{"id":43285,"date":"2023-11-08T23:58:00","date_gmt":"2023-11-08T22:58:00","guid":{"rendered":"https:\/\/www.invarena.cz\/?p=43285"},"modified":"2023-11-09T06:14:27","modified_gmt":"2023-11-09T05:14:27","slug":"cesti-duchodci-si-pohorsili","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=43285","title":{"rendered":"\u010ce\u0161t\u00ed d\u016fchodci si pohor\u0161ili"},"content":{"rendered":"\n

V \u017eeb\u0159\u00ed\u010dku, kter\u00fd zem\u011b hodnot\u00ed podle toho, jak se v nich \u017eije starobn\u00edm d\u016fchodc\u016fm (Global Retirement Index – GRI), se letos \u010cesko um\u00edstilo osmn\u00e1ct\u00e9. V n\u011bkter\u00fdch kategori\u00edch z\u00edskalo lep\u0161\u00ed sk\u00f3re ne\u017e loni, a naopak inflace a dal\u0161\u00ed faktory ukazuj\u00ed na zhor\u0161en\u00ed situace \u010desk\u00fdch d\u016fchodc\u016f. <\/p>\n\n\n\n

V kter\u00fdch zem\u00edch se d\u016fchodc\u016fm \u017eije dob\u0159e a jakou maj\u00ed kvalitu \u017eivota sleduje u\u017e jeden\u00e1ct let francouzsk\u00e1 spole\u010dnost Natixis. <\/p>\n\n\n\n

Hodnot\u00ed se nap\u0159\u00edklad dostupnost zdravotn\u00ed p\u00e9\u010de, koup\u011bschopnost, kvalita ovzdu\u0161\u00ed a vody, ale i pocit \u0161t\u011bst\u00ed a finan\u010dn\u00ed zabezpe\u010den\u00ed. Pr\u016fzkum prob\u00edh\u00e1 ve 44 zem\u00edch, a a\u010dkoli se v n\u011bm \u010cesko v minulosti umis\u0165ovalo v prvn\u00ed des\u00edtce, v leto\u0161n\u00edm srovn\u00e1n\u00ed se v celkov\u00e9m hodnocen\u00ed propadlo na 18. m\u00edsto.<\/p>\n\n\n\n

Pr\u00e1v\u011b inflace je jedn\u00edm ze sledovan\u00fdch ukazatel\u016f, kde si \u010cesko pohor\u0161ilo asi nejv\u00edce. Z lo\u0148sk\u00e9ho sk\u00f3re ve v\u00fd\u0161i 93 procent se propadlo na leto\u0161n\u00edch 36 procent. „\u010cesk\u00e1 inflace je vy\u0161\u0161\u00ed ne\u017e inflace v okoln\u00edch st\u00e1tech a je jednou z nejhor\u0161\u00edch v euroz\u00f3n\u011b,“ \u0159ekl Tom\u00e1\u0161 Kade\u0159\u00e1bek, vedouc\u00ed produktov\u00e9ho odd\u011blen\u00ed Swiss Life Select.<\/p>\n\n\n\n

Re\u00e1ln\u00e1 kupn\u00ed s\u00edla d\u016fchodc\u016f kles\u00e1. Tak\u00e9 to je jedn\u00edm z d\u016fvod\u016f, pro\u010d v dal\u0161\u00edm sledovan\u00e9m ukazateli \u2013 finance v d\u016fchodu \u2013 \u010cesko letos skon\u010dilo 23., a\u010d bylo loni patn\u00e1ct\u00e9. „\u00daspory, a tud\u00ed\u017e re\u00e1ln\u00e1 kupn\u00ed s\u00edla d\u016fchodc\u016f se sn\u00ed\u017eily,“ \u0159ekl Kade\u0159\u00e1bek.<\/p>\n\n\n\n

Dal\u0161\u00edm d\u016fvodem je tak\u00e9 rostouc\u00ed ve\u0159ejn\u00e9 zadlu\u017een\u00ed. „S podobn\u00fdmi probl\u00e9my se pot\u00fdk\u00e1 i mnoho dal\u0161\u00edch evropsk\u00fdch zem\u00ed, ov\u0161em pr\u00e1v\u011b v inflaci a r\u016fstu zadlu\u017een\u00ed \u010cesko v posledn\u00ed dob\u011b vynik\u00e1. St\u00e1t\u016fm euroz\u00f3ny nav\u00edc v leto\u0161n\u00edm vyd\u00e1n\u00ed \u017eeb\u0159\u00ed\u010dku v\u00fdrazn\u011b pomohl r\u016fst evropsk\u00fdch \u00farokov\u00fdch sazeb,“ dodal Kade\u0159\u00e1bek.<\/p>\n\n\n\n

