\u010cT 1\u00a0<\/p>\n\n\n\n
<\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" \u010cT 1\u00a0 P\u0159ed p\u016flrokem jsme vys\u00edlali p\u0159\u00edb\u011bh mal\u00e9ho chlapce, kter\u00fd trp\u00ed v\u00e1\u017enou nemoc\u00ed. V t\u011b\u017ek\u00e9 situaci se rodina obr\u00e1tila na poji\u0161\u0165ovnu. Ta pln\u011bn\u00ed z pojistky […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":20469,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-46800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezarazene"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/46800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46800"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/46800\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/20469"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
P\u0159ed p\u016flrokem jsme vys\u00edlali p\u0159\u00edb\u011bh mal\u00e9ho chlapce, kter\u00fd trp\u00ed v\u00e1\u017enou nemoc\u00ed. V t\u011b\u017ek\u00e9 situaci se rodina obr\u00e1tila na poji\u0161\u0165ovnu. Ta pln\u011bn\u00ed z pojistky odm\u00edtla. Zm\u011bnila nakonec sv\u016fj postoj?
Pan Pokorn\u00fd z Krnova si v roce 2019 sjednal nov\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed kv\u016fli po\u017eadavk\u016fm zam\u011bstnavatele, kter\u00fd trval na poji\u0161t\u011bn\u00ed odpov\u011bdnosti za p\u0159\u00edpadnou zp\u016fsobenou \u0161kodu. Do nov\u00e9ho poji\u0161t\u011bn\u00ed u \u010cesk\u00e9 podnikatelsk\u00e9 poji\u0161\u0165ovny si mohl p\u0159idat i syna, a tak to ud\u011blal.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Jsme platili 15 stovek dohromady i se synem, tak\u017ee ro\u010dn\u011b to d\u011blalo asi n\u011bjak\u00fdch 18 000.
Bohunka Fra\u0148kov\u00e1, redaktorka
——————–
V dob\u011b uzav\u0159en\u00ed pojistn\u00e9 smlouvy pan Pokorn\u00fd netu\u0161il, \u017ee ji bude kv\u016fli synovi brzy pot\u0159ebovat. Synovi Brunovi byly tehdy necel\u00e9 t\u0159i roky a nic nenasv\u011bd\u010dovalo tomu, \u017ee by mohl b\u00fdt v\u00e1\u017en\u011b nemocn\u00fd.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Vyv\u00edjel se norm\u00e1ln\u011b, a\u017e lehk\u00e1 motorika byla pomalej\u0161\u00ed, ale dle doktor\u016f jsme byli furt v tabulk\u00e1ch, tak\u017ee nebylo \u017e\u00e1dn\u00e9 podez\u0159en\u00ed, by\u0165 jak na jejich stran\u011b, tak na na\u0161\u00ed, \u017ee by bylo vlastn\u011b n\u011bco v nepo\u0159\u00e1dku.
redaktorka
——————–
V\u0161ichni byli v klidu. I podle l\u00e9ka\u0159\u016f byl Bruno zdrav\u00fd. A v t\u00e9 dob\u011b pan Pokorn\u00fd uzav\u0159el u \u010cesk\u00e9 podnikatelsk\u00e9 poji\u0161\u0165ovny onu \u017eivotn\u00ed pojistku. Za t\u0159i \u010dtvrt\u011b roku u\u017e ale bylo v\u0161echno jinak. Rodi\u010de Bruna se dozv\u011bd\u011bli zdrcuj\u00edc\u00ed zpr\u00e1vu, \u017ee jejich syn m\u00e1 velmi v\u00e1\u017enou genetickou nemoc, na kterou nen\u00ed l\u00e9k.
Karol\u00edna Podolsk\u00e1, l\u00e9ka\u0159ka, Parent Project s.z.
——————–
Duchennova svalov\u00e1 dystrofie je vz\u00e1cn\u00e9 onemocn\u011bn\u00ed sval\u016f, je to onemocn\u011bn\u00ed vrozen\u00e9 a projevuje se tak, \u017ee \u010dlov\u011bk postupn\u011b ztr\u00e1c\u00ed ve\u0161kerou svalovou s\u00edlu a m\u00e1 pln\u011b omezenou vlastn\u011b pohyblivost. Ke v\u0161emu doch\u00e1z\u00ed postupem \u010dasu a to onemocn\u011bn\u00ed je takzvan\u011b progresivn\u00ed, tak\u017ee se postupn\u011b zhor\u0161uje.
