00e1 v evidenci. Nem\u00e1-li \u017eadatel \u017e\u00e1dn\u00e9 doklady k dispozici, posta\u010d\u00ed k seps\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod pouze platn\u00fd doklad toto\u017enosti, p\u0159\u00edpadn\u011b vypln\u011bn\u00fd a bankou potvrzen\u00fd tiskopis pro v\u00fdplatu d\u016fchodu na \u00fa\u010det.<\/p>\n

3. D\u016fchod je mo\u017en\u00e9 vypl\u00e1cet dv\u011bma zp\u016fsoby \u2013 na \u00fa\u010det d\u016fchodce nebo jeho man\u017eela\/man\u017eelky u pen\u011b\u017en\u00edho \u00fastavu nebo v hotovosti (tento zp\u016fsob je zpoplatn\u011bn za ka\u017edou spl\u00e1tku d\u016fchodu \u010d\u00e1stkou 21 K\u010d, o tento poplatek je pak vypl\u00e1cen\u00fd d\u016fchod ni\u017e\u0161\u00ed) na adresu bydli\u0161t\u011b prost\u0159ednictv\u00edm \u010cesk\u00e9 po\u0161ty. Zp\u016fsob v\u00fdplaty si budouc\u00ed d\u016fchodce vol\u00ed p\u0159i sepisov\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod. Pro v\u00fdplatu d\u016fchodu na \u00fa\u010det je t\u0159eba p\u0159edlo\u017eit vypln\u011bn\u00fd a bankou potvrzen\u00fd tiskopis \u017d\u00e1dost o za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det v \u010cesk\u00e9 republice \u2013 majitel \u00fa\u010dtu nebo \u017d\u00e1dost o za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det man\u017eela (man\u017eelky) v \u010cesk\u00e9 republice (k dispozici na OSSZ \u010di webu \u010cSSZ). \u010cSSZ je mo\u017en\u00e9 kdykoliv po\u017e\u00e1dat o zm\u011bnu zp\u016fsobu v\u00fdplaty.<\/p>\n

4. O p\u0159izn\u00e1n\u00ed d\u016fchodu \u010cSSZ za\u0161le rozhodnut\u00ed. Nevyd\u00e1v\u00e1 v\u0161ak \u017e\u00e1dn\u00fd univerz\u00e1ln\u00ed \u201epr\u016fkaz d\u016fchodce\u201c. Potvrzen\u00ed o pob\u00edr\u00e1n\u00ed d\u016fchodu \u010di jeho aktu\u00e1ln\u00ed v\u00fd\u0161i vyd\u00e1 v p\u0159\u00edpad\u011b pot\u0159eby OSSZ.<\/p>\n

5. D\u016fchodce m\u00e1 povinnost do 8 dn\u016f sd\u011blovat \u010cSSZ v\u0161echny skute\u010dnosti, kter\u00e9 maj\u00ed vliv na d\u016fchod a jeho v\u00fdplatu, tj. zejm\u00e9na zm\u011bnu adresy, zm\u011bnu \u010d\u00edsla \u00fa\u010dtu pro zas\u00edl\u00e1n\u00ed d\u016fchodu apod.<\/p>\n

6. To, \u017ee byl \u017eadateli p\u0159izn\u00e1n d\u016fchod, je t\u0159eba ozn\u00e1mit zdravotn\u00ed poji\u0161\u0165ovn\u011b, u kter\u00e9 je klient registrov\u00e1n. Za d\u016fchodce, kte\u0159\u00ed p\u0159i pob\u00edr\u00e1n\u00ed d\u016fchodu nejsou v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00ed, plat\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t.<\/p>\n

7. Informace o tom, kdy d\u016fchod v dan\u00e9m roce nepodl\u00e9h\u00e1 zdan\u011bn\u00ed a kdy naopak mus\u00ed d\u016fchodce podat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, sd\u011bl\u00ed p\u0159\u00edslu\u0161n\u00fd finan\u010dn\u00ed \u00fa\u0159ad. Podle sou\u010dasn\u011b platn\u00fdch da\u0148ov\u00fdch p\u0159edpis\u016f podl\u00e9h\u00e1 pravideln\u011b vypl\u00e1cen\u00fd d\u016fchod zdan\u011bn\u00ed, jen pokud v ro\u010dn\u00edm sou\u010dtu p\u0159es\u00e1hne 36n\u00e1sobek minim\u00e1ln\u00ed mzdy. Jednor\u00e1zov\u00e9 doplatky d\u016fchod\u016f (nap\u0159. p\u0159i zp\u011btn\u00e9m p\u0159izn\u00e1n\u00ed d\u016fchodu) dani z p\u0159\u00edjm\u016f nepodl\u00e9haj\u00ed.<\/p>\n