Fakt, \u017ee ostatn\u00ed st\u00e1ty se oproti lo\u0148sk\u00e9mu roku ve sledovan\u00fdch ukazatel\u00edch zlep\u0161ily, naopak \u010cesku jeho fin\u00e1ln\u00ed hodnocen\u00ed srazilo. Nap\u0159\u00edklad v d\u00edl\u010d\u00edm indexu kvality \u017eivota se \u010cesko pokleslo z lo\u0148sk\u00e9ho 24. m\u00edsta na leto\u0161n\u00ed 25., a to i p\u0159es fakt, \u017ee sledovan\u00e9 sk\u00f3re si oproti lo\u0148sk\u00e9mu roku zlep\u0161ila.<\/p>\n\n\n\n

Zat\u00edmco loni dos\u00e1hlo sk\u00f3re 68 procent, letos to bylo 70 procent. Podle analytik\u016f \u010cesko dr\u017eela zp\u00e1tky subjektivn\u00ed m\u00edra \u0161t\u011bst\u00ed, kter\u00e1 je sou\u010d\u00e1st\u00ed tohoto indik\u00e1toru. Vzhledem k ned\u00e1vn\u00e9mu propadu \u017eivotn\u00ed \u00farovn\u011b byla n\u00e1lada \u010desk\u00fdch dom\u00e1cnost\u00ed na bodu mrazu, co\u017e se z\u0159ejm\u011b prom\u00edtlo i do tohoto indexu.<\/p>\n\n\n\n

Ostatn\u00ed st\u00e1ty ud\u011blaly v\u011bt\u0161\u00ed pokrok. „Krom\u011b zm\u00edn\u011bn\u00e9 inflace, kter\u00e1 sni\u017euje re\u00e1lnou hodnotu \u00faspor, \u010d\u00edm\u017e zhor\u0161uje finan\u010dn\u00ed situaci \u010d\u00e1sti d\u016fchodc\u016f, pak podle \u017eeb\u0159\u00ed\u010dku m\u00e1me rezervy i v o\u010dek\u00e1van\u00e9 dob\u011b do\u017eit\u00ed. Pr\u00e1v\u011b doba do\u017eit\u00ed souvis\u00ed s celkov\u00fdm ekonomick\u00fdm v\u00fdvojem a je b\u011b\u017en\u00e9, \u017ee b\u00fdv\u00e1 vy\u0161\u0161\u00ed v bohat\u0161\u00edch zem\u00edch.<\/p>\n\n\n\n

Nedostatky m\u00e1 ale \u010cesko tak\u00e9 v zaji\u0161t\u011bn\u00ed na st\u00e1\u0159\u00ed. V \u010cesku m\u00e1lokter\u00fd zam\u011bstnavatel p\u0159isp\u00edv\u00e1 na d\u016fchod sv\u00fdm zam\u011bstnanc\u016fm. A m\u00e1lokter\u00fd \u010cech si i dobrovoln\u011b spo\u0159\u00ed prost\u0159ednictv\u00edm spo\u0159en\u00ed na st\u00e1\u0159\u00ed. To vede k tomu, \u017ee jsou tito ob\u010dan\u00e9 odk\u00e1z\u00e1ni pouze na st\u00e1tem vypl\u00e1cen\u00fd d\u016fchod, kter\u00fd velmi \u010dasto nemus\u00ed b\u00fdt dostate\u010dn\u00fd.<\/p>\n\n\n\n

I to se pak odr\u00e1\u017e\u00ed v celkov\u00e9 spokojenosti \u010desk\u00fdch d\u016fchodc\u016f. Do budoucna se p\u0159itom situace m\u016f\u017ee je\u0161t\u011b zhor\u0161it. V budoucnu se z\u00e1t\u011b\u017e na udr\u017eitelnost penzijn\u00edho syst\u00e9mu bude je\u0161t\u011b zv\u011bt\u0161ovat, \u010d\u00edm\u017e budou klesat i vypl\u00e1cen\u00e9 d\u016fchody. <\/p>\n\n\n\n

Nejl\u00e9pe se podle \u017eeb\u0159\u00ed\u010dku Global Retirement Index – GRI \u017eije senior\u016fm v Norsku. V kvalit\u011b \u017eivota (druh\u00fd \u017eeb\u0159\u00ed\u010dek n\u00ed\u017ee) jsou p\u0159ed \u010desk\u00fdmi d\u016fchodci i d\u016fchodci v Pobalt\u00ed, v Estonsku nebo v Litv\u011b. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n

\u017eeb\u0159\u00ed\u010dek podle kvality \u017eivota<\/p>\n","protected":false},"excerpt":{"rendered":"

V \u017eeb\u0159\u00ed\u010dku, kter\u00fd zem\u011b hodnot\u00ed podle toho, jak se v nich \u017eije starobn\u00edm d\u016fchodc\u016fm (Global Retirement Index – GRI), se letos \u010cesko um\u00edstilo osmn\u00e1ct\u00e9. V […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":14187,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-43285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/43285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43285"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/43285\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14187"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}