TV Nova<\/p>\n\n\n\n
\u010ce\u0161i se spol\u00e9haj\u00ed na starobn\u00ed d\u016fchod a sami si na st\u00e1\u0159\u00ed moc ne\u0161et\u0159\u00ed. Podle pr\u016fzkumu jedn\u00e9 z penzijn\u00edch spole\u010dnost\u00ed je u n\u00e1s takov\u00fdch lid\u00ed 96 %. <\/p>\n\n\n\n
Podle odborn\u00edk\u016f u\u017e ale nesta\u010d\u00ed spol\u00e9hat se na st\u00e1tn\u00ed d\u016fchod ve st\u00e1\u0159\u00ed. D\u016fle\u017eit\u00e9 je aktivn\u011b \u0161et\u0159it a odkl\u00e1dat si pen\u00edze co nejd\u00e9le. <\/p>\n\n\n\n
Reynolds Koranteng, moder\u00e1tor<\/strong> Te\u010f kv\u016fli nedostatku financ\u00ed p\u0159ib\u00fdv\u00e1 d\u016fchodc\u016f, kte\u0159\u00ed pracuj\u00ed. Zam\u011bstnan\u00fd je zhruba ka\u017ed\u00fd p\u00e1t\u00fd. <\/p>\n\n\n\n Karol\u00edna Pavl\u00ednov\u00e1, redaktorka<\/strong> T\u00e9m\u011b\u0159 t\u0159etina lid\u00ed p\u0159ed d\u016fchodem a v d\u016fchodov\u00e9m v\u011bku m\u00e1 podle pr\u016fzkumu obavy, \u017ee nevyjde s pen\u011bzi, a to kv\u016fli zvy\u0161uj\u00edc\u00edm se \u017eivotn\u00edm n\u00e1klad\u016fm a n\u00edzk\u00e9mu st\u00e1tn\u00edmu d\u016fchodu. Podle odborn\u00edk\u016f jsou obavy nam\u00edst\u011b.<\/p>\n\n\n\n Jana Zelinkov\u00e1, \u0159editelka Generali penzijn\u00ed spole\u010dnosti<\/strong> Ty st\u00e1tn\u00ed syst\u00e9my nejsou schopn\u00e9 ufinancovat ten d\u016fchodov\u00fd syst\u00e9m, zejm\u00e9na pokud je pr\u016fb\u011b\u017en\u00fd tak jako u n\u00e1s.<\/p>\n\n\n\n Blanka Jak\u016fbkov\u00e1, analyti\u010dka, Response Now<\/strong> Lid\u00e9 se za\u010dali na d\u016fchod p\u0159ipravovat ve v\u011bku pr\u016fm\u011brn\u011b 42 let.<\/p>\n\n\n\n redaktorka<\/strong> V \u010cesku i ve zbytku Evropy populace st\u00e1rne a n\u00e1klady na d\u016fchody tak rostou raketov\u00fdm tempem. <\/p>\n\n\n\n Michal Sko\u0159epa, ekonom, \u010cesk\u00e1 spo\u0159itelna<\/strong> Je tady ur\u010dit\u00e1 generace lid\u00ed, kte\u0159\u00ed za\u010dali podnikat v devades\u00e1t\u00fdch letech, v tuhle chv\u00edli odch\u00e1zej\u00ed do d\u016fchodu, maj\u00ed vyd\u011bl\u00e1no.<\/p>\n\n\n\n Karol\u00edna Pavl\u00ednov\u00e1, redaktorka<\/strong> Na d\u016fchod tak padnou jejich \u00faspory nebo pen\u00edze z investic. 16 % lid\u00ed v p\u0159edd\u016fchodov\u00e9m v\u011bku pl\u00e1nuje ve st\u00e1\u0159\u00ed vyu\u017e\u00edt p\u0159\u00edjmy z nemovitost\u00ed. P\u0159\u00edpravy na d\u016fchod podle odborn\u00edk\u016f podce\u0148uj\u00ed \u017eeny, p\u0159itom v n\u011bm str\u00e1v\u00ed pr\u016fm\u011brn\u011b del\u0161\u00ed \u010das ne\u017e mu\u017ei. <\/p>\n\n\n\n Blanka Jak\u016fbkov\u00e1, analyti\u010dka, Response Now<\/strong> Mysl\u00edme si, \u017ee to je zp\u016fsobeno t\u00edm, \u017ee \u017eeny jsou \u010dast\u011bji na mate\u0159sk\u00e9 dovolen\u00e9, \u017ee nemaj\u00ed tak vysok\u00fd p\u0159\u00edjem jako mu\u017ei a prost\u011b nemaj\u00ed potom takovou mo\u017enost si odkl\u00e1dat tolik pen\u011bz.