{"id":52294,"date":"2024-10-04T12:27:58","date_gmt":"2024-10-04T10:27:58","guid":{"rendered":"https:\/\/www.invarena.cz\/?p=52294"},"modified":"2024-10-04T12:27:59","modified_gmt":"2024-10-04T10:27:59","slug":"zprisnuji-se-podminky-pro-narok-na-predcasny-duchod","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=52294","title":{"rendered":"Zp\u0159\u00eds\u0148uj\u00ed se podm\u00ednky pro n\u00e1rok na p\u0159ed\u010dasn\u00fd d\u016fchod"},"content":{"rendered":"\n<p>&nbsp;Od \u0159\u00edjna se po ro\u010dn\u00edm obdob\u00ed op\u011bt zp\u0159\u00eds\u0148uj\u00ed podm\u00ednky pro n\u00e1rok na p\u0159ed\u010dasn\u00fd d\u016fchod.<\/p>\n\n\n\n<p>Za poklesem tempa r\u016fstu&nbsp;<a href=\"https:\/\/globe24.cz\/wiki\/duchody\" rel=\"noreferrer noopener\" target=\"_blank\">d\u016fchod\u016f<\/a>&nbsp;stoj\u00ed vl\u00e1dn\u00ed d\u016fchodov\u00e1 reforma, kter\u00e1 v\u00fdrazn\u011b pozm\u011bnila n\u011bkter\u00e9 kl\u00ed\u010dov\u00e9 podm\u00ednky a parametry. Nap\u0159\u00edklad zm\u011bna ve valoriza\u010dn\u00edch mechanismech p\u0159isp\u011bla k tomu, \u017ee letos d\u016fchody vzrostly jen o 760 korun, zat\u00edmco d\u0159\u00edve se o\u010dek\u00e1valo zv\u00fd\u0161en\u00ed o 1770 korun. Tato \u00faprava m\u00e1 tedy z\u00e1sadn\u00ed dopad na v\u00fd\u0161i penz\u00ed a celkovou finan\u010dn\u00ed situaci d\u016fchodc\u016f.<\/p>\n\n\n\n<p>V\u011bk, kdy mohou lid\u00e9 odej\u00edt do d\u016fchodu, se nov\u011b bude flexibiln\u011b p\u0159izp\u016fsobovat pr\u016fm\u011brn\u00e9 d\u00e9lce do\u017eit\u00ed. Podle nov\u00fdch pravidel se o\u010dek\u00e1v\u00e1, \u017ee lid\u00e9 str\u00e1v\u00ed v d\u016fchodu pr\u016fm\u011brn\u011b 21,5 roku. D\u016fle\u017eit\u00e9 je, \u017ee konkr\u00e9tn\u00ed informace o tom, kdy budou moci p\u0159estat pracovat, budou dostupn\u00e9 minim\u00e1ln\u011b 15 let p\u0159edem. T\u00edmto zp\u016fsobem se zd\u00e1, \u017ee dne\u0161n\u00ed \u010dty\u0159ic\u00e1tn\u00edci maj\u00ed p\u0159ed sebou nejistou budoucnost, nebo\u0165 nemaj\u00ed jasnou p\u0159edstavu o tom, kdy mohou o\u010dek\u00e1vat konec sv\u00e9 pracovn\u00ed kari\u00e9ry.<\/p>\n\n\n\n<p>Od \u0159\u00edjna se zavedly p\u0159\u00edsn\u011bj\u0161\u00ed podm\u00ednky pro p\u0159izn\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho d\u016fchodu, co\u017e znamen\u00e1, \u017ee lid\u00e9 nyn\u00ed pot\u0159ebuj\u00ed del\u0161\u00ed dobu poji\u0161t\u011bn\u00ed. D\u0159\u00edve bylo mo\u017en\u00e9 odej\u00edt do p\u0159ed\u010dasn\u00e9ho d\u016fchodu i s ni\u017e\u0161\u00edmi n\u00e1roky, pokud byla spln\u011bna v\u011bkov\u00e1 podm\u00ednka. Nov\u011b v\u0161ak mohou lid\u00e9 po\u017e\u00e1dat o p\u0159ed\u010dasn\u00fd d\u016fchod maxim\u00e1ln\u011b t\u0159i roky p\u0159ed dosa\u017een\u00edm standardn\u00edho d\u016fchodov\u00e9ho v\u011bku, p\u0159i\u010dem\u017e nov\u00e1 minim\u00e1ln\u00ed doba poji\u0161t\u011bn\u00ed podle&nbsp;<a href=\"https:\/\/www.e15.cz\/finexpert\/duchody\/do-predcasneho-duchodu-v-zari-nebo-az-v-rijnu-rozdil-je-velky-1418589\" rel=\"noreferrer noopener\" target=\"_blank\">E15<\/a>&nbsp;vzrostla z 35 na 40 let. Tato zm\u011bna zt\u011b\u017euje p\u0159\u00edstup k p\u0159ed\u010dasn\u00e9mu d\u016fchodu pro mnoho lid\u00ed.