{"id":47410,"date":"2024-03-26T12:09:01","date_gmt":"2024-03-26T11:09:01","guid":{"rendered":"https:\/\/www.invarena.cz\/?p=47410"},"modified":"2024-03-26T12:09:05","modified_gmt":"2024-03-26T11:09:05","slug":"nahlasit-cssz-smutnou-udalost-pozustali-nemusi","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=47410","title":{"rendered":"Nahl\u00e1sit \u010cSSZ smutnou ud\u00e1lost poz\u016fstal\u00ed nemus\u00ed"},"content":{"rendered":"\n

Poz\u016fstal\u00ed se po smrti sv\u00e9ho bl\u00edzk\u00e9ho vyrovn\u00e1vaj\u00ed nejen s velkou ztr\u00e1tou, ale mus\u00ed vypo\u0159\u00e1dat i r\u016fzn\u00e9 z\u00e1le\u017eitosti. P\u0159ich\u00e1zej\u00ed tak\u00e9 ot\u00e1zky, zda mus\u00ed informovat \u010cSSZ o pozastaven\u00ed d\u016fchodu nebo n\u011bkter\u00e9 jeho v\u00fdplaty vr\u00e1tit.<\/strong><\/p>\n\n\n\n

\u00damrt\u00edm po\u017eivatele d\u016fchodu zanik\u00e1 n\u00e1rok na d\u016fchod<\/strong><\/p>\n\n\n\n

D\u00e1vky d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed se vypl\u00e1cej\u00ed v pravideln\u00fdch m\u011bs\u00ed\u010dn\u00edch term\u00ednech dop\u0159edu<\/strong>. Pokud se d\u016fchodce do\u017eil v\u00fdplatn\u00edho dne <\/strong>sv\u00e9ho d\u016fchodu, byl d\u016fchod vyplacen opr\u00e1vn\u011bn\u011b<\/strong> a vr\u00e1cen\u00ed ani pom\u011brn\u00e9 \u010d\u00e1stky se nepo\u017eaduje. Pokud se v\u0161ak d\u016fchodce v\u00fdplatn\u00edho dne sv\u00e9ho d\u016fchodu nedo\u017eil, a to t\u0159eba o jedin\u00fd den, spl\u00e1tka ji\u017e nen\u00e1le\u017e\u00ed. N\u00e1rok na d\u016fchod dnem smrti zanik\u00e1.<\/p>\n\n\n\n

\u00dadaje o \u00famrt\u00ed ob\u010dan\u016f star\u0161\u00edch 15 let p\u00edsemn\u011b sd\u011bluj\u00ed \u010cSSZ \u00fa\u0159ady pov\u011b\u0159en\u00e9 veden\u00edm matrik, a to do dvou t\u00fddn\u016f ode dne z\u00e1pisu do matriky (na z\u00e1klad\u011b \u00a7 11 odst. 2 z\u00e1kona \u010d. 582\/1991 Sb.). \u010cSSZ p\u0159ij\u00edm\u00e1 informace o \u00famrt\u00ed tak\u00e9 z registru obyvatel, agendov\u00e9ho informa\u010dn\u00edho syst\u00e9mu evidence obyvatel, p\u0159\u00edpadn\u011b z do\u0161l\u00fdch \u017e\u00e1dost\u00ed o poz\u016fstalostn\u00ed d\u00e1vky. V p\u0159\u00edpad\u011b \u00famrt\u00ed d\u016fchodce v za\u0159\u00edzen\u00ed soci\u00e1ln\u00edch slu\u017eeb hl\u00e1s\u00ed jeho \u00famrt\u00ed \u010cSSZ toto za\u0159\u00edzen\u00ed. Po nahl\u00e1\u0161en\u00ed \u00famrt\u00ed zastav\u00ed \u010cSSZ v\u00fdplatu od nejbli\u017e\u0161\u00ed d\u016fchodov\u00e9 v\u00fdplaty.<\/p>\n\n\n\n