<\/p>\n\n\n\n Karol\u00edna Pavl\u00ednov\u00e1, redaktorka<\/strong> Pr\u016fm\u011brn\u00e1 doba v d\u016fchodu se st\u00e1le prodlu\u017euje. Te\u010f je to t\u00e9m\u011b\u0159 25 let.<\/p>\n\n\n\n Jana Zelinkov\u00e1, \u0159editelka Generali penzijn\u00ed spole\u010dnosti<\/strong> Pouze 50 % t\u011bch st\u00e1vaj\u00edc\u00edch d\u016fchodc\u016f se na d\u016fchod p\u0159ipravovalo. \u010casto b\u00fdv\u00e1 sou\u010d\u00e1st\u00ed t\u00e9 p\u0159\u00edpravy na d\u016fchod pr\u00e1v\u011b i zabezpe\u010den\u00ed bydlen\u00ed. To, co se \u010dasto objevovalo v tom pr\u016fzkumu, je pr\u00e1v\u011b i p\u0159\u00edjem skrze zam\u011bstn\u00e1n\u00ed.<\/p>\n\n\n\n redaktorka<\/strong> Podle odborn\u00edk\u016f by m\u011bl st\u00e1t lidi v\u00edce v\u00e9st k d\u016fchodov\u00e9 spoluodpov\u011bdnosti.<\/p>\n\n\n\n Jana Zelinkov\u00e1, \u0159editelka Generali penzijn\u00ed spole\u010dnosti<\/strong> Jsou st\u00e1ty, kter\u00e9 maj\u00ed i tzv. druh\u00fd pil\u00ed\u0159, to znamen\u00e1 p\u0159\u00edsp\u011bvek od zam\u011bstnavatele, kter\u00fd v \u010cesk\u00e9 republice neexistuje. <\/p>\n\n\n\n Karol\u00edna Pavl\u00ednov\u00e1, redaktorka<\/strong> Pod\u00edl zam\u011bstnan\u00fdch d\u016fchodc\u016f na v\u0161ech pracuj\u00edc\u00edch u n\u00e1s u\u017e p\u0159esahuje 10 %. <\/p>\n\n\n\n Reynolds Koranteng, moder\u00e1tor<\/strong> V\u00fddaje d\u016fchodc\u016f ve srovn\u00e1n\u00ed s ostatn\u00ed populac\u00ed podle ekonom\u016f rostou rychleji, nejv\u00edce d\u00e1vaj\u00ed na bydlen\u00ed a potraviny. P\u0159itom st\u00e1tn\u00ed d\u016fchody maj\u00ed b\u00fdt v budoucnu ni\u017e\u0161\u00ed, a proto je nutn\u00e9 za\u010d\u00edt si na st\u00e1\u0159\u00ed spo\u0159it co nejd\u0159\u00edve. <\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> V roce 2024 utr\u00e1celi d\u016fchodci nejv\u00edce za bydlen\u00ed, energie a vodu. N\u00e1sledovaly v\u00fddaje za potraviny a n\u00e1poje.<\/p>\n\n\n\n Kl\u00e1ra Gramppov\u00e1, \u0159editelka Linky senior\u016f<\/strong> Na na\u0161i Linku senior\u016f se ur\u010dit\u011b obrac\u00ed vlastn\u011b senio\u0159i v d\u016fchodov\u00e9m v\u011bku, kte\u0159\u00ed maj\u00ed finan\u010dn\u00ed pot\u00ed\u017ee. To procento t\u011bch lid\u00ed tvo\u0159\u00ed a\u017e 30 % t\u011bch vol\u00e1n\u00ed, kdy oni maj\u00ed n\u011bjak\u00fd z\u00e1va\u017en\u00fd probl\u00e9m.<\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> Na krizovou linku vol\u00e1 zhruba 21 000 senior\u016f ro\u010dn\u011b. Nej\u010dast\u011bji pr\u00fd pot\u0159ebuj\u00ed pomoct pr\u00e1v\u011b s bydlen\u00edm.<\/p>\n\n\n\n Kl\u00e1ra Gramppov\u00e1, \u0159editelka Linky senior\u016f<\/strong> Kdy pokud ti lidi nemaj\u00ed u\u017e ze sv\u00e9ho aktivn\u00edho v\u011bku n\u011bjakou nemovitost, kterou vlastn\u00ed, tak je velmi t\u011b\u017ek\u00e9, hlavn\u011b ve v\u011bt\u0161\u00edch m\u011bstech, uplatit n\u00e1jemn\u00ed bydlen\u00ed z d\u016fchodu a u\u017e v\u016fbec je nemo\u017en\u00e9 si tu nemovitost po\u0159\u00eddit.