{"id":30278,"date":"2018-03-16T10:24:43","date_gmt":"2018-03-16T09:24:43","guid":{"rendered":"http:\/\/www.invarena.cz\/?p=30278"},"modified":"2018-03-16T10:28:56","modified_gmt":"2018-03-16T09:28:56","slug":"jak-zadat-o-vraceni-doplatku-na-leky-pro-deti","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=30278","title":{"rendered":"jak \u017e\u00e1dat o vr\u00e1cen\u00ed doplatk\u016f na l\u00e9ky pro d\u011bti?"},"content":{"rendered":"<p><strong>OT\u00c1ZKA: Jak VZP postupuje p\u0159i vracen\u00ed \u010d\u00e1stek nad limit doplatk\u016f za l\u00e9ky, jde-li o d\u00edt\u011b, a kdy je term\u00edn jejich splatnosti?<\/strong><!--more--><\/p>\n<p><strong>ODPOV\u011a\u010e:<\/strong><\/p>\n<p>Do limitu zapo\u010ditateln\u00e9 doplatky na l\u00e9\u010div\u00e9 p\u0159\u00edpravky a potraviny pro zvl\u00e1\u0161tn\u00ed l\u00e9ka\u0159sk\u00e9 \u00fa\u010dely \u010d\u00e1ste\u010dn\u011b hrazen\u00e9 z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed jsou evidov\u00e1ny na tzv. \u010d\u00edslo poji\u0161t\u011bnce (v\u011bt\u0161inou rodn\u00e9 \u010d\u00edslo). P\u0159eplatky nad z\u00e1konem stanoven\u00fd limit jsou tedy ur\u010deny v\u017edy tomuto konkr\u00e9tn\u00edmu poji\u0161t\u011bnci. Plat\u00ed to i v p\u0159\u00edpad\u011b nezletil\u00e9ho d\u00edt\u011bte do 18 let, a\u010dkoli pochopiteln\u011b samo doplatky na l\u00e9ky (v\u011bt\u0161inou) neplat\u00ed, ale plat\u00ed je jeho z\u00e1konn\u00ed z\u00e1stupci.<\/p>\n<p>P\u0159i evidenci doplatk\u016f vych\u00e1z\u00ed VZP z \u00fadaj\u016f, kter\u00e9 z\u00edsk\u00e1v\u00e1 od l\u00e9k\u00e1ren. Informace o p\u0159eplatku nad limit je v\u017edy zas\u00edl\u00e1na p\u0159\u00edslu\u0161n\u00e9mu poji\u0161t\u011bnci oby\u010dejn\u00fdm (ne doporu\u010den\u00fdm) dopisem a na jeho adresu uvedenou v registru poji\u0161t\u011bnc\u016f je zasl\u00e1na i po\u0161tovn\u00ed pouk\u00e1zka. Tu \u010cesk\u00e1 po\u0161ta vyplat\u00ed z\u00e1konn\u00e9mu z\u00e1stupci adres\u00e1ta, pokud dolo\u017e\u00ed, \u017ee adres\u00e1tem je osoba, za kterou je opr\u00e1vn\u011bn jednat jako z\u00e1konn\u00fd z\u00e1stupce (rodi\u010d) nebo opatrovn\u00edk \u010di poru\u010dn\u00edk. Mus\u00ed p\u0159edlo\u017eit sv\u016fj ob\u010dansk\u00fd pr\u016fkaz a rodn\u00fd list d\u00edt\u011bte, p\u0159\u00edpadn\u011b rozhodnut\u00ed soudu apod., nebo ov\u011b\u0159en\u00e9 kopie t\u011bchto doklad\u016f. Na kter\u00e9koliv po\u0161t\u011b si tak\u00e9 rodi\u010d m\u016f\u017ee nechat vystavit Pr\u016fkaz p\u0159\u00edjemce (zmocn\u011bnce), kter\u00fd oprav\u0148uje k vyzved\u00e1v\u00e1n\u00ed z\u00e1silek i finan\u010dn\u00edch \u010d\u00e1stek pro nezletil\u00e9ho.<\/p>\n<p>Poji\u0161t\u011bnec ale m\u016f\u017ee poji\u0161\u0165ovnu po\u017e\u00e1dat o zas\u00edl\u00e1n\u00ed p\u0159eplatk\u016f bankovn\u00edm p\u0159evodem na \u010d\u00edslo sv\u00e9ho \u00fa\u010dtu. Nadlimitn\u00ed doplatky evidovan\u00e9 na nezletil\u00e9 d\u00edt\u011b m\u016f\u017ee VZP zas\u00edlat na bankovn\u00ed \u00fa\u010det jeho z\u00e1konn\u00e9ho z\u00e1stupce, pokud tento vypln\u00ed \u017d\u00e1dost o zas\u00edl\u00e1n\u00ed \u010d\u00e1stek p\u0159ekra\u010duj\u00edc\u00edch limit na bankovn\u00ed \u00fa\u010det a p\u0159edlo\u017e\u00ed pot\u0159ebn\u00e9 doklady. VZP samoz\u0159ejm\u011b nem\u00e1 evidenci z\u00e1konn\u00fdch z\u00e1stupc\u016f sv\u00fdch nezletil\u00fdch klient\u016f, tak\u017ee je nutn\u00e9 vztah k d\u00edt\u011bti dolo\u017eit. \u017d\u00e1dost je mo\u017eno podat na ka\u017ed\u00e9 pobo\u010dce VZP.