Michaela Sl\u00edvov\u00e1, matka Bruna
——————–
No, jako bylo to hrozn\u00e9. Se n\u00e1m zhroutil sv\u011bt \u00fapln\u011b.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
\u010clov\u011bk se s t\u00edm n\u011bjak sm\u00ed\u0159\u00ed a sna\u017e\u00edme se pro Brun\u00edka d\u011blat, co m\u016f\u017eem.
redaktorka
——————–
Po ment\u00e1ln\u00ed str\u00e1nce jsou takto nemocn\u00e9 d\u011bti v po\u0159\u00e1dku. Hor\u0161\u00ed je to se zbytkem t\u011bla.
Karol\u00edna Podolsk\u00e1, l\u00e9ka\u0159ka, Parent Project s.z.
——————–
Jsou bohu\u017eel ovlivn\u011bny tak\u00e9 d\u00fdchac\u00ed svaly a srdce. Tak\u017ee je to onemocn\u011bn\u00ed vlastn\u011b celkov\u00e9ho organismu a postupn\u011b postihuje v\u0161echny org\u00e1ny a v\u0161echny svaly.
redaktorka
——————–
S ohledem na mal\u00e9ho Bruna v\u00edce informac\u00ed o t\u00e9to nemoci v report\u00e1\u017ei \u0159\u00edkat nebudeme. Kdy\u017e se rodi\u010de Bruna vzpamatovali z nep\u0159\u00edjemn\u00e9 diagn\u00f3zy, napadlo je, \u017ee by mohli vyu\u017e\u00edt uzav\u0159enou \u017eivotn\u00ed pojistku.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
V t\u00e9 smlouv\u011b bylo, \u017ee to p\u0159ipoji\u0161t\u011bn\u00ed vlastn\u011b tedy trval\u00e9 vrozen\u00e9 vady je kolem 300 000. Proto\u017ee v\u00edme, \u017ee bude pot\u0159ebovat n\u011bjak\u00e9 ty pom\u016fcky, my jsme vlastn\u011b za\u017e\u00e1dali o tu kompenzaci.
Bohunka Fra\u0148kov\u00e1, redaktorka
——————–
\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna ale pln\u011bn\u00ed odm\u00edtla s t\u00edm, \u017ee pan Pokorn\u00fd zaml\u010del zdravotn\u00ed stav sv\u00e9ho syna v dotazn\u00edku p\u0159i uzav\u00edr\u00e1n\u00ed smlouvy. Toto napsala poji\u0161\u0165ovna i n\u00e1m. V dob\u011b seps\u00e1n\u00ed pojistky ale Bruno \u017e\u00e1dnou nemoc nem\u011bl.
Petr Mikysek, advok\u00e1t
——————–
Z m\u00e9ho pohledu po prostudov\u00e1n\u00ed t\u011bch dokument\u016f m\u00e1m za to, \u017ee rodi\u010de p\u0159i vypl\u0148ov\u00e1n\u00ed toho dotazn\u00edku nic nezaml\u010deli, proto\u017ee jejich syn podl\u00e9hal norm\u00e1ln\u00edm, b\u011b\u017en\u00fdm kontrol\u00e1m tak jako ka\u017ed\u00e9 d\u00edt\u011b do 18 let v\u011bku a nebyla vyslovena \u017e\u00e1dn\u00e1 diagn\u00f3za, \u017e\u00e1dn\u00e9 podez\u0159en\u00ed, \u010dili m\u00e1m za to, \u017ee p\u0159i sjedn\u00e1v\u00e1n\u00ed t\u00e9 pojistn\u00e9 smlouvy nebylo nic zaml\u010deno, a tud\u00ed\u017e n\u00e1rok na to pojistn\u00e9 pln\u011bn\u00ed existuje.
redaktorka
——————–
V na\u0161\u00ed report\u00e1\u017ei jsme dokazovali, \u017ee rodi\u010de Bruna nepochybili, a doporu\u010dili jsme jim zasl\u00e1n\u00ed p\u0159ed\u017ealobn\u00ed v\u00fdzvy poji\u0161\u0165ovn\u011b, co\u017e po odvys\u00edl\u00e1n\u00ed report\u00e1\u017ee ud\u011blali. Po n\u011bkolika m\u011bs\u00edc\u00edch jsme se k p\u0159\u00edpadu vr\u00e1tili.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Ten n\u00e1\u0161 p\u0159\u00edpad p\u0159edala poji\u0161\u0165ovna ombudsmanovi poji\u0161\u0165ovny, kter\u00fd vlastn\u011b sjednal audit a projedn\u00e1val celkov\u00fd p\u0159\u00edpad a my jsme \u010dekali u\u017e s pr\u00e1vn\u00edm z\u00e1stupcem jenom na vyj\u00e1d\u0159en\u00ed.
redaktorka
——————–
Jak to dopadlo?