<\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> Nejv\u011bt\u0161\u00ed probl\u00e9m pak pr\u00fd nast\u00e1v\u00e1, kdy\u017e \u010dlov\u011bk z\u016fstane v dom\u00e1cnosti \u00fapln\u011b s\u00e1m. Pavel Peterka, ekonom, XTB<\/strong> Vdovy a vdovci v tom d\u016fchodov\u00e9m v\u011bku velmi \u010dasto pat\u0159\u00ed mezi ty obyvatele, kte\u0159\u00ed jsou ohro\u017eeni chudobou, obzvl\u00e1\u0161\u0165 u t\u011bch, kte\u0159\u00ed nebydl\u00ed ve vlastn\u00edm.<\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> Nav\u00edc pr\u016fm\u011brn\u00e1 m\u011bs\u00ed\u010dn\u00ed cena v domovech senior\u016f \u010dasto p\u0159evy\u0161uje starobn\u00ed d\u016fchod. <\/p>\n\n\n\n Pavel Peterka, ekonom, XTB<\/strong> Co\u017e \u010dasto vede k tomu, \u017ee je bu\u010fto pot\u0159eba sahat do t\u011bch celo\u017eivotn\u00edch \u00faspor, anebo doufat, \u017ee n\u011bkter\u00fd z rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f ten rozd\u00edl doplat\u00ed. <\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> Podle odborn\u00edk\u016f je pr\u00fd d\u016fle\u017eit\u00e9, aby lid\u00e9 v nouzi v\u011bd\u011bli, \u017ee mohou vyu\u017e\u00edt nap\u0159\u00edklad p\u0159\u00edsp\u011bvek na bydlen\u00ed nebo zv\u00fdhodn\u011bn\u00e9 tarify na telefon a internet.<\/p>\n\n\n\n Kl\u00e1ra Gramppov\u00e1, \u0159editelka Linky senior\u016f<\/strong> Pokud nev\u011bd\u00ed, tak se m\u016f\u017eou obr\u00e1tit na na\u0161i linku na pomoc nebo se obr\u00e1tit na soci\u00e1ln\u00ed odbor v m\u00edst\u011b bydli\u0161t\u011b, poradit se, na co v\u0161echno by mohli m\u00edt n\u00e1rok. <\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, redaktorka<\/strong> Podle ekonom\u016f by si lid\u00e9 m\u011bli odkl\u00e1dat na d\u016fchod minim\u00e1ln\u011b 10 % ze sv\u00fdch p\u0159\u00edjm\u016f a za\u010d\u00edt by pr\u00fd m\u011bli co nejd\u0159\u00edve. Kv\u016fli nep\u0159\u00edzniv\u00e9mu demografick\u00e9mu v\u00fdvoji budou m\u00edt toti\u017e p\u0159\u00edslu\u0161n\u00edci dne\u0161n\u00ed st\u0159edn\u00ed a mlad\u0161\u00ed generace v budoucnu v\u00fdrazn\u011b ni\u017e\u0161\u00ed d\u016fchody ne\u017e sou\u010dasn\u00ed senio\u0159i.<\/p>\n\n\n\n V\u00edt Hradil, ekonom<\/strong> Pokud byste si p\u0159edstavovala, \u017ee se chcete m\u00edt zhruba tak, jako se maj\u00ed dne\u0161n\u00ed d\u016fchodci zase v pom\u011bru k tomu, kolik vyd\u011bl\u00e1v\u00e1 pracuj\u00edc\u00ed, tak to, abyste skute\u010dn\u011b za\u010dala spo\u0159it, proto\u017ee na tohle skute\u010dn\u011b pen\u00edze nebudou.<\/p>\n\n\n\n Pavel Peterka, ekonom, XTB<\/strong> Ide\u00e1ln\u00ed \u010das je vlastn\u011b, kdy\u017e za\u010dnou rodi\u010de je\u0161t\u011b p\u0159ed narozen\u00edm toho d\u00edt\u011bte. Pokud se ani tak ned\u011bje, tak je podle m\u011b ide\u00e1ln\u00ed \u010das za\u010d\u00edt hnedka s prvn\u00edm p\u0159\u00edjmem. <\/p>\n\n\n\n V\u00edt Hradil, hlavn\u00ed ekonom spole\u010dnosti Cyrus<\/strong> Pro mlad\u00e9ho \u010dlov\u011bka asi jasn\u00e1 volba jsou akcie. A pokud jde o \u010d\u00e1stky, pokud mu sta\u010d\u00ed se m\u00edt, jako vid\u00ed dnes u dne\u0161n\u00edch d\u016fchodc\u016f, tak mu sta\u010d\u00ed odkl\u00e1dat n\u00edzk\u00e9 jednotky tis\u00edc. Pokud v\u00e1m je 20, tak v\u00e1m pravd\u011bpodobn\u011b sta\u010d\u00ed vy\u0161\u0161\u00ed stovky, ale opravdu konzistentn\u011b cel\u00fd \u017eivot.