Situace, kdy vznik\u00e1 p\u0159eplatek d\u016fchodu<\/strong><\/p>\n\n\n\n

M\u016f\u017ee se st\u00e1t, \u017ee je d\u016fchod zpracov\u00e1n a vyplacen na obdob\u00ed, na kter\u00e9 ji\u017e nen\u00e1le\u017e\u00ed, a to d\u0159\u00edve, ne\u017e se o \u00famrt\u00ed dozv\u00edme. Tato p\u0159evzat\u00e1, av\u0161ak nen\u00e1le\u017eej\u00edc\u00ed v\u00fdplata d\u016fchodu je tzv. p\u0159eplatkem<\/strong>. To plat\u00ed pro d\u016fchody vypl\u00e1cen\u00e9 v hotovosti i na \u00fa\u010det zem\u0159el\u00e9ho d\u016fchodce, v\u010detn\u011b zas\u00edl\u00e1n\u00ed na \u00fa\u010det man\u017eela\/man\u017eelky nebo jin\u00e9ho p\u0159\u00edjemce (kdo se pova\u017euje za jin\u00e9ho p\u0159\u00edjemce, je uvedeno n\u00ed\u017ee). Pokud je v\u00fdplata zas\u00edl\u00e1na na bankovn\u00ed \u00fa\u010det, \u010cSSZ \u017e\u00e1d\u00e1 banku o navr\u00e1cen\u00ed p\u0159eplatku. Jde o z\u00e1konn\u00fd postup upraven\u00fd z\u00e1konem \u010d. 155\/1995 Sb., na jeho\u017e z\u00e1klad\u011b m\u00e1 \u010cSSZ s p\u0159\u00edslu\u0161n\u00fdmi bankami podepsan\u00e9 smlouvy o vracen\u00ed proveden\u00fdch, ale nen\u00e1le\u017eej\u00edc\u00edch d\u016fchodov\u00fdch spl\u00e1tek.<\/p>\n\n\n\n

Nap\u0159\u00edklad pokud je d\u016fchod vypl\u00e1cen ke dni 10. 2. a d\u016fchodce zem\u0159e 10. 2., m\u00e1 na jeho v\u00fdplatu n\u00e1rok. Pokud zem\u0159e 9. 2., na v\u00fdplatu n\u00e1rok nem\u00e1. \u010cSSZ se o \u00famrt\u00ed m\u016f\u017ee dozv\u011bd\u011bt a\u017e pot\u00e9, co byl d\u016fchod pouk\u00e1z\u00e1n. V tomto p\u0159\u00edpad\u011b se jedn\u00e1 o p\u0159eplatek a \u010cSSZ po\u017eaduje jeho navr\u00e1cen\u00ed.<\/em><\/p>\n\n\n\n

M\u016f\u017ee nastat situace, kdy nen\u00ed na bankovn\u00edm \u00fa\u010dtu klienta dostatek pen\u011bz a banka nem\u016f\u017ee p\u0159eplatek vr\u00e1tit. Pokud existuje osoba, kter\u00e1 m\u00e1 pr\u00e1vo disponovat pen\u011b\u017en\u00edmi prost\u0159edky na bankovn\u00edm \u00fa\u010dtu zem\u0159el\u00e9ho, m\u00e1 tato osoba povinnost p\u0159eplatek vr\u00e1tit. Pokud takov\u00e1 osoba nen\u00ed, m\u00e1 povinnost vr\u00e1tit p\u0159eplatek postupn\u011b man\u017eel\/ka (pokud mu\/j\u00ed po zem\u0159el\u00e9m vznikl n\u00e1rok na vdoveck\u00fd\/vdovsk\u00fd d\u016fchod) a d\u00e1le d\u011bti a rodi\u010de, jestli\u017ee \u017eili se zem\u0159el\u00fdm v dob\u011b jeho smrti v dom\u00e1cnosti. Pokud neexistuje \u017e\u00e1dn\u00e1 z t\u011bchto osob, p\u0159eplatek se pova\u017euje za dluh d\u016fchodce a vypo\u0159\u00e1d\u00e1 se v r\u00e1mci d\u011bdictv\u00ed (podle ust. \u00a7 64 odst. 7 z\u00e1kona \u010d. 155\/1995 Sb.).<\/p>\n\n\n\n

Dojde-li k \u00famrt\u00ed d\u016fchodce, jeho\u017e d\u016fchod<\/strong> byl vypl\u00e1cen na \u00fa\u010det man\u017eela\/man\u017eelky<\/strong>, m\u00e1 povinnost<\/strong> vr\u00e1tit p\u0159eplatek poz\u016fstal\u00fd man\u017eel\/poz\u016fstal\u00e1 man\u017eelka.<\/p>\n\n\n\n

Dojde-li k \u00famrt\u00ed d\u016fchodce, jeho\u017e d\u016fchod byl vypl\u00e1cen v hotovosti a ji\u017e nen\u00e1le\u017eej\u00edc\u00ed spl\u00e1tku p\u0159evzal jeho man\u017eel\/ka, m\u00e1 povinnost vr\u00e1tit p\u0159eplatek poz\u016fstal\u00fd man\u017eel\/ poz\u016fstal\u00e1 man\u017eelka.<\/p>\n\n\n\n

