{"id":53428,"date":"2024-11-28T07:59:06","date_gmt":"2024-11-28T06:59:06","guid":{"rendered":"https:\/\/www.invarena.cz\/?p=53428"},"modified":"2024-11-28T07:59:07","modified_gmt":"2024-11-28T06:59:07","slug":"invalidni-duchod-ji-nestacil-zacala-si-pujcovat","status":"publish","type":"post","link":"https:\/\/www.invarena.cz\/?p=53428","title":{"rendered":"Invalidn\u00ed\u00a0d\u016fchod j\u00ed nesta\u010dil, za\u010dala si p\u016fj\u010dovat\u00a0\u00a0"},"content":{"rendered":"\n

\u010cT 1\u00a0– Ud\u00e1losti

\u010ce\u0161i se letos p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz chovaj\u00ed o n\u011bco zodpov\u011bdn\u011bji. Vypl\u00fdv\u00e1 to z pr\u016fzkumu \u010cesk\u00e9 bankovn\u00ed asociace. Podle jej\u00edch dat loni k dluh\u016fm rizikov\u011b p\u0159istupovalo 11 % lid\u00ed. V tomto roce jejich pod\u00edl klesl na 7 %. V\u011bt\u0161ina respondent\u016f uv\u00e1d\u00ed, \u017ee kv\u016fli dovolen\u00e9 nebo z\u00e1\u017eitk\u016fm by se nikdy nezadlu\u017eila.

Lichv\u00e1\u0159skou p\u016fj\u010dku si vzala kv\u016fli hromad\u00edc\u00edm se slo\u017eenk\u00e1m, jen z\u00a0invalidn\u00edho<\/strong>\u00a0d\u016fchodu je sama zaplatit nemohla.

Kate\u0159ina, dlu\u017enice
——————–
Abych vlastn\u011b tu prvn\u00ed p\u016fj\u010dku m\u011bla z \u010deho spl\u00e1cet, tak jsem si vzala druhou, to u\u017e se mi tro\u0161i\u010dku nel\u00edbilo, no, ale byla jsem prost\u011b v takov\u00fdm presu finan\u010dn\u00edm, \u017ee mi nezbylo ne\u017e prost\u011b to odk\u00fdvat.

redaktorka \u010cT
——————–
Z dluhu se nakonec dostala s pomoc\u00ed dluhov\u00e9 poradny pr\u00e1vn\u00edk\u016f a kamar\u00e1dky. S financemi te\u010f nakl\u00e1d\u00e1 opatrn\u011bji. Podobn\u011b jako dal\u0161\u00ed \u010desk\u00e9 dom\u00e1cnosti. Ty se letos podle pr\u016fzkumu bankovn\u00ed asociace p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz chovaj\u00ed m\u00e9n\u011b rizikov\u011b.

Filip Hanzl\u00edk, hlavn\u00ed pr\u00e1vn\u00edk a n\u00e1m\u011bstek v\u00fdkonn\u00e9ho \u0159editele \u010cBA
——————–
Velmi pravd\u011bpodobn\u011b doch\u00e1z\u00ed k postupn\u00e9mu ale zlep\u0161ov\u00e1n\u00ed ekonomick\u00e9 situace rodin, dom\u00e1cnost\u00ed i jednotlivc\u016f. A ta druh\u00e1 skupina d\u016fvod\u016f podle m\u011b souvis\u00ed s t\u00edm, \u017ee lid\u00e9 si prost\u011b v\u00edc uv\u011bdomuj\u00ed, jak\u00e1 ta chov\u00e1n\u00ed jsou rizikov\u00e1.

redaktorka \u010cT
——————–
T\u0159eba t\u00e9m\u011b\u0159 3\/4 \u010cech\u016f by si podle pr\u016fzkumu nikdy nep\u016fj\u010dily na z\u00e1\u017eitky nebo dovolenou. Dluhy tak\u00e9 necht\u011bj\u00ed m\u00edt kv\u016fli sportovn\u00edmu vybaven\u00ed a v\u00edc ne\u017e t\u0159etina obyvatel by si nep\u016fj\u010dila ani na spl\u00e1cen\u00ed p\u0159edchoz\u00edch \u00fav\u011br\u016f.

Michal Straka, specialista na finan\u010dn\u00ed trh, Ipsos
——————–
Nej\u010dast\u011bji si p\u016fj\u010dujeme na rekonstrukci bytu anebo n\u00e1kup auta, d\u00e1le je spot\u0159ebn\u00ed elektronika a r\u016fzn\u00e9 dal\u0161\u00ed, men\u0161\u00ed vybaven\u00ed dom\u00e1cnost\u00ed.

redaktorka \u010cT
——————–
Nejv\u00edc zku\u0161enost\u00ed maj\u00ed \u010ce\u0161i s kontokorentem nebo n\u00e1kupem na spl\u00e1tky.

Daniel H\u016fle, vedouc\u00ed dluhov\u00e9ho poradenstv\u00ed, \u010clov\u011bk v t\u00edsni
——————–
Tou ekonomickou situac\u00ed byla velk\u00e1 \u010d\u00e1st lid\u00ed tla\u010dena k tomu si p\u016fj\u010dit i v situaci, kdy nem\u011bli \u00fapln\u011b jasnou vidinu, \u017ee to budou schopni spl\u00e1cet. Z hlediska kraj\u016f, tak \u00dasteck\u00fd, Karlovarsk\u00fd kraj jsou na tom ur\u010dit\u011b nejh\u016f\u0159 z hlediska toho, jak se ti lid\u00e9 maj\u00ed a jak moc jsou zadlu\u017een\u00ed?

redaktorka \u010cT
——————–
Lid\u00e9 by si m\u011bli podle organizace \u010clov\u011bk v t\u00edsni d\u00e1t pozor t\u0159eba na denn\u00ed \u00farok nebo na pom\u011br mezi \u00farokovou sazbou, kterou spole\u010dnosti inzeruj\u00ed, a tou, za ni\u017e opravdu p\u016fj\u010duj\u00ed. <\/p>\n\n\n\n


<\/p>\n","protected":false},"excerpt":{"rendered":"

\u010cT 1\u00a0– Ud\u00e1losti \u010ce\u0161i se letos p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz chovaj\u00ed o n\u011bco zodpov\u011bdn\u011bji. Vypl\u00fdv\u00e1 to z pr\u016fzkumu \u010cesk\u00e9 bankovn\u00ed asociace. Podle jej\u00edch dat loni k […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":600,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-53428","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/53428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53428"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/53428\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/600"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=53428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=53428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}