<\/p>\n\n\n\n redaktorka<\/strong> 10 % p\u0159\u00edjm\u016f odkl\u00e1dan\u00e9ho na d\u016fchod je minimum. Postupem \u010dasu by se podle ekonom\u016f lid\u00e9 m\u011bli dostat a\u017e na procent 30. <\/p>\n\n\n\n Ad\u00e9la Snopov\u00e1, televize Nova. Lucie Borhyov\u00e1, moder\u00e1torka<\/strong> A zda si spo\u0159\u00ed na d\u016fchod, jsme se lid\u00ed ptali na \u010ceskobud\u011bjovicku. A jak to dopadlo, se te\u010f pod\u00edvejte. osoba<\/strong> Nespo\u0159\u00edm, nespo\u0159\u00edm. <\/p>\n\n\n\n osoba<\/strong> J\u00e1 ne teda moc, proto\u017ee jsem zat\u00edm student, ale odkl\u00e1d\u00e1m si na stranu ka\u017ed\u00fd m\u011bs\u00edc pen\u00edze. <\/p>\n\n\n\n osoba<\/strong> Ur\u010dit\u011b si spo\u0159\u00edm, u\u017e dlouho. osoba<\/strong> A\u017e v n\u011bjak\u00fdm stadiu, a\u017e si najdu n\u011bjakou stabiln\u011bj\u0161\u00ed pr\u00e1ci, tak si budu odkl\u00e1dat n\u011bjak\u00fdch fond\u016f. <\/p>\n\n\n\n osoba<\/strong> Nen\u00ed z \u010deho si zat\u00edm \u00fapln\u011b spo\u0159it, tak zat\u00edm to taky ne\u0159e\u0161\u00edm.<\/p>\n\n\n\n moder\u00e1tor<\/strong> D\u016fchody v p\u0159\u00ed\u0161t\u00edm roce porostou. Nav\u00fd\u0161en\u00ed starobn\u00ed, invalidn\u00ed i poz\u016fstalostn\u00ed penze m\u00e1 z\u00edtra schvalovat vl\u00e1da. T\u00e9matu se budeme v\u011bnovat v po\u0159adu TN Live Do hloubky s datov\u00fdm analytikem Petrem Barton\u011bm. Tak se d\u00edvejte ve 20:20 na OnePlay, webu TN.cz nebo p\u0159es modr\u00e9 tla\u010d\u00edtko na HbbTV<\/p>\n","protected":false},"excerpt":{"rendered":" TV Nova \u010ce\u0161i se spol\u00e9haj\u00ed na starobn\u00ed d\u016fchod a sami si na st\u00e1\u0159\u00ed moc ne\u0161et\u0159\u00ed. Podle pr\u016fzkumu jedn\u00e9 z penzijn\u00edch spole\u010dnost\u00ed je u n\u00e1s takov\u00fdch […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":19377,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-60861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zpravy"],"_links":{"self":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/60861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=60861"}],"version-history":[{"count":0,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/posts\/60861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=\/wp\/v2\/media\/19377"}],"wp:attachment":[{"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=60861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=60861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.invarena.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=60861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}