Povinnost ozn\u00e1mit \u00famrt\u00ed bl\u00edzk\u00e9ho<\/strong><\/p>\n\n\n\n

Povinnost ozn\u00e1men\u00ed vznik\u00e1 v p\u0159\u00edpad\u011b, kdy je d\u016fchod vypl\u00e1cen jin\u00e9mu p\u0159\u00edjemci (z\u00e1konn\u00fd z\u00e1stupce, opatrovn\u00edk, zvl\u00e1\u0161tn\u00ed p\u0159\u00edjemce \u010di \u010dlen dom\u00e1cnosti, kter\u00fd d\u016fchodce zastupuje podle \u00a7 49 a 50 ob\u010dansk\u00e9ho z\u00e1kon\u00edku). Tento jin\u00fd p\u0159\u00edjemce <\/strong>je povinen<\/strong> \u00famrt\u00ed po\u017eivatele d\u016fchodu ohl\u00e1sit p\u00edsemn\u011b, a to do 8 dn\u016f od \u00famrt\u00ed.<\/p>\n\n\n\n

Vzhledem k tomu, \u017ee zapracov\u00e1n\u00ed jak\u00e9koliv zm\u011bny do syst\u00e9mu je ot\u00e1zkou zpravidla n\u011bkolika dn\u00ed, ozn\u00e1mit \u00famrt\u00ed bl\u00edzk\u00e9ho v\u0161em klient\u016fm doporu\u010dujeme. Vyhnou se tak p\u0159\u00edpadn\u00fdm nep\u0159\u00edjemnostem s vracen\u00edm p\u0159eplatku, jak informujeme v\u00fd\u0161e.<\/p>\n\n\n\n

Situace, kdy vznik\u00e1 nedoplatek d\u016fchodu<\/strong><\/p>\n\n\n\n

M\u016f\u017ee se tak\u00e9 st\u00e1t, \u017ee z n\u011bjak\u00e9ho d\u016fvodu (nap\u0159. pobytu v nemocnici) d\u016fchodce svou v\u00fdplatu d\u016fchodu nebo i n\u011bkolik v\u00fdplat p\u0159ed sv\u00fdm \u00famrt\u00edm nep\u0159evezme. Nep\u0159evzat\u00e9, av\u0161ak n\u00e1le\u017eej\u00edc\u00ed v\u00fdplaty d\u016fchodu jsou tzv. nedoplatkem<\/strong> d\u016fchodu, kter\u00fd nab\u00fdvaj\u00ed postupn\u011b man\u017eel\/ka a vlastn\u00ed nebo osvojen\u00e9 d\u011bti. Pokud neexistuje \u017e\u00e1dn\u00e1 z uveden\u00fdch osob, st\u00e1v\u00e1 se nedoplatek p\u0159edm\u011btem d\u011bdictv\u00ed.<\/p>\n\n\n\n

V p\u0159\u00edpad\u011b \u00famrt\u00ed klienta v dob\u011b po pod\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod, ale p\u0159ed pravomocn\u00fdm rozhodnut\u00edm o p\u0159izn\u00e1n\u00ed jeho d\u016fchodu vstupuj\u00ed (op\u011bt postupn\u011b) man\u017eel\/ka a vlastn\u00ed nebo osvojen\u00e9 d\u011bti do \u0159\u00edzen\u00ed a nab\u00fdvaj\u00ed n\u00e1rok na tzv. doplatek d\u016fchodu. Neexistuje-li \u017e\u00e1dn\u00e1 z t\u011bchto osob, \u010cSSZ \u0159\u00edzen\u00ed dokon\u010d\u00ed a doplatek pouk\u00e1\u017ee opr\u00e1vn\u011bn\u00e9mu d\u011bdici.<\/p>\n\n\n\n

P\u0159\u00edpad zas\u00edl\u00e1n\u00ed vlastn\u00edho d\u016fchodu na \u00fa\u010det man\u017eela, kter\u00fd zem\u0159e<\/strong><\/p>\n\n\n\n

