Dotaz: Jsem ro\u010dn\u00edk 1960 a m\u00e1m odpracov\u00e1no 28 let v\u010detn\u011b doby p\u00e9\u010de o dv\u011b d\u011bt\u00ed. Nebyl mi p\u0159izn\u00e1n d\u016fchod kv\u016fli nedostate\u010dn\u00e9 dob\u011b poji\u0161t\u011bn\u00ed. Mohu si d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed doplatit, abych z\u00edskala n\u00e1rok na starobn\u00ed d\u016fchod? <\/p>\n\n\n\n
Odpov\u011b\u010f: Chyb\u011bj\u00edc\u00ed dobu je mo\u017en\u00e9 z\u00edskat dobrovoln\u00fdm d\u016fchodov\u00fdm poji\u0161t\u011bn\u00edm. Doplatit si ho m\u016f\u017eete maxim\u00e1ln\u011b jeden rok zp\u011btn\u011b, celkov\u011b nejv\u00fd\u0161e 15 let. Aby v\u00e1m vznikl n\u00e1rok na starobn\u00ed d\u016fchod, pot\u0159ebujete m\u00edt odpracov\u00e1no 35 let, do kter\u00fdch se po\u010d\u00edt\u00e1 i p\u00e9\u010de o d\u011bti \u2013 v tom p\u0159\u00edpad\u011b byste si toto dobrovoln\u00e9 poji\u0161t\u011bn\u00ed musela hradit v\u00edce ne\u017e 6 let. Pokud by se v\u00e1m chyb\u011bj\u00edc\u00ed dobu poji\u0161t\u011bn\u00ed nepoda\u0159ilo doplatit, budete muset po\u010dkat, a\u017e dos\u00e1hnete v\u011bku alespo\u0148 o 5 let vy\u0161\u0161\u00edho, ne\u017e je d\u016fchodov\u00fd v\u011bk stanoven\u00fd pro mu\u017ee stejn\u00e9ho ro\u010dn\u00edku narozen\u00ed, jako jste jako vy \u2013 v takov\u00e9m p\u0159\u00edpad\u011b by v\u00e1m pro n\u00e1rok na starobn\u00ed d\u016fchod sta\u010dilo jen 20 let poji\u0161t\u011bn\u00ed. Vzhledem k tomu, \u017ee d\u016fchodov\u00fd v\u011bk pro mu\u017ee narozen\u00e9 v roce 1960 \u010din\u00ed 64 let a 2 m\u011bs\u00edce, znamenalo by to pro v\u00e1s, \u017ee byste musela pracovat do dosa\u017een\u00ed v\u011bku 69 let a 2 m\u011bs\u00edce.<\/p>\n\n\n\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Dotaz: Jsem ro\u010dn\u00edk 1960 a m\u00e1m odpracov\u00e1no 28 let v\u010detn\u011b doby p\u00e9\u010de o dv\u011b d\u011bt\u00ed. Nebyl mi p\u0159izn\u00e1n d\u016fchod kv\u016fli nedostate\u010dn\u00e9 dob\u011b poji\u0161t\u011bn\u00ed. Mohu si […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":14424,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-38942","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/38942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38942"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/38942\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14424"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}