<\/p>\n<p>P\u0159eplatek je poji\u0161\u0165ovna povinna poji\u0161t\u011bnci nebo jeho z\u00e1konn\u00e9mu z\u00e1stupci vr\u00e1tit do 60 kalend\u00e1\u0159n\u00edch dn\u016f po uplynut\u00ed \u010dtvrtlet\u00ed, ve kter\u00e9m byl limit p\u0159ekro\u010den. P\u0159ekro\u010den\u00ed limitu neznamen\u00e1, \u017ee poji\u0161t\u011bnec u\u017e d\u00e1l doplatky na l\u00e9ky neplat\u00ed. Poji\u0161\u0165ovna mu ale v n\u00e1sleduj\u00edc\u00edch \u010dtvrtlet\u00edch dan\u00e9ho roku zaplacen\u00e9 zapo\u010ditateln\u00e9 doplatky vrac\u00ed, op\u011bt do 60 dn\u016f po uplynut\u00ed ka\u017ed\u00e9ho takov\u00e9ho \u010dtvrtlet\u00ed. \u010c\u00e1stku, kter\u00e1 v kalend\u00e1\u0159n\u00edm \u010dtvrtlet\u00ed nep\u0159es\u00e1hla 50 K\u010d, poji\u0161\u0165ovna uhrad\u00ed do 60 dn\u016f po uplynut\u00ed posledn\u00edho \u010dtvrtlet\u00ed v kalend\u00e1\u0159n\u00edm roce.<\/p>\n<p>P\u0159ipom\u00edn\u00e1me, \u017ee pro rok 2017 byl limit 2 500 K\u010d pro poji\u0161t\u011bnce do 18 let a nad 65 let, pro v\u0161echny ostatn\u00ed 5 000 K\u010d. A\u017e s \u00fa\u010dinnost\u00ed od 1. 1. 2018 jsou ro\u010dn\u00ed ochrann\u00e9 limity sn\u00ed\u017eeny na 1 000 K\u010d u d\u011bt\u00ed mlad\u0161\u00edch 18 let a u poji\u0161t\u011bnc\u016f ve v\u011bku nad 65 let, resp. na 500 K\u010d nad 70 let, u ostatn\u00edch poji\u0161t\u011bnc\u016f z\u016fst\u00e1v\u00e1 nastaven\u00fd na 5 000 K\u010d.<\/p>\n<p>P\u0159eplatky nad z\u00e1konem stanoven\u00fd limit jsou v\u017edy zas\u00edl\u00e1ny automaticky, poji\u0161t\u011bnec o n\u011b nemus\u00ed \u017e\u00e1dat, ani nemus\u00ed sledovat jejich v\u00fd\u0161i. V\u00fd\u0161i sv\u00fdch zaplacen\u00fdch doplatk\u016f v\u0161ak snadno zjist\u00ed v aplikaci Moje VZP, kam se m\u016f\u017ee p\u0159ihl\u00e1sit ka\u017ed\u00fd dosp\u011bl\u00fd poji\u0161t\u011bnec VZP. M\u016f\u017ee si zde tak\u00e9 z\u0159\u00eddit tzv. z\u00e1stupnictv\u00ed, d\u00edky kter\u00e9mu pak bude m\u00edt zp\u0159\u00edstupn\u011bn\u00e9 \u00fadaje i o sv\u00fdch nezletil\u00fdch d\u011btech (p\u0159\u00edpadn\u011b i dal\u0161\u00edch bl\u00edzk\u00fdch osob\u00e1ch, kter\u00e9 mu k tomu daj\u00ed plnou moc). Z\u00e1stupnictv\u00ed je dokonce mo\u017eno z\u0159\u00eddit i v p\u0159\u00edpad\u011b, \u017ee poji\u0161t\u011bncem VZP je jen nezletil\u00e9 d\u00edt\u011b (\u010di jin\u00e1 zastupovan\u00e1 osoba) a nikoli \u017eadatel.<\/p>\n<p>Mgr. Old\u0159ich Tich\u00fd vedouc\u00ed tiskov\u00e9ho odd\u011blen\u00ed a tiskov\u00fd mluv<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>OT\u00c1ZKA: Jak VZP postupuje p\u0159i vracen\u00ed \u010d\u00e1stek nad limit doplatk\u016f za l\u00e9ky, jde-li o d\u00edt\u011b, a kdy je term\u00edn jejich splatnosti?<\/p>\n<\/div>","protected":false},"author":1,"featured_media":1308,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-30278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/30278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30278"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/30278\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/1308"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}