M\u016f\u017ee nastat situace, kdy si klient nech\u00e1v\u00e1 zas\u00edlat d\u016fchod na \u00fa\u010det man\u017eela, kter\u00fd zem\u0159e. V takov\u00e9m p\u0159\u00edpad\u011b d\u016fchodce obdr\u017e\u00ed od \u010cSSZ p\u00edsemnou \u201eV\u00fdzvu ke sd\u011blen\u00ed zp\u016fsobu v\u00fdplaty d\u016fchodu pro \u00famrt\u00ed majitele \u00fa\u010dtu\u201c. Klient m\u00e1 povinnost do 30 dn\u016f ode dne doru\u010den\u00ed v\u00fdzvy ozn\u00e1mit \u010cSSZ nov\u00fd zp\u016fsob v\u00fdplaty jeho d\u016fchodu. Pokud se rozhodne pro v\u00fdplatu na \u00fa\u010det (m\u016f\u017ee j\u00edt tak\u00e9 o dosavadn\u00ed \u00fa\u010det, jeho\u017e se stal majitelem, nebo o zcela jin\u00fd vlastn\u00ed \u00fa\u010det), za\u0161le \u010cSSZ vlastnoru\u010dn\u011b podepsanou \u017d\u00e1dost o za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det v \u010cR \u2013 majitel \u00fa\u010dtu<\/em><\/a>. Pokud se rozhodne pro v\u00fdplatu v hotovosti prost\u0159ednictv\u00edm \u010cesk\u00e9 po\u0161ty, za\u0161le \u010cSSZ vlastnoru\u010dn\u011b podepsanou \u017d\u00e1dost o zru\u0161en\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det<\/em><\/a> anebo po\u0161le tuto informaci jinou p\u00edsemnou formou.<\/p>\n\n\n\n

Pokud p\u0159\u00edjemce d\u016fchodu na v\u00fdzvu \u010cSSZ v po\u017eadovan\u00e9 lh\u016ft\u011b nereaguje, je v\u00fdplata d\u016fchodu na \u00fa\u010det zastavena a za\u0159\u00edzena hotovostn\u00edm zp\u016fsobem prost\u0159ednictv\u00edm d\u016fchodov\u00e9 slu\u017eby \u010cesk\u00e9 po\u0161ty. Zp\u016fsob v\u00fdplaty je mo\u017en\u00e9 kdykoliv zm\u011bnit.<\/p>\n\n\n\n

Mo\u017enosti ozn\u00e1men\u00ed \u00famrt\u00ed bl\u00edzk\u00e9ho \u010cSSZ<\/strong><\/p>\n\n\n\n

<\/a> Z praktick\u00fdch d\u016fvod\u016f je vhodn\u00e9 \u010cSSZ informovat, a to telefonicky prost\u0159ednictv\u00edm OSSZ v m\u00edst\u011b bydli\u0161t\u011b zem\u0159el\u00e9ho (nebo poz\u016fstal\u00fdch) \u010di call centra pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed na tel. \u010d\u00edsle 800 050 248, kde poz\u016fstal\u00fdm poskytneme tak\u00e9 odborn\u00e9 rady s ohledem na konkr\u00e9tn\u00ed okolnosti (nap\u0159. jak \u0159e\u0161it p\u0159eplatky \u010di nedoplatky). Informovat n\u00e1s o \u00famrt\u00ed sv\u00e9ho bl\u00edzk\u00e9ho m\u016f\u017eete rovn\u011b\u017e elektronicky prost\u0159ednictv\u00edm
e-podatelny: posta@cssz.cz<\/strong><\/a> nebo datov\u00e9 schr\u00e1nky: 49kaiq3<\/strong>. T\u00e9\u017e je mo\u017en\u00e9 zaslat p\u00edsemnou informaci na OSSZ \/ PSSZ \/ MSSZ v Brn\u011b nebo p\u0159\u00edmo na \u010cSSZ.<\/p>\n\n\n\n

V\u00edce informac\u00ed zjist\u00edte na webu \u010cSSZ (D\u016fle\u017eit\u00e9 informace souvisej\u00edc\u00ed s \u00famrt\u00edm p\u0159\u00edjemce d\u016fchodu<\/u><\/em><\/a>) nebo v call centru pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed 800 050 248.<\/p>\n\n\n\n

Odd\u011blen\u00ed komunikace<\/em>\u010cSSZ<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Poz\u016fstal\u00ed se po smrti sv\u00e9ho bl\u00edzk\u00e9ho vyrovn\u00e1vaj\u00ed nejen s velkou ztr\u00e1tou, ale mus\u00ed vypo\u0159\u00e1dat i r\u016fzn\u00e9 z\u00e1le\u017eitosti. P\u0159ich\u00e1zej\u00ed tak\u00e9 ot\u00e1zky, zda mus\u00ed informovat \u010cSSZ o pozastaven\u00ed […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":12567,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-47410","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poradna"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/47410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=47410"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/47410\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/12567"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=47410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=47410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=47410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}