8. Kdo p\u0159i pob\u00edr\u00e1n\u00ed starobn\u00edho d\u016fchodu vykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost zakl\u00e1daj\u00edc\u00ed \u00fa\u010dast na poji\u0161t\u011bn\u00ed, m\u016f\u017ee po 360 kalend\u00e1\u0159n\u00edch dnech t\u00e9to \u010dinnosti po\u017e\u00e1dat o p\u0159epo\u010det d\u016fchodu. \u017d\u00e1dost je mo\u017en\u00e9 podat nejl\u00e9pe prost\u0159ednictv\u00edm OSSZ podle m\u00edsta trval\u00e9ho bydli\u0161t\u011b, p\u0159\u00edp. zaslat na \u00fast\u0159ed\u00ed \u010cSSZ.<\/p>\n

9. Po\u017eivatel\u00e9 starobn\u00edch d\u016fchod\u016f, kte\u0159\u00ed p\u0159i pob\u00edr\u00e1n\u00ed d\u016fchodu pracuj\u00ed a jsou \u00fa\u010dastni nemocensk\u00e9ho poji\u0161t\u011bn\u00ed, maj\u00ed krat\u0161\u00ed podp\u016fr\u010d\u00ed dobu pro v\u00fdplatu nemocensk\u00e9ho. Nemocensk\u00e9 se jim vypl\u00e1c\u00ed nejd\u00e9le 70 kalend\u00e1\u0159n\u00edch dn\u016f p\u0159i jedn\u00e9 pracovn\u00ed neschopnosti, ne v\u0161ak v\u00edc ne\u017e 70 dn\u016f za kalend\u00e1\u0159n\u00ed rok. Tak\u00e9 plat\u00ed, \u017ee se jim nemocensk\u00e9 vypl\u00e1c\u00ed nejd\u00e9le do dne skon\u010den\u00ed zam\u011bstn\u00e1n\u00ed.<\/p>\n

10. Lid\u00e9, kte\u0159\u00ed p\u0159i pob\u00edr\u00e1n\u00ed d\u016fchodu nad\u00e1le pracuj\u00ed, mohou o p\u0159izn\u00e1n\u00ed d\u016fchodu sv\u00e9ho zam\u011bstnavatele informovat. Pokud bude d\u016fchodce i po p\u0159izn\u00e1n\u00ed d\u016fchodu nad\u00e1le vykon\u00e1vat samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost (jsou OSV\u010c), m\u011bl by informovat p\u0159\u00edslu\u0161nou OSSZ, proto\u017ee p\u0159izn\u00e1n\u00ed d\u016fchodu m\u016f\u017ee m\u00edt vliv na v\u00fd\u0161i z\u00e1loh na pojistn\u00e9 na soci\u00e1ln\u00ed zabezpe\u010den\u00ed. Po\u017eivatel \u201ep\u0159ed\u010dasn\u00e9ho\u201c starobn\u00edho d\u016fchodu v\u0161ak m\u00e1 povinnost zam\u011bstnavateli i OSSZ\/\u010cSSZ tuto skute\u010dnost ozn\u00e1mit.<\/p>\n

Tiskov\u00e1 zpr\u00e1va \u010cSSZ<\/p>\n","protected":false},"excerpt":{"rendered":"

Odchod do starobn\u00edho d\u016fchodu je z\u00e1sadn\u00ed \u017eivotn\u00ed krok. Lid\u00e9, kte\u0159\u00ed se jej v bl\u00edzk\u00e9 dob\u011b chystaj\u00ed u\u010dinit, maj\u00ed podle zku\u0161enost\u00ed odborn\u00edk\u016f spr\u00e1v soci\u00e1ln\u00edho zabezpe\u010den\u00ed v […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":19377,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-29949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/29949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29949"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/29949\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/19377"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}