Michaela Sl\u00edvov\u00e1, matka Bruna
——————–
Tak poji\u0161\u0165ovna n\u00e1s p\u0159ekvapila a vlastn\u011b pen\u00edze n\u00e1m vyplatila v pln\u00e9 v\u00fd\u0161i.
redaktorka
——————–
V prvn\u00ed report\u00e1\u017ei jsme zmi\u0148ovali, \u017ee se jednalo o \u010d\u00e1stku 300 000 K\u010d.
Michaela Sl\u00edvov\u00e1, matka Bruna
——————–
To jsme v\u016fbec ne\u010dekali. Anebo jsme \u010dekali, \u017ee n\u00e1m vyplat\u00ed n\u011bjakou malou \u010d\u00e1stku, jenom jako aby se ne\u0159eklo, no.
Bohunka Fra\u0148kov\u00e1, redaktorka
——————–
Rodi\u010d\u016fm se ulevilo, \u017ee alespo\u0148 do za\u010d\u00e1tku maj\u00ed n\u011bjak\u00e9 pen\u00edze, proto\u017ee zdravotn\u00ed stav Bruna se hor\u0161\u00ed.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Na prvn\u00ed pohled vypad\u00e1 zdrav\u011b, ale posledn\u00ed dobou se jako stra\u0161n\u011b zhor\u0161il v ch\u016fzi do schod\u016f, u\u017e mu to d\u011bl\u00e1 velk\u00e9 probl\u00e9my, ty del\u0161\u00ed vzd\u00e1lenosti, jo, co\u017e je nad 300 m zhruba, u\u017e je probl\u00e9m, u\u017e ho nos\u00edme, anebo pop\u0159\u00edpad\u011b vlastn\u011b m\u00e1\u00a0invalidn\u00ed<\/strong>\u00a0voz\u00edk, kter\u00fd nech\u00e1v\u00e1me v mate\u0159sk\u00e9 \u0161kolce, aby mohli vlastn\u011b ho vyu\u017e\u00edvat na proch\u00e1zky.
redaktorka
——————–
A n\u00e1klady se jim budou je\u0161t\u011b navy\u0161ovat.
Karol\u00edna Podolsk\u00e1, l\u00e9ka\u0159ka, Parent Project s.z.
——————–
Ta nemoc, zd\u016frazn\u00edm, vede k tomu, \u017ee pot\u0159ebujete 24hodinovou asistenci druh\u00e9 osoby a nezvl\u00e1dnete sami ani ovl\u00e1dat elektrick\u00fd voz\u00edk, ani\u017e by v\u00e1m n\u011bkdo zvednul tu ruku na to ovl\u00e1d\u00e1n\u00ed. To znamen\u00e1, neud\u011bl\u00e1te sami v\u016fbec nic. Pro tu rodinu to znamen\u00e1 obrovskou z\u00e1t\u011b\u017e fyzickou, psychickou a velmi vysokou z\u00e1t\u011b\u017e finan\u010dn\u00ed. A jak \u0159\u00edk\u00e1m, tak i rodiny, kter\u00e9 maj\u00ed nebo m\u011bly p\u0159ed tou diagn\u00f3zou t\u0159eba velk\u00fd p\u0159\u00edjem, tak si s t\u00edm samy neporad\u00ed. J\u00e1 nezn\u00e1m \u017e\u00e1dnou rodinu, kter\u00e1 by finan\u010dn\u011b zvl\u00e1dla to onemocn\u011bn\u00ed bez pomoci ostatn\u00edch. \u017d\u00e1dnou rodinu nezn\u00e1m.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Je to takov\u00e9 slo\u017eit\u011bj\u0161\u00ed, no. Jde vid\u011bt, \u017ee ten stav se zhor\u0161uje a ta l\u00e9\u010dba bude n\u00e1kladn\u00e1.
redaktorka
——————–
Nakonec ale p\u0159ece jen n\u011bco pozitivn\u00edho. Bruna te\u010f \u010dek\u00e1 z\u00e1kladn\u00ed \u0161kola. T\u011b\u0161\u00ed\u0161 se do \u0161koly? T\u011b\u0161\u00ed\u0161?
Bruno Pokorn\u00fd, nemocn\u00fd chlapec
——————–
Jo.
Tom\u00e1\u0161 Pokorn\u00fd, otec Bruna
——————–
Te\u010fka u\u017e vlastn\u011b p\u016fjdeme k z\u00e1pisu a p\u016fjde zat\u00edm do norm\u00e1ln\u00ed z\u00e1kladn\u00ed \u0161koly. Tak\u017ee uvid\u00edme, jak si povede.<\/p>\n\n\n\n