<\/p>\n\n\n\n<p>Podm\u00ednky pro \u0159\u00e1dn\u00fd starobn\u00ed d\u016fchod z\u016fst\u00e1vaj\u00ed st\u00e1le stejn\u00e9, minim\u00e1ln\u00ed doba poji\u0161t\u011bn\u00ed se tedy nem\u011bn\u00ed a nad\u00e1le \u010din\u00ed 35 let. Vl\u00e1da se rozhodla zp\u0159\u00edsnit pravidla pro p\u0159ed\u010dasn\u00fd d\u016fchod jako reakci na zhor\u0161uj\u00edc\u00ed se demografickou situaci. Pom\u011br mezi lidmi v produktivn\u00edm v\u011bku a seniory se toti\u017e obrac\u00ed v neprosp\u011bch mlad\u0161\u00edch generac\u00ed. Pokud by nedo\u0161lo ke zm\u011bn\u00e1m v syst\u00e9mu, hrozilo by, \u017ee by schodky d\u016fchodov\u00e9ho syst\u00e9mu nar\u016fstaly do takov\u00e9 m\u00edry, \u017ee by to mohlo m\u00edt v\u00e1\u017en\u00e9 d\u016fsledky pro jeho udr\u017eitelnost, jak zd\u016fraznil&nbsp;<a href=\"https:\/\/www.denik.cz\/ekonomika\/zmeny-v-predcasnych-duchodech-prehledne.html\" rel=\"noreferrer noopener\" target=\"_blank\">Den\u00edk<\/a>.<\/p>\n\n\n\n<p>Osoby, kter\u00e9 se rozhodnou pro p\u0159ed\u010dasn\u00fd d\u016fchod, se mus\u00ed sm\u00ed\u0159it s t\u00edm, \u017ee jejich m\u011bs\u00ed\u010dn\u00ed d\u00e1vky budou trvale ni\u017e\u0161\u00ed, ne\u017e jak\u00e9 by dost\u00e1vali p\u0159i \u0159\u00e1dn\u00e9m odchodu do penze. A\u017e do \u0159\u00edjna minul\u00e9ho roku platily pro p\u0159ed\u010dasn\u00e9 d\u016fchodce konkr\u00e9tn\u00ed kr\u00e1cen\u00ed: pokud ode\u0161li o rok d\u0159\u00edve, d\u016fchod se jim sni\u017eoval o 0,9 procenta za ka\u017ed\u00fdch 90 dn\u00ed, a pokud se rozhodli odej\u00edt o dva roky d\u0159\u00edve, jejich d\u016fchod klesal o 1,12 procenta. P\u0159i p\u0159ed\u010dasn\u00e9m odchodu mezi t\u0159et\u00edm a p\u00e1t\u00fdm rokem se kr\u00e1cen\u00ed zvy\u0161ovalo na 1,5 procenta. Nicm\u00e9n\u011b od lo\u0148sk\u00e9ho \u0159\u00edjna se pravidla zm\u011bnila a nyn\u00ed plat\u00ed, \u017ee v\u0161ichni, kdo pob\u00edraj\u00ed p\u0159ed\u010dasn\u00fd d\u016fchod, budou m\u00edt sn\u00ed\u017een\u00ed o 1,5 procenta bez ohledu na to, kdy do penze ode\u0161li.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>&nbsp;Od \u0159\u00edjna se po ro\u010dn\u00edm obdob\u00ed op\u011bt zp\u0159\u00eds\u0148uj\u00ed podm\u00ednky pro n\u00e1rok na p\u0159ed\u010dasn\u00fd d\u016fchod. Za poklesem tempa r\u016fstu&nbsp;d\u016fchod\u016f&nbsp;stoj\u00ed vl\u00e1dn\u00ed d\u016fchodov\u00e1 reforma, kter\u00e1 v\u00fdrazn\u011b pozm\u011bnila n\u011bkter\u00e9 <a class=\"mh-excerpt-more\" href=\"https:\/\/www.invarena.cz\/?p=52294\" title=\"Zp\u0159\u00eds\u0148uj\u00ed se podm\u00ednky pro n\u00e1rok na p\u0159ed\u010dasn\u00fd d\u016fchod\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":14065,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-52294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/52294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52294"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/52294\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/14065"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}